--- title: How to Maximize Your Payment Solutions description: Accepting non-cash payments is a necessity. Maximize what your payment solution has to offer and benefit your business. image: https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/payment-solutions.svg --- [tel:1-800-601-0230](tel:1-800-601-0230) 800-601-0230 - Features - Solutions - Developers - [Pricing](https://www.payjunction.com/payments/pricing.html) - Resources [See a Demo](https://www2.payjunction.com/tour-payjunction) Features - EXPLORE PRODUCTS [No-code Payments Integration®](https://www.payjunction.com/payments/no-code-payments-integration.html) [ZeroTouch Terminal](https://www.payjunction.com/payments/smart-terminal.html) [Portable Terminal](https://www.payjunction.com/payments/portable-credit-card-reader-terminal.html) - ACCEPT PAYMENTS [Invoices](https://www.payjunction.com/payments/electronic-invoices.html) [ACH Electronic Checks](https://www.payjunction.com/payments/ach-payments.html) [SmartSurcharge®](https://www.payjunction.com/payments/smart-surcharge.html) [Cards on File](https://www.payjunction.com/payments/store-credit-card-info.html) [Rapid Refunds](https://www.payjunction.com/payments/credit-card-refund.html) [Recurring Billing](https://www.payjunction.com/payments/recurring-payments.html) [Ecommerce](https://www.payjunction.com/payments/ecommerce-merchant-services.html) [Mobile App](https://itunes.apple.com/us/app/payjunction/id1324839420?ls=1&mt=8) - EXPLORE CAPABILITIES [Overview](https://www.payjunction.com/payments/payment-processing-solutions.html) [Integration Marketplace](https://integrations.payjunction.com/) [Remote Signature](https://www.payjunction.com/payments/signature-capture.html) [Multi-Location](https://www.payjunction.com/payments/enterprise-payments.html) [Sales Reports](https://www.payjunction.com/payments/sales-reports.html) [Search and Export](https://www.payjunction.com/payments/transaction-history-search.html) [Customization](https://www.payjunction.com/payments/custom-payment-software.html) Solutions - [Veterinary Streamline payment workflows and get paid faster with up-front deposits and payment schedules for high-cost procedures. Get time back and spend it with furry patients.](https://www2.payjunction.com/payment-processing-veterinarians) - [Dental Simplify patient payments with multiple means of collection at your dental practice. Meet patient expectations and elevate the payment experience.](https://www2.payjunction.com/payment-processing-dentists) - [Auto Dealer Manage dealership payments by department, brand and location. Get automated reports for simplified end-of-day close and save on processing fees.](https://www2.payjunction.com/automotive-merchant-services) Developers - [API Documentation See how to embed omnichannel payment features into your software, using your choice of our intuitive integration methods.](https://developer.payjunction.com/) - [Developer Experience Explore the developer journey and learn how our full-service partnership model helps you maximize merchant payment adoption rates.](https://www.payjunction.com/payments/payment-api.html) - [No-code Payments Integration® Rapidly integrate payment acceptance features into any SaaS application in minutes using our easy-to-use Chrome browser extension.](https://www.payjunction.com/payments/no-code-payments-integration.html) - [Integration Marketplace Check out our growing marketplace of integrated solution partners that streamline payment acceptance and help businesses automate and scale.](https://integrations.payjunction.com/) [Pricing](https://www.payjunction.com/payments/pricing.html) Resources - [About Us Learn how our people-first culture at PayJunction helps us earn widespread recognition and awards.](https://www.payjunction.com/payments/about.html) - [Careers Join us in our pursuit to deliver exceptional experiences to customers and partners.](https://www2.payjunction.com/careers) - [Support Get helpful information about how to use features, troubleshoot problems and contact us.](https://support.payjunction.com/) - [Blog Gain useful insights into payment industry trends and PayJunction solutions.](https://blog.payjunction.com/) - [Guides Up your payment processing knowledge with our in-depth eBooks and White Papers.](https://guides.payjunction.com/) - [Tutorials Read articles and watch videos about how to use valuable features on the PayJunction platform.](https://blog.payjunction.com/topic/pj-university) # How to Maximize Your Payment Solutions ![How to Maximize Your Payment