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What Is a Payment Gateway?

What Is a Payment Gateway?

Did you make an online purchase this week? Then you used a Payment Gateway without even knowing it. A Payment Gateway provides a safe method of transferring cardholder data from a website to a payment network for processing. It communicates the confirmation of sufficient funds and the transaction approval back to the website. It’s the technical glue that connects the point of sale to the payment network and is unique to card-not-present, online payments. Now, if you’re looking to accept online payments, you may be wondering how a Payment Gateway fits into the process. After all, there are…

How Accepting Credit Cards Can Benefit Your Business

How Accepting Credit Cards Can Benefit Your Business

Whether you’re just starting out or have been in business for years, you may be toying with the idea of accepting credit cards. Sure, getting started may seem daunting. You have to apply for a merchant account, purchase a card reader, possibly add on some additional software and, on top of all that, hope you have customers who want to pay by card. If you’re on the fence, we can say with confidence you’d be doing your business a disservice by not giving your customers the option to pay with a credit card. Coming from a Merchant…

3 Reasons to Add Debit Card Processing to Your Business

3 Reasons to Add Debit Card Processing to Your Business

According to CreditCards.com, more Americans than ever before are using credit cards as their sole payment method. But if you think the surging popularity of credit cards means that your business can afford to bypass offering customers other payment options, you should think again. There are some compelling reasons you should not overlook adding debit card processing to your business, too. How Do Debit Cards Work? Credit cards and debit cards might look the same and both fulfill the function of enabling payment from cardholders to your business. But credit card and debit card transactions work differently, and the…

PCI DSS Compliance Checklist For Businesses

PCI DSS Compliance Checklist For Businesses

Below, we outline the 12 items the Payment Card Industry Security Standard Council (PCI SSC) recommends, in addition to our own best practices, to meet PCI DSS compliance. We recommend thoroughly reading through the official quick reference guide from the PCI Security Standards Council for even more details. Some of these items may not apply to your business, depending on its breadth and size, but in a world where hackers are only getting smarter and technology is advancing daily, it's important to stay on top of safeguarding your business. PCI DSS Compliance Checklist 1. Install and maintain a firewall configuration…

Paper Receipts: Their Enormous Toll on the Environment and Public Health

Paper Receipts: Their Enormous Toll on the Environment and Public Health

“Would you like a copy of your receipt?” We encounter this question more often than we realize, whether it’s verbalized by a cashier or stated on a payment screen. Think of the morning cup of coffee you grab regularly, the deli you frequent at lunch, the trip to the gas station on the way home from work (and dare we say it, the snack or pack of gum you grab from the gas station’s convenience store). Sure, these paper receipts are a reminder of the hard-earned cash we’re spending on coffee and gum, but they — too — have…