“PJ University” Posts

How to Automate Recurring Billing With PayJunction

How to Automate Recurring Billing With PayJunction

Welcome to PJ University, where we teach you how to use PayJunction like a pro. Today’s lesson is how to set up recurring payments. It can be challenging to handle recurring payments efficiently and securely. If you aren’t able to store credit card information in your payment software, you’re likely requesting a signed authorization form and credit card information from your customers regularly. You may also be writing card information down on paper, but this is not PCI compliant. With PayJunction, you can set up payment schedules to bill as often and long as you’d like.…

How to Elevate Your Business Reporting With PayJunction

How to Elevate Your Business Reporting With PayJunction

Welcome to PJ University, where we teach you how to use PayJunction like a pro. Today’s lesson is how to create cumulative reports. If you’re used to a traditional credit card terminal, where you had to print out batch totals at the end of the day, our reports are going to save you time, increase organization and provide greater insights into your transactions. After logging into PayJunction, select “Reports” from the menu on the left, then select “Cumulative Report” from the sub-menu. The page will load with a report that you can customize. To do this, select the…

How to Reduce Chargebacks With Remote Signature Capture

How to Reduce Chargebacks With Remote Signature Capture

Welcome to PJ University, where we teach you how to use PayJunction like a pro. Today’s lesson is how to capture remote signatures and reduce chargebacks. If you ever need to dispute a chargeback, you will have to show the credit card company your customer’s signature for the transaction. Merchants who use traditional terminals for card-not-present transactions have to fax forms to their customers to collect a signature, which is a hassle. But with PayJunction’s remote signature capture, it’s fast and easy. Here’s how to collect a remote signature. Let’s start by processing a…

Meet the Smart Terminal by PayJunction

Meet the Smart Terminal by PayJunction

This is the Smart Terminal by PayJunction. It makes payment processing simpler and more secure than with traditional terminals — and it’s better for the environment too. Let’s take a look at how it works. As an example, Victoria is the office manager at Dr. Smith Dermatology. One of her favorite patients, Oliver, has stopped in to pick up some sunblock and is ready to pay. Victoria enters the amount into her computer and requests payment from Oliver. It shows up on the Smart Terminal, and Oliver is presented with a variety of payment options: a classic credit card,…

How to Read a PayJunction Merchant Statement on Tiered Pricing

How to Read a PayJunction Merchant Statement on Tiered Pricing

At PayJunction, we provide a detailed breakdown of our customers’ bills each month, which we’ll show you how to read below. For customers on Tiered pricing, transactions fall into three or four price tiers dictated by the risk or reward associated with the transaction — the higher the risk (e.g. keying in a transaction) or reward (e.g. an airline miles card), the higher the cost. The major benefit of Tiered pricing is its easy-to-understand structure. In the processing-details section of our merchant statements, you can see which tier each transaction falls into and the corresponding rate applied. Understanding…