All Posts by PayJunction Team

Grow Your Business By Offering an Ecommerce Credit Card Processor

Grow Your Business By Offering an Ecommerce Credit Card Processor

As a business owner, you’ve probably lost count of how many times you’ve heard that e-commerce is the way of the future. At the same time, with in-store spending at brick and mortar locations predicted to make up nearly 90 percent of all retail sales in the United States in 2019, you might also be wondering whether e-commerce is overhyped. The short answer is it’s not. Though online sales, whether from desktop or mobile devices, might only represent a small percentage of business right now, here are six key reasons why offering an ecommerce credit card processor…

4 Interesting Payment Processing Solution Trends

4 Interesting Payment Processing Solution Trends

We’ve come a long way since the day when payment options came down to the simple question of “cash or charge.” Whether your business is brick and mortar or online, there are numerous forces shaping your options for payment processing, from changing consumer preferences to new technologies. Trends for payment processing are evolving, and staying on top of the industry is important for providing secure, convenient customer experiences that also reduce your own business risks. Here are four interesting payment processing solutions to watch that can help you deliver simpler, faster and more seamless payment experiences that align with…

3 Reasons to Add Debit Card Processing to Your Business

3 Reasons to Add Debit Card Processing to Your Business

According to CreditCards.com, more Americans than ever before are using credit cards as their sole payment method. But if you think the surging popularity of credit cards means that your business can afford to bypass offering customers other payment options, you should think again. There are some compelling reasons you should not overlook adding debit card processing to your business, too. How Do Debit Cards Work? Credit cards and debit cards might look the same and both fulfill the function of enabling payment from cardholders to your business. But credit card and debit card transactions work differently, and the…

5 Best Credit Card Machine Features to Meet Your Needs

5 Best Credit Card Machine Features to Meet Your Needs

With so many credit card machines on the market, choosing an option that will work best for your needs may seem like a tough task. From security features that reduce the risk of fraud and costly chargebacks to Smart Terminals that accept a variety of payment types and may be more environmentally friendly to boot, there’s a lot for businesses to sort through to find the best credit card machine. Depending on what you’re looking for, here are the five best credit card machine features to meet your needs. Reduce Lengthy Checkout Times At Your Register Look For…

Credit Card Fraud in America Today

Credit Card Fraud in America Today

According to the most recent Nilson Report, $24.26 billion is lost worldwide to credit card fraud on an annual basis, which is comparable to the Gross Domestic Product of nations such as Iceland and El Salvador. As alarming as these numbers may be, it is important to take an even closer look at the state of credit card fraud in America today. As the leading country in the world for credit card fraud, 38.6 percent of those losses were reported in the United States, amounting to $9.36 billion a year. The Importance of Understanding Credit Card Fraud…