--- title: "MasterCard 2-Series Cards: What to Expect" description: MasterCard 2-series cards will make more MasterCards available to consumers. Here’s what businesses should expect. image: https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/mastercard-2-series.svg --- [tel:1-800-601-0230](tel:1-800-601-0230) 800-601-0230 - Features - Solutions - Developers - [Pricing](https://www.payjunction.com/payments/pricing.html) - Resources [See a Demo](https://www2.payjunction.com/tour-payjunction) Features - EXPLORE PRODUCTS [No-code Payments Integration®](https://www.payjunction.com/payments/no-code-payments-integration.html) [ZeroTouch Terminal](https://www.payjunction.com/payments/smart-terminal.html) [Portable Terminal](https://www.payjunction.com/payments/portable-credit-card-reader-terminal.html) - ACCEPT PAYMENTS [Invoices](https://www.payjunction.com/payments/electronic-invoices.html) [ACH Electronic Checks](https://www.payjunction.com/payments/ach-payments.html) [SmartSurcharge®](https://www.payjunction.com/payments/smart-surcharge.html) [Cards on File](https://www.payjunction.com/payments/store-credit-card-info.html) [Rapid Refunds](https://www.payjunction.com/payments/credit-card-refund.html) [Recurring Billing](https://www.payjunction.com/payments/recurring-payments.html) [Ecommerce](https://www.payjunction.com/payments/ecommerce-merchant-services.html) [Mobile App](https://itunes.apple.com/us/app/payjunction/id1324839420?ls=1&mt=8) - EXPLORE CAPABILITIES [Overview](https://www.payjunction.com/payments/payment-processing-solutions.html) [Integration Marketplace](https://integrations.payjunction.com/) [Remote Signature](https://www.payjunction.com/payments/signature-capture.html) [Multi-Location](https://www.payjunction.com/payments/enterprise-payments.html) [Sales Reports](https://www.payjunction.com/payments/sales-reports.html) [Search and Export](https://www.payjunction.com/payments/transaction-history-search.html) [Customization](https://www.payjunction.com/payments/custom-payment-software.html) Solutions - [Veterinary Streamline payment workflows and get paid faster with up-front deposits and payment schedules for high-cost procedures. 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For decades, MasterCards started with the number five. However, MasterCard plans to begin issuing cards starting with the number two in summer 2017. ## BINs Defined [BINs](http://www.investopedia.com/terms/b/bank-identification-number.asp?lgl=myfinance-layout) are the first four to six digits of your credit card number. This unique set of numbers are used to identify the institutions that issue credit cards. Each brand has one or more of its own unique BIN series to correctly identify the bank the money is being transferred from. MasterCard 2-series cards will range from 222100 to 272099. BINs are integral for the payments ecosystem. They communicate bank information, products, benefits and other card data, including whether the account is valid and if the payment amount is available on the card. ## Payment Processing Demo Schedule 15 minutes with a payments expert Get a customized PayJunction product walk-through Understand requirements and pricing Determine your SAVINGS! GET DEMO NOW ## MasterCard 2-series Implications More BINs are needed for the rapid growth of credit card payments. These new BINs mean more MasterCards available for consumers, supplementing MasterCard’s already [rich user base](http://s2.q4cdn.com/242125233/files/doc_financials/2017/1Q17-MA-Supplemental-Operational-Performance-Data.pdf). In fact, the total supply will double. This poses no change for MasterCard holders. Businesses accepting MasterCard should confirm that their payment systems and terminals can support MasterCard 2-series cards by June 2017 or face possible penalties from MasterCard or their [Merchant Account Providers](https://blog.payjunction.com/credit-card-processing-middlemen/). Businesses accepting online payments should verify their systems are updated so card-type recognition correctly identifies MasterCard 2-series cards. This means that when the first few numbers of a card have been entered, the system auto-selects the card type. If this fails, the customer’s card may be rejected. Updates and testing were a focus in 2016. Acquirers and processors had to test and certify their systems for the MasterCard 2-series cards. PayJunction customers can rest assured that our system is ready to process this new BIN series. If you are not processing with [PayJunction](https://www.payjunction.com/trinity/payments#/), we recommend contacting your provider to confirm it’s ready to process MasterCard 2-series cards. ## Handle credit card declines with ease. [![UNDERSTAND WHY TRANSACTIONS FAIL](https://no-cache.hubspot.com/cta/default/635739/e7b12e99-c30b-4de4-8a7c-fe894c22275a.png)](https://cta-redirect.hubspot.com/cta/redirect/635739/e7b12e99-c30b-4de4-8a7c-fe894c22275a) Has your business experienced processing issues with MasterCard 2-series cards? Let us know about your experiences in the comments section below. [Industry News](https://blog.payjunction.com/topic/industry-news) --- ##### [![Best Practices for Your Business's Cybersecurity](https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/cybersecurity-best-practices.svg) Best Practices for Your Business's Cybersecurity](https://blog.payjunction.com/cybersecurity-best-practices) ##### [![Unethical Providers Markup Amex Fees](https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/amex-fees-markup.svg) Unethical Providers Markup Amex Fees](https://blog.payjunction.com/amex-fees-markup) ###### About Author ![Picture of Ursula