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Merchant Statements

Understanding Merchant Credit Card Processing

No matter what side of a credit card transaction you are on, it’s likely you have a basic understanding of the process. The card is run, it’s either approved or declined, and a day or so later the customer has a new charge on his card history, and the business receives the funds.
Ursula Librizzi 7/30/2019 READ MORE
Understanding Retailer Credit Card Processing and How It Can Help Your Business

From Starbucks to Shake Shack, a growing number of businesses have floated the idea of doing away with cash transactions altogether, media reports have observed. But given that a significant number of U.S. businesses still do not accept credit cards at all, perhaps a more relevant conversation to be having is what continues to hold some businesses back from accepting credit card payments?
PayJunction Team 7/25/2019 READ MORE
How Credit Card Machine Leasing Companies Hurt Your Bottom Line

The right credit card terminal will help you achieve lower rates and protect your business from fraud. It would be silly to opt against using one if you take in-person transactions, so the vast majority of business owners do.
Ursula Librizzi 7/15/2019 READ MORE
POS Credit Card Terminal: The Advanced Shopping Guide

Investing in a POS credit card terminal carries obvious benefits. A combined 75 percent of consumers prefer to shop with a credit or debit card, so accepting credit cards opens your business up to a wider market than businesses that only accept cash. Some modern credit card terminals can also process alternative forms of payment, such as mobile payments. One downside is that researching credit card processing terminals can be daunting. What do you really need to know about EMV, NFC and PCI DSS?
PayJunction Team 6/27/2019 READ MORE
Merchant Account Fees: The Most Common Defined

Whether you’re setting up a merchant account or reviewing your merchant statements, there’s a lot of terminology around merchant account fees. Below, we list and define the most common terms you’ll encounter.
Ursula Librizzi 3/8/2019 READ MORE
Merchant Account Setup: Steps to Take

If you’re eager to start processing credit card transactions for your business, you’ll need a merchant account. It's essentially a line of credit that enables a business to process credit and debit card transactions.
Christina Lavingia 2/26/2019 READ MORE