All Posts by Christina Lavingia

5 Best Practices for Credit Card Terminal Security

5 Best Practices for Credit Card Terminal Security

Maintaining a secure business doesn’t just benefit you; it also benefits the customers who frequent your business and pay for your services. Simply locking your cash drawer isn’t enough if you accept credit card payments. Fraud costs businesses and consumers alike. According to the Federal Trade Commision, consumers reported over $744 million in fraud complaints in 2016. These complaints can impact the buyer perception of businesses that are breached or neglectful of fraud occurring on their premises. By implementing a device security protocol, you can stay on top of your business’s PCI compliance and actively prevent fraud.…

How to Have a Successful Year in 2018

How to Have a Successful Year in 2018

By this point, you may be weary of the year-end listicle. It seems there’s a way to evaluate every aspect of your life around this time of year, along with societal pressure to do so. But when it comes to your business, it isn’t OK to just go with the status quo. That’s because your business’s health may be a major determinant of your own financial health and subsequent well-being. The vitality of your business can dictate whether you’re open or closed by next year. We recommend asking yourself the following eight questions to properly…

ONTRAPORT Integrations: Affordable Payment Processing via PayJunction

ONTRAPORT Integrations: Affordable Payment Processing via PayJunction

As your business develops, it’s natural to add on an e-commerce component or a marketing team to grow your reach and brand awareness. Even as a curious business owner, you might be wondering who your ideal customer is, what your customer journey looks like and how interested buyers are finding your product or services. When your business reaches this apex, it’s wise to consider your options for marketing automation software. Marketing automation software can help you streamline your communication with prospects and customers, understand a customer’s lifetime value, determine where your advertising dollars are best spent and…

How Montecito Plastic Surgery Collects Plastic Surgery Payments

How Montecito Plastic Surgery Collects Plastic Surgery Payments

Understandably, any business is most concerned with providing outstanding service. When it comes to managing the business — and the logistics that come with that — easy and effective solutions help business owners focus on what matters most. This is critical for all medical and health care services, where the patient must be the first priority. To help streamline daily close out and focus on providing optimal patient care, Montecito Plastic Surgery looked into new payment providers that offered benefits that both the practice and the patients would enjoy. A friend recommended Dr. Adam Lowenstein look into PayJunction, and the practice experienced…

New Visa Transaction Integrity Fee in 2018

New Visa Transaction Integrity Fee in 2018

A new Visa transaction integrity fee will be charged starting April 14, 2018, on any credit transaction that does not meet the custom payment service (CPS) qualification standards. Visa, MasterCard, Discover and Amex update their Interchange guidelines biannually in April and October. This fee will be $0.10 per transaction. So, what are the CPS qualification standards, and how can you expect this fee to impact your monthly merchant statements? Visa Transaction Integrity Fee on Non-CPS Transactions As part of Visa’s Interchange guide, the CPS program allows certain low-risk transactions to qualify for a lower processing rate. To qualify,…