Solutions](https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/payment-solutions.svg) [![Picture of Ursula Librizzi](https://blog.payjunction.com/hs-fs/hubfs/Ursula_Librizzi.jpg?width=48&height=48&name=Ursula_Librizzi.jpg) Ursula Librizzi](https://blog.payjunction.com/author/ursula-librizzi) 6/28/2018 Running a business is expensive, just consider all the absolute needs to maintain it: supplies, inventory, staff, space, software, etc. So when it comes to payment solutions, you may as well choose one that checks off more than one box and maximize its use. In order to do that, though, you need to know what to look for in payment solutions and how to use those extensive features for your business’s benefit. ## Opt for All-In-One Payment Solutions The ultimate way to stretch your dollar is to opt for all-in-one payment solutions, which will eliminate costs and save you time at work. While Merchant Service Providers offer merchant accounts, a Payment Gateway facilitates the transfer of transaction information between a payment portal and the processor. Some payment solutions, such as PayJunction, are both Merchant Service Providers and Payment Gateways. Opting for an all-in-one solution [eliminates multiple providers and bills](https://blog.payjunction.com/payment-gateway-bill-e-commerce/). In addition to cost savings, all-in-one payment solutions mean less time spent consolidating transactions, building reports and analyzing sales histories. Plus, you have a single support team to address questions across all aspects of the payment solution. ## Payment Processing Demo Schedule 15 minutes with a payments expert Get a customized PayJunction product walk-through Understand requirements and pricing Determine your SAVINGS! GET DEMO NOW ## Expand Your Business Presence With today’s technology, convenience is of the utmost importance. Only having a brick-and-mortar presence isn’t enough anymore. You need to [have an online presence](https://blog.payjunction.com/e-commerce-store/) and, depending on what you’re offering, the ability to accept payments on-the-go (e.g., at events or pop-up shops). Opting for all-in-one payment solutions ties directly into your ability to expand your business presence. Progressive providers give your business the tools to make a sales transaction in any scenario. Not a computer whiz? Use simple features like PayJunction’s [Hosted Checkout](https://blog.payjunction.com/hosted-checkout-payjunction/) to enable payments on your website. ## Go Paperless Are you aware of how much paper receipts eat into your profits? On a monthly basis, it could average anywhere from [$348 to $483](https://blog.payjunction.com/printed-receipts-cost/) to maintain paper and ink stock and retain storage space for signed receipts from customers. Forgoing holding onto signed receipts isn’t the way to alleviate some of these expenses, as it could cost your business far more in the long run if hit with a chargeback. Without proof of purchase, you’d lose by default. Some payment solutions offer cloud storage for digitally signed receipts. The storage is on their servers, not yours, and usually comes at no cost. Going paperless with your transactions will eliminate any receipt-related fees. ## Accept All Payment Types Limiting your business to accepting only cash and debit cards won’t get you too far nowadays. To ensure you never shy away new customers and maintain a regular, loyal customer base, your business should accept all types of payments. In particular, EMV-chip cards and NFC mobile payments such as Apple Pay or [Fitbit](https://blog.payjunction.com/fitbit-pay/). Although traditional mag stripe credit cards have a large presence among cardholders, the technology behind those types of cards will soon be a thing of the past. EMV-chip cards are slowly flooding cardholders’ wallets as card-issuing banks swap out mag stripe cards with chip-enabled replacements. Your payment solution should have the ability to properly process EMV-chip cards, mag stripe cards and NFC-enabled devices. You’ll always need to accept payments in order for your business to thrive. Thoroughly research the payment solutions you’re considering to ensure you get every possible advantage out of the service you select. ## Researching payment solutions for your business? ## [![READ OUR BUYER'S GUIDE](https://hubspot-no-cache-na2-prod.s3.amazonaws.com/cta/default/635739/2701b433-f0d7-4a8e-837d-c58c1b3e834e.png)](https://hubspot-cta-redirect-na2-prod.s3.amazonaws.com/cta/redirect/635739/2701b433-f0d7-4a8e-837d-c58c1b3e834e) How