Librizzi](https://blog.payjunction.com/hs-fs/hubfs/Ursula_Librizzi.jpg?width=200&height=200&name=Ursula_Librizzi.jpg) ### Ursula Librizzi Ursula is the sales and marketing operations manager for PayJunction. She oversees daily marketing tasks and liaises between the sales and marketing departments. ###### Related Posts ## [![MasterCard Announces New Merchant Location Fee](https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/mastercard-merchant-location-fee.svg) MasterCard Announces New Merchant Location Fee MasterCard announced a new assessment fee that will be billed per business location that accepts its cards.](https://blog.payjunction.com/mastercard-merchant-location-fee) ## [![Mastercard Cards Without Signature Panels Starting April 2019](https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/mastercard-signature-panel.svg) Mastercard Cards Without Signature Panels Starting April 2019 If you haven’t noticed, a major trend has emerged in the last year around signatures and credit cards. In late 2017 and early 2018, card brands announced major changes to their signature requirements. Mastercard is now taking yet another step away from signatures.](https://blog.payjunction.com/mastercard-signature-panel) ## [![MasterCard Revisits Rules Around Card Validation](https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/mastercard-rules-card-validity.svg) MasterCard Revisits Rules Around Card Validation All four card brands (Visa, MasterCard, Discover and Amex) provide written rules and regulations for processing their cards to ensure sound business for all. MasterCard recently changed its standards around determining card validity at checkout.](https://blog.payjunction.com/mastercard-rules-card-validity) ## Meet a Payment System You’ll Love - ###### FEATURES [No-code Payments Integration®](https://www.payjunction.com/payments/no-code-payments-integration.html) [ZeroTouch Terminal](https://www.payjunction.com/payments/smart-terminal.html) [Portable Terminal](https://www.payjunction.com/payments/portable-credit-card-reader-terminal.html) [Invoices](https://www.payjunction.com/payments/electronic-invoices.html) [ACH](https://www.payjunction.com/payments/ach-payments.html) [SmartSurcharge®](https://www.payjunction.com/payments/smart-surcharge.html) [Cards on File](https://www.payjunction.com/payments/store-credit-card-info.html) [Recurring Billing](https://www.payjunction.com/payments/recurring-payments.html) - [Ecommerce](https://www.payjunction.com/payments/ecommerce-merchant-services.html) [Customization](https://www.payjunction.com/payments/custom-payment-software.html) [Remote Signatures](https://www.payjunction.com/payments/signature-capture.html) [Rapid Refunds](https://www.payjunction.com/payments/credit-card-refund.html) [Multi-Location](https://www.payjunction.com/payments/enterprise-payments.html) [Sales Reports](https://www.payjunction.com/payments/sales-reports.html) [Search and Export](https://www.payjunction.com/payments/transaction-history-search.html) [Mobile App](https://itunes.apple.com/us/app/payjunction/id1324839420?ls=1&mt=8) - ###### BUSINESS SOLUTIONS [Auto Dealers](https://www2.payjunction.com/automotive-merchant-services) [Veterinary](https://www2.payjunction.com/payment-processing-veterinarians) [Dentistry](https://www2.payjunction.com/payment-processing-dentists) - ###### RESOURCES [Product Overview](https://www.payjunction.com/payments/payment-processing-solutions.html) [Integrations](https://integrations.payjunction.com/) [Blog](https://blog.payjunction.com/) [Guides](https://guides.payjunction.com/) [Support](https://support.payjunction.com/) [Service Status](https://status.payjunction.com/) [Tutorials](https://blog.payjunction.com/tag/pj-university/) [API](https://www.payjunction.com/payments/payment-api.html) - [Trust Center](https://trust.payjunction.com/) [Request a Demo](https://www2.payjunction.com/payjunction-demo) [Pricing](https://www.payjunction.com/payments/pricing.html) [About Us](https://www.payjunction.com/payments/about.html) [Careers *HIRING*](https://www2.payjunction.com/careers) [Press](https://media.payjunction.com/) - ###### RESOURCES [Integrations](https://integrations.payjunction.com/) [Guides](https://guides.payjunction.com/) [Tutorials](https://blog.payjunction.com/tag/pj-university/) [API](https://www.payjunction.com/payments/payment-api.html) [Request a Demo](https://www2.payjunction.com/payjunction-demo) [About Us](https://www.payjunction.com/payments/about.html) [Careers *HIRING*](https://www2.payjunction.com/careers) [Press](https://media.payjunction.com/) [Trust Center](https://trust.payjunction.com/) [Service Status](https://status.payjunction.com/) - ###### BUSINESS SOLUTIONS [Auto Dealers](https://www2.payjunction.com/automotive-merchant-services) [Veterinary](https://www2.payjunction.com/payment-processing-veterinarians) [Dentistry](https://www2.payjunction.com/payment-processing-dentists) ##### 800-601-0230 SIGN UP FOR OUR NEWSLETTER  Become a better advocate for your business. Get Email Updates GO Thank you for subscribing! PayJunction is a Level 1 PCI Compliant Provider. PayJunction is a registered ISO of PNC Bank, N.A., Pittsburgh, PA. © 2026 PayJunction. All rights reserved. [Privacy Policy](https://support.payjunction.com/hc/en-us/articles/211053648) and [Terms of Use](https://support.payjunction.com/hc/en-us/articles/211053628). ```json { "@context" : "http://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "Ursula Librizzi" }, "dateModified" : "2023-03-10", "datePublished" : "2017-05-30", "description" : "MasterCard 2-series cards will make more MasterCards available to consumers. 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