--- title: Why You Should Get Online Statements description: Still getting your merchant statements mailed to you every month? There’s an easier way to get your statements that benefits you and the environment. image: https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/online-merchant-statements.svg --- [tel:1-800-601-0230](tel:1-800-601-0230) 800-601-0230 - Features - Solutions - Developers - [Pricing](https://www.payjunction.com/payments/pricing.html) - Resources [See a Demo](https://www2.payjunction.com/tour-payjunction) Features - EXPLORE PRODUCTS [No-code Payments Integration®](https://www.payjunction.com/payments/no-code-payments-integration.html) [ZeroTouch Terminal](https://www.payjunction.com/payments/smart-terminal.html) [Portable Terminal](https://www.payjunction.com/payments/portable-credit-card-reader-terminal.html) - ACCEPT PAYMENTS [Invoices](https://www.payjunction.com/payments/electronic-invoices.html) [ACH Electronic Checks](https://www.payjunction.com/payments/ach-payments.html) [SmartSurcharge®](https://www.payjunction.com/payments/smart-surcharge.html) [Cards on File](https://www.payjunction.com/payments/store-credit-card-info.html) [Rapid Refunds](https://www.payjunction.com/payments/credit-card-refund.html) [Recurring Billing](https://www.payjunction.com/payments/recurring-payments.html) [Ecommerce](https://www.payjunction.com/payments/ecommerce-merchant-services.html) [Mobile App](https://itunes.apple.com/us/app/payjunction/id1324839420?ls=1&mt=8) - EXPLORE CAPABILITIES [Overview](https://www.payjunction.com/payments/payment-processing-solutions.html) [Integration Marketplace](https://integrations.payjunction.com/) [Remote Signature](https://www.payjunction.com/payments/signature-capture.html) [Multi-Location](https://www.payjunction.com/payments/enterprise-payments.html) [Sales Reports](https://www.payjunction.com/payments/sales-reports.html) [Search and Export](https://www.payjunction.com/payments/transaction-history-search.html) [Customization](https://www.payjunction.com/payments/custom-payment-software.html) Solutions - [Veterinary Streamline payment workflows and get paid faster with up-front deposits and payment schedules for high-cost procedures. 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Get automated reports for simplified end-of-day close and save on processing fees.](https://www2.payjunction.com/automotive-merchant-services) Developers - [API Documentation See how to embed omnichannel payment features into your software, using your choice of our intuitive integration methods.](https://developer.payjunction.com/) - [Developer Experience Explore the developer journey and learn how our full-service partnership model helps you maximize merchant payment adoption rates.](https://www.payjunction.com/payments/payment-api.html) - [No-code Payments Integration® Rapidly integrate payment acceptance features into any SaaS application in minutes using our easy-to-use Chrome browser extension.](https://www.payjunction.com/payments/no-code-payments-integration.html) - [Integration Marketplace Check out our growing marketplace of integrated solution partners that streamline payment acceptance and help businesses automate and scale.](https://integrations.payjunction.com/) [Pricing](https://www.payjunction.com/payments/pricing.html) Resources - [About Us Learn how our people-first culture at PayJunction helps us earn widespread recognition and awards.](https://www.payjunction.com/payments/about.html) - [Careers Join us in our pursuit to deliver exceptional experiences to customers and partners.](https://www2.payjunction.com/careers) - [Support Get helpful information about how to use features, troubleshoot problems and contact us.](https://support.payjunction.com/) - [Blog Gain useful insights into payment industry trends and PayJunction solutions.](https://blog.payjunction.com/) - [Guides Up your payment processing knowledge with our in-depth eBooks and White Papers.](https://guides.payjunction.com/) - [Tutorials Read articles and watch videos about how to use valuable features on the PayJunction platform.](https://blog.payjunction.com/topic/pj-university) # Why You Should Get Online Statements ![Why You Should Get Online Statements](https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/online-merchant-statements.svg) [![Picture of Ursula Librizzi](https://blog.payjunction.com/hs-fs/hubfs/Ursula_Librizzi.jpg?width=48&height=48&name=Ursula_Librizzi.jpg) Ursula Librizzi](https://blog.payjunction.com/author/ursula-librizzi) 10/25/2018 If you’re still receiving your monthly merchant statement by mail, you’re doing yourself (and the environment) a disservice. Technological advancements have improved the transfer of information, yet so many business owners still opt for paper merchant statements. We understand why business owners may prefer paper. A tangible item can sometimes feel more official than, say, an email or a push notification to your phone. But have you considered the benefits of opting for online statements? ## 3 Reasons You Should Get Online Statements 1. **They’re environmentally friendly.