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While often fun, predicting the future can be risky for individuals and companies that focus their resources and investments on the wrong initiatives. We believe business leaders can find inspiration in the words of Malcolm X: "The future belongs to those who prepare for it today."READ MORE
What is Embedded Finance? Embedded payments are part of a bigger umbrella term called “embedded finance” that is defined as “the integration of financial services into non-financial websites, mobile apps, and business processes.” Simply put, software companies partner with banks and technology providers to extend a seamless experience to customers on their platform.READ MORE
An API, or application programming interface, is a set of protocols and tools that let different types of software interface with each other. Developers use APIs to quickly add new features to their software. Payment service providers like PayJunction publish APIs that allow software providers and developers to easily add credit, debit and ACH payments within their core software for in-person and online acceptance.READ MORE
There’s no denying that we are all witnesses to the explosive growth of online sales as consumers increasingly embrace the convenience of digital payments and platforms. But here’s a fun fact that doesn’t get much attention: a whopping 80% of retail purchases are conducted in person! People still frequent stores, restaurants, medical offices, automotive dealers, hair salons and more to buy goods and services.READ MORE
PayJunction swept up during the 2022 awards season, taking home three Gold Globee Business Excellence Awards, two Silver and one Gold ABA Stevie Awards, and a Gold Titan Award. Every employee of PayJunction shares strong core values focused on meeting the needs of customers and valuing long-term relationships over short-term profits.READ MORE
Independent Software Vendors (ISV) have a lot to consider as they evaluate payment gateway and platform providers. It calls for comprehensive research that includes the company, the developer experience, payment features, security and compliance, and customer support.READ MORE