--- title: PayJunction Blog | Case Study description: Case Study | Your go-to for payment processing news, resources and merchant success stories. The PayJunction Blog has everything you need to grow your business in one place. --- [tel:1-800-601-0230](tel:1-800-601-0230) 800-601-0230 - Features - Solutions - Developers - [Pricing](https://www.payjunction.com/payments/pricing.html) - Resources [See a Demo](https://www2.payjunction.com/tour-payjunction) Features - EXPLORE PRODUCTS [No-code Payments Integration®](https://www.payjunction.com/payments/no-code-payments-integration.html) [ZeroTouch Terminal](https://www.payjunction.com/payments/smart-terminal.html) [Portable Terminal](https://www.payjunction.com/payments/portable-credit-card-reader-terminal.html) - ACCEPT PAYMENTS [Invoices](https://www.payjunction.com/payments/electronic-invoices.html) [ACH Electronic Checks](https://www.payjunction.com/payments/ach-payments.html) [SmartSurcharge®](https://www.payjunction.com/payments/smart-surcharge.html) [Cards on File](https://www.payjunction.com/payments/store-credit-card-info.html) [Rapid Refunds](https://www.payjunction.com/payments/credit-card-refund.html) [Recurring Billing](https://www.payjunction.com/payments/recurring-payments.html) [Ecommerce](https://www.payjunction.com/payments/ecommerce-merchant-services.html) [Mobile App](https://itunes.apple.com/us/app/payjunction/id1324839420?ls=1&mt=8) - EXPLORE CAPABILITIES [Overview](https://www.payjunction.com/payments/payment-processing-solutions.html) [Integration Marketplace](https://integrations.payjunction.com/) [Remote Signature](https://www.payjunction.com/payments/signature-capture.html) [Multi-Location](https://www.payjunction.com/payments/enterprise-payments.html) [Sales Reports](https://www.payjunction.com/payments/sales-reports.html) [Search and Export](https://www.payjunction.com/payments/transaction-history-search.html) [Customization](https://www.payjunction.com/payments/custom-payment-software.html) Solutions - [Veterinary Streamline payment workflows and get paid faster with up-front deposits and payment schedules for high-cost procedures. Get time back and spend it with furry patients.](https://www2.payjunction.com/payment-processing-veterinarians) - [Dental Simplify patient payments with multiple means of collection at your dental practice. Meet patient expectations and elevate the payment experience.](https://www2.payjunction.com/payment-processing-dentists) - [Auto Dealer Manage dealership payments by department, brand and location. Get automated reports for simplified end-of-day close and save on processing fees.](https://www2.payjunction.com/automotive-merchant-services) Developers - [API Documentation See how to embed omnichannel payment features into your software, using your choice of our intuitive integration methods.](https://developer.payjunction.com/) - [Developer Experience Explore the developer journey and learn how our full-service partnership model helps you maximize merchant payment adoption rates.](https://www.payjunction.com/payments/payment-api.html) - [No-code Payments Integration® Rapidly integrate payment acceptance features into any SaaS application in minutes using our easy-to-use Chrome browser extension.](https://www.payjunction.com/payments/no-code-payments-integration.html) - [Integration Marketplace Check out our growing marketplace of integrated solution partners that streamline payment acceptance and help businesses automate and scale.](https://integrations.payjunction.com/) [Pricing](https://www.payjunction.com/payments/pricing.html) Resources - [About Us Learn how our people-first culture at PayJunction helps us earn widespread recognition and awards.](https://www.payjunction.com/payments/about.html) - [Careers Join us in our pursuit to deliver exceptional experiences to customers and partners.](https://www2.payjunction.com/careers) - [Support Get helpful information about how to use features, troubleshoot problems and contact us.](https://support.payjunction.com/) - [Blog Gain useful insights into payment industry trends and PayJunction solutions.](https://blog.payjunction.com/) - [Guides Up your payment processing knowledge with our in-depth eBooks and White Papers.](https://guides.payjunction.com/) - [Tutorials Read articles and watch videos about how to use valuable features on the PayJunction platform.](https://blog.payjunction.com/topic/pj-university) # PayJunction Blog Real solutions to streamline your business. Featured Resource: Assess Your Merchant Statements DOWNLOAD NOW Show All ACH Animal Hospitals API Auto Dealership Auto Repair Auto Shop Business Management Business Tips Cards on File Case Study Chargebacks COVID-19 Credit Card Processing Dentistry Developer Resources E-Commerce Electronic Receipt EMV Enterprise Business Industry News Integrated Payments Legal Services Liability Shift Medical Practices Merchant Account NFC