** Like paper receipts, paper statements pose an[environmental cost](https://blog.payjunction.com/paper-receipts-impact/) that can be eliminated with the switch to online statements. Nearly [4 billion](http://www.ecology.com/2011/09/10/paper-chase/) trees worldwide are cut down each year for paper, and the process of making paper is a major source of air, water and land pollution. Where does the paper end up most of the time? In long-term storage (where it is rarely looked at again),thrown out to end up as litter on the street, part of a landfill or (ideally) recycled to be used again. While recycled paper is used often, it hasn’t eliminated the need to produce paper from scratch. If you need to reference an old statement, it means visiting your storage unit and sifting through boxes. Searching online is far more convenient. ## Payment Processing Demo Schedule 15 minutes with a payments expert Get a customized PayJunction product walk-through Understand requirements and pricing Determine your SAVINGS! GET DEMO NOW 2. **You’ll save money.** Some Merchant Service Providers charge money for paper statements because it costs them money to provide them. Luckily, most offer a digital alternative because it’s cheaper and, let’s be honest, easier for everyone. If you run a large or multi-location business, you may keep your statements on file in an offsite storage location that carries a monthly fee. Opting for online statements eliminates this cost as well. If you use supplemental storage to house [receipts](https://blog.payjunction.com/printed-receipts-cost/) and monthly accounting paperwork like credit card [batches and bank deposit reports](https://blog.payjunction.com/video-batches-bank-reconciliation/), you’re in luck, there are digital options for those as well. 3. **They offer a streamlined monthly close out.** Online statements arrive sooner than mailed ones, so your month-end close out can be streamlined and not carried into the first, or even second, week of the next month. When they are paired with digital deposit reports, your accounting staff will be able to reconcile your accounts within minutes. Because online statements are automatically stored in the cloud, you can quickly reference them. There’s no need to sift through filing cabinets or boxes to backtrack on past months. If eliminating the headache of having to deal with paper statements every month isn’t enough, the cost savings and environmental benefits of going paperless with your merchant statements should seal the deal. Speak with your Merchant Service Provider today about opting out of paper statements and start using online statements only — your wallet and the environment will thank you. ## Are you a PayJunction customer? [![OPT OUT OF PAPER STATEMENTS](https://no-cache.hubspot.com/cta/default/635739/0e3a51b8-621c-400d-ad21-da7ffa0950d3.png)](https://cta-redirect.hubspot.com/cta/redirect/635739/0e3a51b8-621c-400d-ad21-da7ffa0950d3) Do you currently pay a fee to have merchant statements mailed to you? Will you switch to online statements after reading the benefits? Tell us below! [Paperless](https://blog.payjunction.com/topic/paperless) --- ##### [![What Are E-Commerce Payment Systems?](https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/e-commerce-payment-systems.svg) What Are E-Commerce Payment Systems?](https://blog.payjunction.com/e-commerce-payment-systems) ##### [![Why Tokenization Is Better Than Point to Point Encryption](https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/point-to-point-encryption-cloud.svg) Why Tokenization Is Better Than Point to Point Encryption](https://blog.payjunction.com/point-to-point-encryption-cloud) ###### About Author ![Picture of Ursula Librizzi](https://blog.payjunction.com/hs-fs/hubfs/Ursula_Librizzi.jpg?width=200&height=200&name=Ursula_Librizzi.jpg) ### Ursula Librizzi Ursula is the sales and marketing operations manager for PayJunction. She oversees daily marketing tasks and liaises between the sales and marketing departments. ###### Related Posts ## [![MasterCard Announces New Merchant Location Fee](https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/mastercard-merchant-location-fee.svg) MasterCard Announces New Merchant Location Fee MasterCard announced a new assessment fee that will