All Posts by PayJunction Contributor

How to Build an Online Store From the Ground Up

How to Build an Online Store From the Ground Up

Every day, more people choose to do their shopping online. You can't deny the convenience of buying the products you need right from your living room, and e-commerce has become a huge industry spanning all types of retail. Business owners all over the world have seen the advantages of selling online and today it's nearly unheard of for a company not to have a website — and those who don't are missing out. Breaking into the world of e-commerce can be very profitable, but it's understandable if you don't know where to start. After all, a lot goes into the creation…

3 Considerations When Selecting Cloud Service Providers

3 Considerations When Selecting Cloud Service Providers

Payment Card Industry (PCI) compliance is an absolutely essential cog in the wheel that turns e-commerce. While it’s legal in the U.S. to not comply with PCI standards, failure to do so can result in bank fines, an inability to do business with Card Associations like Visa and MasterCard and — most importantly — put your customers’ personal information at risk. Ensuring PCI compliance can be daunting, particularly when you are operating in the cloud, but it must be addressed to be trusted in the online marketplace. How exposed is customer data among cloud providers? A 2015 study done by…

5 Mobile Fraud Prevention Tips for Your Employees

5 Mobile Fraud Prevention Tips for Your Employees

Mobile fraud is reaching unprecedented levels, and users are vulnerable in numerous ways, including the following: Apps can redirect you to fake sites that download malware onto your phone or procure your private data by imitating legitimate and recognizable sites. Email scams lead to mobile vulnerabilities because many people access email on their smartphones. SMS phishing (or smishing) is the practice of sending fraudulent messages by SMS in an attempt to acquire personal or bank information. Text messaging is susceptible to “spear phishing,” where the fraudster finds out personal information about you via social media or other online sources and…

5 Reasons to Accept Mobile Payments Now

5 Reasons to Accept Mobile Payments Now

Now that high-speed mobile connectivity permeates our society, millennial digital natives (and many older "digital immigrants") are seeking ways to leverage its benefits. That's leading them to gradually embrace newer, more seamless and secure modes of payment: from EMV credit cards and e-checks to mobile contactless payments made with smartphones and smartwatches. Mobile payments, or tap-to-pay systems, are especially promising. Although the underlying technology has been around for decades, it’s only recently gained traction as a viable payment method for U.S. consumers. In 2015, Wired predicted an upsurge in mobile payments adoption. Many experts expect the category to…