“PJ University” Posts

How to Store Credit Card Info With PayJunction

How to Store Credit Card Info With PayJunction

Welcome to PJ University, where we teach you how to use PayJunction like a pro. Today’s lesson is how to add customers and their payment methods to your account. This feature is great for businesses that need to keep customers and their credit cards on file. Instead of having a file cabinet full of card info — which is vulnerable to theft and takes up extra space — you can securely store your customer’s info and credit cards in our system, making them easy to access and recharge at any time. Here’s how it works. After logging in, click…

When to Force vs. Manually Authorize and Capture Funds

When to Force vs. Manually Authorize and Capture Funds

As a business owner, you’re bound to run into numerous scenarios as you accept customer payments. Because there are quite a few ways a transaction can go awry, there are dozens of error codes to familiarize yourself with. By knowing what you’re capable of in the system, you can provide an informed response and accept payments with ease, ultimately reducing payment friction and generating more repeat business. PayJunction’s Virtual Terminal allows you to charge, refund, authorize or force a transaction. In this post, we’ll focus on authorization versus force and when it’s appropriate to take…

How to Automate Recurring Billing With PayJunction

How to Automate Recurring Billing With PayJunction

Welcome to PJ University, where we teach you how to use PayJunction like a pro. Today’s lesson is how to set up recurring payments. It can be challenging to handle recurring payments efficiently and securely. If you aren’t able to store credit card information in your payment software, you’re likely requesting a signed authorization form and credit card information from your customers regularly. You may also be writing card information down on paper, but this is not PCI compliant. With PayJunction, you can set up payment schedules to bill as often and long as you’d like.…

How to Elevate Your Business Reporting With PayJunction

How to Elevate Your Business Reporting With PayJunction

Welcome to PJ University, where we teach you how to use PayJunction like a pro. Today’s lesson is how to create cumulative reports. If you’re used to a traditional credit card terminal, where you had to print out batch totals at the end of the day, our reports are going to save you time, increase organization and provide greater insights into your transactions. After logging into PayJunction, select “Reports” from the menu on the left, then select “Cumulative Report” from the sub-menu. The page will load with a report that you can customize. To do this, select the…

How to Reduce Chargebacks With Remote Signature Capture

How to Reduce Chargebacks With Remote Signature Capture

Welcome to PJ University, where we teach you how to use PayJunction like a pro. Today’s lesson is how to capture remote signatures and reduce chargebacks. If you ever need to dispute a chargeback, you will have to show the credit card company your customer’s signature for the transaction. Merchants who use traditional terminals for card-not-present transactions have to fax forms to their customers to collect a signature, which is a hassle. But with PayJunction’s remote signature capture, it’s fast and easy. Here’s how to collect a remote signature. Let’s start by processing a…