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There’s no denying that we are all witnesses to the explosive growth of online sales as consumers increasingly embrace the convenience of digital payments and platforms. But here’s a fun fact that doesn’t get much attention: a whopping 80% of retail purchases are conducted in person! People still frequent stores, restaurants, medical offices, automotive dealers, hair salons and more to buy goods and services.READ MORE
Independent Software Vendors (ISV) have a lot to consider as they evaluate payment gateway and platform providers. It calls for comprehensive research that includes the company, the developer experience, payment features, security and compliance, and customer support.READ MORE
Payment acceptance has evolved significantly since the days when businesses used “Knuckle Busters” to capture an imprint of credit card details. Using separate systems for ringing up purchases and taking payments—in-person or online—is inefficient and prone to errors. Read on to learn how integrated payments benefit business owners and software companies.READ MORE
Do It Yourself (DIY) is great if you’re a hobbyist or are one of those people fortunate enough to have skills related to things like home repairs and renovations, automotive repairs, and landscape installations. You can do what you enjoy without having to hire a professional, plus you typically save money.READ MORE
What is ACH Payment Processing? ACH payment processing is the banking industry’s definition of moving money between bank accounts in the United States. ACH stands for Automated Clearing House and the ACH network of financial institutions is responsible for the movement of funds. It is managed by Nacha, the organization that sets and enforces the Rules for ACH. The physical network that processes transactions is run by the ACH Operators, notably, the Federal Reserve and The Clearing House.READ MORE
Contactless payments have surged since 2020, initially spurred by consumers’ concerns about the spread of germs when the COVID-19 pandemic hit. Turns out, many people found “tap to pay” to be more convenient than swiping or inserting a card to make a payment, so contactless payments have taken hold. Visa reported earlier this year that nearly 20 percent of all in-person credit or debit card transactions in the U.S. — and 45% in New York City — are now made by tapping a card or using a digital wallet such as Apple Pay or Google Pay on an NFC payment terminal or other contactless acceptance devices, such as those in train and subway stations.READ MORE