All Posts by PayJunction Team

Why Integrate a Payment API?

Why Integrate a Payment API?

An API, or application program interface, is the set of protocols and tools that let different types of software interface with each other. Developers use APIs to avoid reinventing the wheel every time they want to offer a new feature. Facebook’s API allows users to log onto other sites using their Facebook login credentials, for example. Mailchimp offers a popular API for email list management. And as you may have guessed, PayJunction also offers an API for payment processing. In this guide, we’ll cover how a payment API helps businesses, and what features product managers and independent software…

The Buyer's Guide to Shopping for a Credit Card Terminal

The Buyer's Guide to Shopping for a Credit Card Terminal

Investing in a credit card terminal carries obvious benefits. A combined 75 percent of consumers prefer to shop with a credit or debit card, so accepting credit cards opens your business up to a wider market than businesses that only accept cash. Some modern credit card terminals can also process alternative forms of payment, such as mobile payments. One downside is that researching credit card processing terminals can be daunting. What do you really need to know about EMV, NFC and PCI DSS? Consider this guide your key to understanding some of the more technical credit card terminal features that…

Everything You Need to Know About Virtual Terminals

Everything You Need to Know About Virtual Terminals

If you’re shopping around for a payment processing solution for your business, you may have come across the term “Virtual Terminal.” It sounds fancy enough, but how do you decide whether this web-based Payment Gateway is right for you? What Is a Virtual Terminal? As a business owner, you’re likely familiar with processing customer transactions using a credit card terminal. You swipe, enter or key in card details, and the terminal prints a paper receipt so you can record the transaction. It's the old-school, traditional way to process payments. At a surface level, a Virtual Terminal and the…

The 4 Things Successful Brick and Mortar Stores Do Differently

The 4 Things Successful Brick and Mortar Stores Do Differently

Can brick and mortar stores thrive in a digital age? Definitely – provided they know how to make themselves stand out. Focus Website on Local Traffic Search almost anything on Google, and you’ll end up with hundreds of thousands, even millions, of results. How is a small business owner supposed to feel optimistic about ever getting to the top page? The secret of Internet success is that you don’t need to conquer the global market to see results. In many cases, brick and mortar stores can benefit by focusing on their local community. Almost three-quarters of users who do…