All Posts by Christina Lavingia

5 Reasons Why You Need a Customer-Facing Terminal

5 Reasons Why You Need a Customer-Facing Terminal

If you’re shopping for a new credit card terminal, it’s easy to feel overwhelmed by your options. Make the wrong choice and you could be in the same position in a year’s time. Changes in payment technology and consumer trends are unpredictable, but some credit card terminals are better suited for the future than others. Without over-complicating the matter with makes and models, we’ll focus simply on the credit card terminal's physical orientation. There are five compelling reasons why you should opt for a customer-facing terminal over a traditional cashier-facing one. The Imminent Rise of Chip…

How to Automate Recurring Payment Processing With PayJunction

How to Automate Recurring Payment Processing With PayJunction

Welcome to PJ University, where we teach you how to use PayJunction like a pro. Today’s lesson is how to set up recurring payment processing. It can be challenging to handle recurring payments efficiently and securely. If you aren’t able to store credit card information in your payment software, you’re likely requesting a signed authorization form and credit card information from your customers regularly. You may also be writing card information down on paper, but this is not PCI compliant. With PayJunction, you can set up payment schedules to bill as often and long as you’d…

What Is a Payment Gateway?

What Is a Payment Gateway?

Did you make an online purchase this week? Then you used a Payment Gateway without even knowing it. A Payment Gateway provides a safe method of transferring cardholder data from a website to a payment network for processing. It communicates the confirmation of sufficient funds and the transaction approval back to the website. It’s the technical glue that connects the point of sale to the payment network and is unique to card-not-present, online payments. Now, if you’re looking to accept online payments, you may be wondering how a Payment Gateway fits into the process. After all, there are…

Paper Receipts: Their Enormous Toll on the Environment and Public Health

Paper Receipts: Their Enormous Toll on the Environment and Public Health

“Would you like a copy of your receipt?” We encounter this question more often than we realize, whether it’s verbalized by a cashier or stated on a payment screen. Think of the morning cup of coffee you grab regularly, the deli you frequent at lunch, the trip to the gas station on the way home from work (and dare we say it, the snack or pack of gum you grab from the gas station’s convenience store). Sure, these paper receipts are a reminder of the hard-earned cash we’re spending on coffee and gum, but they — too — have…