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Who Regulates Card Processing? The Essential Credit Card Governing Bodies Guide
Proper regulation of credit card processing is incredibly important, especially as the process of accepting credit card payments requires sensitive customer data that is often under attack from malicious parties. This data needs to be carefully protected, which is why credit card processing companies, including Acquirers, Merchant Service Providers, Payment Gateways, and Payment Facilitators are all regulated by a variety of credit card governing bodies.
Ursula Librizzi
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How PayJunction and Zapier Help Businesses Automate Payments and Workflows
Running a business is challenging enough without getting bogged down in repetitive tasks. That’s where automation comes in. With PayJunction’s integration with Zapier, companies can connect their payment processing to thousands of apps—no coding required—so they can focus on what matters: serving customers.
PayJunction Team
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How PayJunction’s Integration with Zapier Drives Workplace Efficiencies
Automation has come a long way since Apple coined “There’s an App for that” in 2009. As of January 2025, over 1.8 million apps were available on the Apple App Store. Software as a service, or SaaS in the tech industry, has become a cornerstone technology for businesses and consumers worldwide. As of 2024, approximately 17,000 SaaS companies were operating in the USA.
PayJunction Team
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How Beltone Hearing Center is Using PayJunction to Scale to 21+ Locations (With Just One Bookkeeper)
When Ed Ryan, owner of Beltone Tri-State, was initially scaling Beltone Hearing Center, he wasn’t actively looking to switch payment processors. But behind the scenes, cracks in the payment system’s functionality were starting to show. The outdated terminals were no longer working efficiently, Ed explained, “We had the old swipe system, but what I didn't realize was it was sometimes easier for my staff to key in the payment rather than swipe it.”
PayJunction Team
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Manual Credit Card Processing: How to Charge a Credit Card Manually
If you run or work for a business that accepts card-not-present transactions, it’s important to understand the finer points of manual credit card processing. While it may be easy to simply gloss over these steps, especially when you’re on the phone with a customer and want to provide a fast, positive customer experience, it can be both a security and financial risk to manually accept credit card payments if done without the proper precautions.
Christina Lavingia
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Understanding Credit Card Authorization vs. Credit Card Pre-Authorization
In the payment processing industry there is a lot of payment jargon used interchangeably, and sometimes done so incorrectly. As a business owner processing credit cards, it is important you know what these terms mean so you use them correctly if a customer asks.
Ursula Librizzi
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