No-code Payments Integration® Paperless PayJunction Culture PJ University Questions and Answers Rates Remote Payments Remote Signature Security Smart Terminal Surcharge Survey Transparency Unethical Billing Veterinary Virtual Terminal - ## [![How Andean Chevrolet Reduced Monthly Processing Fees from $40k to $6k](https://blog.payjunction.com/hubfs/ANDEAN.png) How Andean Chevrolet Reduced Monthly Processing Fees from $40k to $6k Credit card processing fees were quietly draining margin at Andean Chevrolet. In June alone, the dealership spent nearly $40,000 on credit card processing. That level of expense limited their flexibility, and hurt their bottom line profit. ![Picture of PayJunction Team](https://blog.payjunction.com/hs-fs/hubfs/PayJunction%20Logo%20Cropped%20-%20Vertical%20Grey.png?width=48&height=48&name=PayJunction%20Logo%20Cropped%20-%20Vertical%20Grey.png) PayJunction Team 3/11/2026 READ MORE](https://blog.payjunction.com/andean-chevrolet-reduce-fees-and-surcharging-case-study) - ## [![How Statewide Ford Simplified Payments & Offset Over 50% of Processing Costs with SmartSurcharge™](https://blog.payjunction.com/hubfs/State%20Wide%20Ford.png) How Statewide Ford Simplified Payments & Offset Over 50% of Processing Costs with SmartSurcharge™ For Statewide Ford, the goals were clear: reduce credit card processing costs, maintain full compliance with card brand rules, and simplify payment operations across the dealership. That’s why they partnered with PayJunction, a trusted partner committed to their long-term success. With PayJunction’s SmartSurcharge program and suite of modern tools, Statewide Ford now offsets over half of their total card processing fees annually with compliant technology that protects their CSI. And, after eight years working with PayJunction, the dealership has no intention to go elsewhere. “I couldn’t be any happier,” said Stacy, the dealership’s controller, “We don’t need to look at anything else because the service is that good.” ![Picture of PayJunction Team](https://blog.payjunction.com/hs-fs/hubfs/PayJunction%20Logo%20Cropped%20-%20Vertical%20Grey.png?width=48&height=48&name=PayJunction%20Logo%20Cropped%20-%20Vertical%20Grey.png) PayJunction Team 1/20/2026 READ MORE](https://blog.payjunction.com/how-statewide-ford-simplified-payments-offset-over-50-of-processing-costs-with-smartsurcharge) - ## [![Taking it to the Streets: How No-code Payments Integration® Saved Time and Money for DocTerra Mobile Veterinary Services](https://blog.payjunction.com/hubfs/BLOG/HERO%20IMAGES/doc-terra-vet.svg) Taking it to the Streets: How No-code Payments Integration® Saved Time and Money for DocTerra Mobile Veterinary Services DocTerra Mobile Veterinary Services is a 24-foot all-mobile veterinary clinic in North Carolina. The clinic provides the same veterinary care as a brick-and-mortar practice for all pets, large and small: dogs, cats, birds, turtles, rabbits, horses, farm animals, and even ostriches. The vet team drives to patients’ homes and farms for wellness checks, emergency care, surgery, dentistry work, lab tests, and radiology. DocTerra uses Covetrus Pulse, a cloud-based Veterinary Operating System, to manage their practice. ![Picture of Michelle Wagner](https://blog.payjunction.com/hs-fs/hubfs/Headshot%202018%201.jpg?width=48&height=48&name=Headshot%202018%201.jpg) Michelle Wagner 12/5/2024 READ MORE](https://blog.payjunction.com/how-no-code-payments-integration-saved-time-and-money-for-docterra-mobile-veterinary-services) - ## [![How No-code Payments Integration® Saved Bridgeport Veterinary Hospital Time and Money](https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/Bridgeport.svg) How No-code Payments Integration® Saved Bridgeport Veterinary Hospital Time and Money Bridgeport Veterinary Hospital opened its doors in the Greater Philadelphia area in 2018. The full-service animal hospital offers wellness and physical exams, surgery, dental care, behavioral counseling, and boarding. Dr. Craig McLahan and his 20-member team follow a philosophy of pet and people-centered care, and everyone at the clinic takes that philosophy to heart. The more time staff can spend caring for patients, the better the experience. ![Picture of PayJunction Team](https://blog.payjunction.com/hs-fs/hubfs/PayJunction%20Logo%20Cropped%20-%20Vertical%20Grey.png?width=48&height=48&name=PayJunction%20Logo%20Cropped%20-%20Vertical%20Grey.png) PayJunction Team 9/19/2024 READ MORE](https://blog.payjunction.com/bridgeport-vet-no-code-payments-integration) - ## [![Now Hear This: Sycle Adds New Payment Features Using No-code Payments Integration®](https://blog.payjunction.com/hubfs/BLOG/HERO%20IMAGES/Sycle-NCPI.svg) Now Hear This: Sycle Adds New Payment Features Using No-code Payments Integration® Sycle, the audiology industry’s leading office management software, is the choice of over 8,000 clinics and 20,000 hearing care professionals. The software