All Posts by Ursula Librizzi

Best Practices for Your Business’s Cybersecurity

Best Practices for Your Business’s Cybersecurity

Cyberhacking should be at the forefront of every business owner’s mind. According to IBM, companies face a 26 percent chance of a data breach in a 24-month period. And hackers are only getting smarter; data breaches reached a record high in 2016, according to the Identity Theft Resource Center. As a PCI Level 1-compliant Merchant Account Provider, we live and breathe security. Without adhering to the highest standards, we wouldn’t be able to serve our customers effectively. We believe every business should be secure to protect both its own interests and those of its customers. Here are our…

What Are the Most Common ACH Reject Codes?

What Are the Most Common ACH Reject Codes?

ACH offers many advantages over paper checks, including faster notification of acceptance or failure. That said, ACH reject codes still come days after the transaction is initiated, so it’s important to know how to resolve these rejects and provide the right information to your customers. To quickly rectify these rejects, it’s vital to familiarize yourself with the most common ACH reject codes and how to solve them. 4 ACH Reject Codes to Know “R01 Insufficient Funds” means the available balance is not sufficient to cover the amount of the debit entry. After receiving this ACH reject code, there…

Why BPA-Free Receipts Matter

Why BPA-Free Receipts Matter

Bisphenol A (BPA) is an estrogen-mimicking chemical primarily used in the production of plastics, resins and consumer goods. Although the potential impact of this chemical was first studied by scientists in the 1930s, it wasn’t until the mid-2000s when a boom of research sparked concern across the globe. Because of the implications found in research, many countries (and more than 10 U.S. states) have gone BPA free for certain products. Following suit, the Federal Drug Administration (FDA) banned the use of the chemical in baby bottles and children’s cups in 2012 and infant formula packaging in 2013.…

What Is an API?

What Is an API?

The adage, ‘Don’t reinvent the wheel’ is simple. If the work has already been done, don’t waste your time duplicating it. That very idea is the core reason why APIs are so successful today. Many software companies are very good at what they do, and offer APIs so other companies don’t have to replicate the same work. An API Example Put simply, an API lets you interface your software with another. Consider this example: A software company wants to display a map in its interface, but instead of creating its own mapping technology from scratch – which would…