All Posts by Christina Lavingia

Interchange Plus Pricing vs. Flat

Interchange Plus Pricing vs. Flat

For starters, there are more rate plans for your business to consider than just Flat and Interchange plus pricing. That said, comparing too many options at once can be overwhelming; therefore, we’re going to focus on only two plans to simplify things a bit. If you’re just starting to accept credit card payments, a Flat rate plan might be the best to start with. If your business is more mature, Interchange plus rates will likely be more advantageous. Let’s dive into an explanation of each option. Flat Rate Pricing Payment Facilitators offer their customers Flat rate pricing,…

PayJunction Reviews Highlight Exceptional Customer Service

PayJunction Reviews Highlight Exceptional Customer Service

At PayJunction, we believe a healthy business cannot exist without happy customers. In the spirit of Valentine's Day, we’ve compiled a number of customer support “love letters” earned in 2018. We appreciate these customers for letting us know how we’re doing. PayJunction has no contract for service, meaning we earn our customers’ business each and every month. It’s a core tenet we believe in, one of mutual respect and partnership. This Valentine's Day, we're grateful for our current customer base and new businesses that partner with us to achieve better service and more transparency in the payments…

What Is a Payment Facilitator?

What Is a Payment Facilitator?

Have you ever heard of Square, Stripe or PayPal? You might be surprised to learn that these recognizable names in the payments space are Payment Facilitators. There are numerous middlemen involved in credit card processing, and depending on your size and needs, different ones will prove most advantageous for you. If you're unsure what defines a Payment Facilitator, here's your answer. A Payment Facilitator provides businesses with one shared, mass merchant account. Anyone can use it, making them a preferred choice for small businesses with a low processing volume. Businesses that opt for a Payment Facilitator will share their merchant…

How to Have a Successful Year in 2019

How to Have a Successful Year in 2019

By this point, you may be weary of the year-end listicle. It seems there’s a way to evaluate every aspect of your life around this time of year, along with societal pressure to do so. But when it comes to your business, it isn’t OK to just go with the status quo. That’s because your business’s health may be a major determinant of your own financial health and subsequent well-being. The vitality of your business can dictate whether you’re open or closed by next year. We recommend asking yourself the following eight questions to properly…