handles everything from appointment scheduling to insurance claims management, marketing and financial reporting. Sycle’s seamless integration with complementary software platforms helps practice managers eliminate manual tasks and streamline workflows. ![Picture of Michelle Wagner](https://blog.payjunction.com/hs-fs/hubfs/Headshot%202018%201.jpg?width=48&height=48&name=Headshot%202018%201.jpg) Michelle Wagner 7/11/2024 READ MORE](https://blog.payjunction.com/sycle-no-code-payments-integration) - ## [![How Marketplace Physical Therapy Relieved the Pain of Payment Acceptance](https://blog.payjunction.com/hubfs/BLOG/HERO%20IMAGES/Marketplace-PT-Case-Study.svg) How Marketplace Physical Therapy Relieved the Pain of Payment Acceptance Marketplace Physical Therapy is a holistic therapy and wellness center specializing in Orthopedic, Metabolic and Neurological Rehabilitation. Michael Rappaport founded the practice in 2003. It has grown to 5 locations in Southern California’s inland empire region. ![Picture of Michelle Wagner](https://blog.payjunction.com/hs-fs/hubfs/Headshot%202018%201.jpg?width=48&height=48&name=Headshot%202018%201.jpg) Michelle Wagner 5/21/2024 READ MORE](https://blog.payjunction.com/marketplace-physical-therapy) Prev 1 [2](https://blog.payjunction.com/topic/case-study/page/2) [3](https://blog.payjunction.com/topic/case-study/page/3) [4](https://blog.payjunction.com/topic/case-study/page/4) [5](https://blog.payjunction.com/topic/case-study/page/5) [Next](https://blog.payjunction.com/topic/case-study/page/2) ### Download your **FREE** self-assessment about unethical billing. - ###### FEATURES [No-code Payments Integration®](https://www.payjunction.com/payments/no-code-payments-integration.html) [ZeroTouch Terminal](https://www.payjunction.com/payments/smart-terminal.html) [Portable Terminal](https://www.payjunction.com/payments/portable-credit-card-reader-terminal.html) [Invoices](https://www.payjunction.com/payments/electronic-invoices.html) [ACH](https://www.payjunction.com/payments/ach-payments.html) [SmartSurcharge®](https://www.payjunction.com/payments/smart-surcharge.html) [Cards on File](https://www.payjunction.com/payments/store-credit-card-info.html) [Recurring Billing](https://www.payjunction.com/payments/recurring-payments.html) - [Ecommerce](https://www.payjunction.com/payments/ecommerce-merchant-services.html) [Customization](https://www.payjunction.com/payments/custom-payment-software.html) [Remote Signatures](https://www.payjunction.com/payments/signature-capture.html) [Rapid Refunds](https://www.payjunction.com/payments/credit-card-refund.html) [Multi-Location](https://www.payjunction.com/payments/enterprise-payments.html) [Sales Reports](https://www.payjunction.com/payments/sales-reports.html) [Search and Export](https://www.payjunction.com/payments/transaction-history-search.html) [Mobile App](https://itunes.apple.com/us/app/payjunction/id1324839420?ls=1&mt=8) - ###### BUSINESS SOLUTIONS [Auto Dealers](https://www2.payjunction.com/automotive-merchant-services) [Veterinary](https://www2.payjunction.com/payment-processing-veterinarians) [Dentistry](https://www2.payjunction.com/payment-processing-dentists) - ###### RESOURCES [Product Overview](https://www.payjunction.com/payments/payment-processing-solutions.html) [Integrations](https://integrations.payjunction.com/) [Blog](https://blog.payjunction.com/) [Guides](https://guides.payjunction.com/) [Support](https://support.payjunction.com/) [Service Status](https://status.payjunction.com/) [Tutorials](https://blog.payjunction.com/tag/pj-university/) [API](https://www.payjunction.com/payments/payment-api.html) - [Trust Center](https://trust.payjunction.com/) [Request a Demo](https://www2.payjunction.com/payjunction-demo) [Pricing](https://www.payjunction.com/payments/pricing.html) [About Us](https://www.payjunction.com/payments/about.html) [Careers *HIRING*](https://www2.payjunction.com/careers) [Press](https://media.payjunction.com/) - ###### RESOURCES [Integrations](https://integrations.payjunction.com/) [Guides](https://guides.payjunction.com/) [Tutorials](https://blog.payjunction.com/tag/pj-university/) [API](https://www.payjunction.com/payments/payment-api.html) [Request a Demo](https://www2.payjunction.com/payjunction-demo) [About Us](https://www.payjunction.com/payments/about.html) [Careers *HIRING*](https://www2.payjunction.com/careers) [Press](https://media.payjunction.com/) [Trust Center](https://trust.payjunction.com/) [Service Status](https://status.payjunction.com/) - ###### BUSINESS SOLUTIONS [Auto Dealers](https://www2.payjunction.com/automotive-merchant-services) [Veterinary](https://www2.payjunction.com/payment-processing-veterinarians) [Dentistry](https://www2.payjunction.com/payment-processing-dentists) ##### 800-601-0230 SIGN UP FOR OUR NEWSLETTER  Become a better advocate for your business. 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