All Posts by Ursula Librizzi

Credit Card Processors vs. Merchant Service Providers

Credit Card Processors vs. Merchant Service Providers

It’s very likely you looked at the title of this post and thought, “Those are different?” The general public uses these terms interchangeably, and without extensive knowledge of the payments industry, it makes sense to do so. However, it’s important that business owners understand the difference between credit card processors and Merchant Service Providers as each provider handles different parts of your credit card processing. Let’s jump in. Credit Card Processors The term credit card processors is often used as a blanket term for all credit card processing middlemen, but it actually refers to Payment Processors. A…

What Is Online Credit Card Processing

What Is Online Credit Card Processing

Online credit card processing refers to card-not-present payments that are completed on an e-commerce website via a Payment Gateway. The gateway is either provided by or integrated with a Merchant Service Provider. To be successful in online credit card processing, there are certain services and tools that are required, while others are nice to have. Learn about the providers involved in online credit card processing, requirements and how you can simplify back-end e-commerce operations. Payment Gateways and More Before you can start online credit card processing, you need to set up the following: Website Hosting: The technology and services needed…

How to Set Up Hosted Checkout With PayJunction

How to Set Up Hosted Checkout With PayJunction

Welcome to PayJunction University, where we teach you how to use PayJunction like a pro. Today’s lesson is on how to set up Hosted Checkout, which enables businesses to securely accept payments through their websites with minimal effort. Hosted Checkout can be used in two ways: by e-commerce businesses selling various products online, or by businesses looking to collect payments on outstanding balances or invoices. Depending on how you use Hosted Checkout, some of the follow steps may not apply. To get started, select “More” from the menu on the left and then click “Hosted Payments” under “Other.” Select…

How to Start Accepting Credit Cards

How to Start Accepting Credit Cards

Becoming a business that accepts credit cards is a process. Both before and after the application there are certain steps that we strongly advise you to take. Follow the steps below to start accepting credit cards at your business and be successful from the get-go. Research Your Options You wouldn’t apply for a bank loan without thoroughly researching your options, right? The same should go for accepting credit cards. You need access to a merchant account to process credit and debit transactions, and like most service industries, there are an overwhelming number of options to choose from. To cut…

The State of Patient Payments in Health Care

The State of Patient Payments in Health Care

Digital convenience is driving a change in consumer habits. Combine that with the shift to high-deductible health plans, and the result is patients paying more attention to the quality, cost and amenities available to them around the care they receive. Patient Payment Trends Zirmed and Navicure published the 2018 Patient Payment Check-Up survey report, which provides key insights into financial collections, communications and methods across both patients and providers. Here’s what we found interesting in patient trends: The desire for digital payment options is growing across age groups. As you might expect, younger patients continue to seek digital convenience…