How businesses accept payments can either streamline operations or slow them to a crawl. Long gone are the days when using a separate countertop terminal was the only way to accept payments. Now, payment solutions that can integrate into existing business management tools are raising the bar for speed, accuracy, and convenience.
What is an Integrated Payment Solution?
An integrated payment solution lets businesses accept credit and debit card payments within the software they already use to run their day-to-day operations. That could be a point-of-sale (POS) system, a practice management software, a dealer management platform, a CRM, or accounting software.
Instead of switching back and forth between screens, rekeying data, copying and pasting amounts, or reconciling payments manually in accounting systems, everything is connected. Integrated solutions ensure consistency and boost productivity. Automation, accuracy, and real-time syncing across systems translate to fewer mistakes, less busywork, and a better experience for everyone.
As more independent software vendors (ISVs) develop cloud-based solutions tailored to specific industries, the demand for integrated payments has surged. ISVs embed payment functionality directly into their platforms, making it easy for organizations to accept payments without toggling between multiple systems.
Are All Integrated Solution Providers the Same? Working with a One-Stop-Shop Promises Flexibility
While the benefits of integrated payments are clear, the path to integration varies. Some organizations have in-house developers and prefer complete API control. Others need a faster, easier way to start accepting payments from the software they already use, without the heavy initial development lift and continued maintenance to ensure a successful implementation.
No-code integration, low-code integration, and traditional API integration are all methods of connecting software services and exchanging data. However, they differ in the technical expertise required to build and customize integrations, the speed and efficiency of the process, and the compliance necessary.
This is where PayJunction stands out. Whether you're building custom workflows via API or want to plug payments into your browser-based system with zero coding, PayJunction becomes your one-stop-shop to choose your integration path and unlock long-term value while managing your projects.
No-Code Payments Integration®
Not every company has access to software development resources or wants to use the payment provider associated with their business software. That’s where PayJunction’s No-code Payments Integration® solutions come in.
Our browser extension connects payments directly to any SaaS software with zero coding. Implementing payments takes just a few minutes. Our experienced staff applies their implementation expertise to map necessary fields, set post-payment actions like marking an invoice “paid,” updating customer history, or triggering an internal workflow. It works with virtually any browser-based platform, including CRMs, billing tools, scheduling software, and more. It’s everything you need to get up and running in minutes, not months.
Low-Code Payments Integration
Low-code integration works much like no-code integration but requires a bit of technical know-how. It typically involves using accessible webhooks and some light coding to connect systems. This approach gives ISVs more control over how the integration works, effectively making it easier to customize workflows and tailor business logic to specific needs.
Full API Integration
For software providers, developers, and platforms with the resources to build out custom workflows, PayJunction’s API delivers exactly what's needed: total control, powerful omnichannel functionality, and deep integration into existing systems. PayJunction’s team is there every step of the way, providing payments knowledge, white-glove support, detailed documentation, and best practices for getting up and running quickly.
Don't Get Locked In
Here’s another big win with PayJunction’s No-code solution: you're not forced into an integration method that doesn't work for your business. PayJunction gives clients the power to choose the integrated payment method aligned with their business: Full API, No-code, Low-code, or a combination.
Your users gain access to transparent, ethical pricing, U.S. based customer support, and quality payment tools that make a difference, without being forced into a long-term contract or limited to a single processor. That kind of flexibility is rare and is an essential example of why many businesses choose PayJunction.
Tailored for the Real World Use Cases
In industries like veterinary care, dentistry, automotive dealerships, and personal and professional services, integrated solutions improve daily workflows. Payments automatically sync back to the business's software, saving time at checkout and reducing admin work, freeing employees to focus on clients and improve customer satisfaction.
Veterinary Practices
Veterinarians must juggle care, billing, and follow-ups all at once. With PayJunction’s integrated solutions, they can collect payment right from the exam room, send digital invoices after telehealth visits, or set up recurring payments for wellness plans.
Dental Offices
For busy dental practices, integrated solutions simplify collecting payments at the time of service, sending a text or email for balances due, and setting up recurring payments.
Automotive Dealerships
Auto dealerships have multiple interactions with customers, from the showroom to the service lane and parts department. Integrated solutions simplify reporting so controllers can easily view payment activity by department, location, and brand.
Professional Services
Accountants, bookkeeping services, consulting firms, payroll companies, and marketing agencies provide valuable services to business clients. Integrated solutions make it easy to process cards-on-file, run recurring payments, and create and send digital invoices, while syncing activity with business customer records.
Healthcare Practices
From front desk check-ins to post visit billing, healthcare providers face complex administrative demands related to payments. Integrated solutions streamline payment collection across the patient journey, whether it's collecting copays at check-in or sending digital invoices for outstanding balances. With payments syncing back to the practice management system, staff spend less time on manual entry and more time delivering quality care.
Value-Added Features That Go Beyond the Transaction
Credit Card Surcharging
Reduce credit card processing fees without lifting a finger. PayJunction’s SmartSurcharge provides a proven way for merchants to boost profitability while ensuring compliance with state laws and card brand rules. Owners don’t need to worry about staff applying or calculating surcharges correctly because it happens automatically within existing payment workflows.
ACH, Recurring Billing, and Text to Pay
PayJunction also supports cost-effective ACH bank transfers and automated recurring billing for memberships, subscriptions, or payment plans. Our text to pay invoicing is an efficient way to improve cash flow and enhance the customer experience.
Integration That Works for Everyone
For Software Developers and ISVs
PayJunction helps SaaS companies monetize payments without distracting dev teams. Use the full API for complete integration, or start fast with a no-code integration to onboard new users quickly.
Plus, when you partner with PayJunction, you get access to a dedicated team that supports your integration projects and helps you scale, so you can maximize attachment rates and revenue.
For Growing Businesses and Multi-Location Operators
Managing payments across multiple locations or departments? PayJunction makes it easy to integrate payments into your user’s existing stack, centralize reporting, and scale operations without complexity.
Gain real-time insight into payment activity and customer behavior, while keeping systems simple and employees focused on what matters.
Your Integration, Your Way
Integration isn’t one-size-fits-all. Businesses need flexible tools that adapt to their workflows, their customers, and their long-term goals. That;s why PayJunction gives software providers and their customers the freedom to integrate payments and create customized solutions that fit their business needs.