be billed per business location that accepts its cards.](https://blog.payjunction.com/mastercard-merchant-location-fee) ## [![How to Read a PayJunction Merchant Statement on Tiered Pricing](https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/tiered-pricing-merchant-statement.svg) How to Read a PayJunction Merchant Statement on Tiered Pricing At PayJunction, we provide a detailed breakdown of our customers’ bills each month, which we’ll show you how to read below. For customers on Tiered pricing, transactions fall into three or four price tiers dictated by the risk or reward associated with the transaction — the higher the risk (e.g. keying in a transaction) or reward (e.g. an airline miles card), the higher the cost.](https://blog.payjunction.com/tiered-pricing-merchant-statement) ## [![Detecting Padded Dues and Credit Card Assessment Fees](https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/credit-card-assessment-fees-unethical-billing.svg) Detecting Padded Dues and Credit Card Assessment Fees Due to the complexity of billing statements, many Merchant Account Providers practice unethical billing. In part four of this series, we will reveal padded dues and credit card assessment fees: another way providers make money by hiding fees from their customers.](https://blog.payjunction.com/credit-card-assessment-fees-unethical-billing) ## Meet a Payment System You’ll Love - ###### FEATURES [No-code Payments Integration®](https://www.payjunction.com/payments/no-code-payments-integration.html) [ZeroTouch Terminal](https://www.payjunction.com/payments/smart-terminal.html) [Portable Terminal](https://www.payjunction.com/payments/portable-credit-card-reader-terminal.html) [Invoices](https://www.payjunction.com/payments/electronic-invoices.html) [ACH](https://www.payjunction.com/payments/ach-payments.html) [SmartSurcharge®](https://www.payjunction.com/payments/smart-surcharge.html) [Cards on File](https://www.payjunction.com/payments/store-credit-card-info.html) [Recurring Billing](https://www.payjunction.com/payments/recurring-payments.html) - [Ecommerce](https://www.payjunction.com/payments/ecommerce-merchant-services.html) [Customization](https://www.payjunction.com/payments/custom-payment-software.html) [Remote Signatures](https://www.payjunction.com/payments/signature-capture.html) [Rapid Refunds](https://www.payjunction.com/payments/credit-card-refund.html) [Multi-Location](https://www.payjunction.com/payments/enterprise-payments.html) [Sales Reports](https://www.payjunction.com/payments/sales-reports.html) [Search and Export](https://www.payjunction.com/payments/transaction-history-search.html) [Mobile App](https://itunes.apple.com/us/app/payjunction/id1324839420?ls=1&mt=8) - ###### BUSINESS SOLUTIONS [Auto Dealers](https://www2.payjunction.com/automotive-merchant-services) [Veterinary](https://www2.payjunction.com/payment-processing-veterinarians) [Dentistry](https://www2.payjunction.com/payment-processing-dentists) - ###### RESOURCES [Product Overview](https://www.payjunction.com/payments/payment-processing-solutions.html) [Integrations](https://integrations.payjunction.com/) [Blog](https://blog.payjunction.com/) [Guides](https://guides.payjunction.com/) [Support](https://support.payjunction.com/) [Service Status](https://status.payjunction.com/) [Tutorials](https://blog.payjunction.com/tag/pj-university/) [API](https://www.payjunction.com/payments/payment-api.html) - [Trust Center](https://trust.payjunction.com/) [Request a Demo](https://www2.payjunction.com/payjunction-demo) [Pricing](https://www.payjunction.com/payments/pricing.html) [About Us](https://www.payjunction.com/payments/about.html) [Careers *HIRING*](https://www2.payjunction.com/careers) [Press](https://media.payjunction.com/) - ###### RESOURCES [Integrations](https://integrations.payjunction.com/) [Guides](https://guides.payjunction.com/) [Tutorials](https://blog.payjunction.com/tag/pj-university/) [API](https://www.payjunction.com/payments/payment-api.html) [Request a Demo](https://www2.payjunction.com/payjunction-demo) [About Us](https://www.payjunction.com/payments/about.html) [Careers *HIRING*](https://www2.payjunction.com/careers) [Press](https://media.payjunction.com/) [Trust Center](https://trust.payjunction.com/) [Service Status](https://status.payjunction.com/) - ###### BUSINESS SOLUTIONS [Auto Dealers](https://www2.payjunction.com/automotive-merchant-services) [Veterinary](https://www2.payjunction.com/payment-processing-veterinarians) [Dentistry](https://www2.payjunction.com/payment-processing-dentists) ##### 800-601-0230 SIGN UP FOR OUR NEWSLETTER  Become a better advocate for your business. 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