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The Top 5 Chargeback Challenges for Businesses & How to Overcome Them
The past eighteen months have presented a unique slate of challenges and opportunities for the card-not-present space.
Monica Eaton-Cardone
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Who Regulates Credit Card Processing Companies?
Credit card processing companies, including Acquirers, Merchant Service Providers, Payment Gateways, and Payment Facilitators are regulated by a variety of organizations and regulatory bodies. The Card Brands, the Payment Card Industry Data Security Standard (PCI DSS), the National Automated Clearing House (NACHA), sponsor banks, and federal and state governments all play a role in overseeing the credit card processing standards.
Ursula Librizzi
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How United Toyota Dealership Benefits From PayJunction Payment Processing
Forman Automotive, formerly Rogers & Rogers, is your typical multi-location auto dealership. Each day is busy as Forman Automotive features various brands at it's multiple locations, including United Toyota.
Christina Lavingia
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How Billback Rate Plans Mislead Business Owners
There are a few payment processing rate plans you can choose from, which vary depending on who you decide to work with. In the unfortunate event you work with an unethical Merchant Account Provider, you may end up on Billback or worse, Enhanced Billback.
Ursula Librizzi
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ACH Rejects and Processing Explained
ACH stands for Automated Clearing House, a network managed by NACHA. The network enables the electronic transfer of funds from one bank to another by directly debiting a consumer or business checking or savings account. It is commonly used for payroll, bills and invoices, and tax payments. ACH transaction fees are lower than those of credit and debit cards, so it is a popular cost-effective payment type, especially for higher ticket purchases.
Ursula Librizzi
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What Is an AVS Mismatch?
Declined transactions are stressful. No cardholder likes being in that position, and it’s a tense situation for business owners who lack answers to rectify the issue.
Christina Lavingia
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