PayJunction Blog

Real solutions to streamline your business.

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Merchant Statements

Interchange Plus Pricing vs. Flat

For starters, there are more rate plans for your business to consider than just Flat and Interchange plus pricing. That said, comparing too many options at once can be overwhelming; therefore, we’re going to focus on only two plans to simplify things a bit.
Christina Lavingia 2/18/2019 READ MORE
PCI History: How It Came to Be

How did the Payment Card Industry standards come to fruition? Let’s start with the body that governs their development; the PCI Security Standards Council (PCI SSC). The PCI SSC is a worldwide consortium of security experts from different areas of payment processing, including businesses taking credit card payments.
Adnan Raja 2/12/2019 READ MORE
What Is a Payment Facilitator?

Have you ever heard of Square, Stripe or PayPal? You might be surprised to learn that these recognizable names in the payments space are Payment Facilitators. There are numerous middlemen involved in credit card processing, and depending on your size and needs, different ones will prove most advantageous for you.
Christina Lavingia 2/4/2019 READ MORE
4 Reasons to Automate POS Data

What does good point-of-sale data management look like? If the words ‘Excel spreadsheet’ have made it into your answer, let me stop you there. Manually recording and analyzing data may have worked well in the past, but in 2019 this method is a disservice to an automated approach for retailers.
Randall Lough 1/29/2019 READ MORE
Printed Receipts: The True Cost

If you’re like most business owners, you store every printed receipt from your credit card terminal and provide copies to your customers. It may be a routine you consider a best practice to protect your business, but the cost to maintain and store printed receipts significantly eats into your profits.
Ursula Librizzi 1/28/2019 READ MORE
Credit Card Processing: Am I on the Correct Rate Plan?

Anyone who has researched credit card processing rates will probably tell you different iterations of the same story, all of which can be summed up to this: it is a frustrating chasm of mystery that will lead you to far more questions than answers.
Casey Russell 1/24/2019 READ MORE