are you maximizing your payment solution now? Tips for your fellow business owners are welcome, just list them in the comments section below. [Business Tips](https://blog.payjunction.com/topic/business-tips) --- ##### [![How to Select the Best Merchant Account for Enterprise Businesses](https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/best-merchant-account.svg) How to Select the Best Merchant Account for Enterprise Businesses](https://blog.payjunction.com/best-merchant-account) ##### [![How to Compare Merchant Processing Services](https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/merchant-processing-services.svg) How to Compare Merchant Processing Services](https://blog.payjunction.com/merchant-processing-services) ###### About Author ![Picture of Ursula Librizzi](https://blog.payjunction.com/hs-fs/hubfs/Ursula_Librizzi.jpg?width=200&height=200&name=Ursula_Librizzi.jpg) ### Ursula Librizzi Ursula is the sales and marketing operations manager for PayJunction. She oversees daily marketing tasks and liaises between the sales and marketing departments. ###### Related Posts ## [![Unethical Software Providers Penalize You for Using Other Merchant Account Providers](https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/software-providers-unethical.svg) Unethical Software Providers Penalize You for Using Other Merchant Account Providers Running your business efficiently may mean using multiple providers to satisfy all your needs. This could include client or inventory-management software, an e-commerce hosting platform and a Merchant Account Provider to process in-person and online payments.](https://blog.payjunction.com/software-providers-unethical) ## [![6 Benefits to Look for in a Payment API Partner](https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/payment-api-benefits.svg) 6 Benefits to Look for in a Payment API Partner You integrate a credit card processing API to enhance the functionality of your software system. In turn, your business and customers enjoy residual benefits. For your business, you save time and money you would have spent building a payment function from scratch and going through the process of PCI certification. For your customers, it eliminates the need to search for payment services and provides a streamlined workflow for collecting payments and utilizing your software.](https://blog.payjunction.com/payment-api-benefits) ## [![What Are Payment Processors?](https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/payment-processors.svg) What Are Payment Processors? Payment Processors are the technical glue in the transmission of credit card transactions. They maintain the computer network between Merchant Account Providers and the banks, and facilitate communication between these providers.](https://blog.payjunction.com/payment-processors) ## Meet a Payment System You’ll Love - ###### FEATURES [No-code Payments Integration®](https://www.payjunction.com/payments/no-code-payments-integration.html) [ZeroTouch Terminal](https://www.payjunction.com/payments/smart-terminal.html) [Portable Terminal](https://www.payjunction.com/payments/portable-credit-card-reader-terminal.html) [Invoices](https://www.payjunction.com/payments/electronic-invoices.html) [ACH](https://www.payjunction.com/payments/ach-payments.html) [SmartSurcharge®](https://www.payjunction.com/payments/smart-surcharge.html) [Cards on File](https://www.payjunction.com/payments/store-credit-card-info.html) [Recurring Billing](https://www.payjunction.com/payments/recurring-payments.html) - [Ecommerce](https://www.payjunction.com/payments/ecommerce-merchant-services.html) [Customization](https://www.payjunction.com/payments/custom-payment-software.html) [Remote Signatures](https://www.payjunction.com/payments/signature-capture.html) [Rapid Refunds](https://www.payjunction.com/payments/credit-card-refund.html) [Multi-Location](https://www.payjunction.com/payments/enterprise-payments.html) [Sales Reports](https://www.payjunction.com/payments/sales-reports.html) [Search and Export](https://www.payjunction.com/payments/transaction-history-search.html) [Mobile App](https://itunes.apple.com/us/app/payjunction/id1324839420?ls=1&mt=8) - ###### BUSINESS SOLUTIONS [Auto Dealers](https://www2.payjunction.com/automotive-merchant-services) [Veterinary](https://www2.payjunction.com/payment-processing-veterinarians) [Dentistry](https://www2.payjunction.com/payment-processing-dentists) - ###### RESOURCES [Product Overview](https://www.payjunction.com/payments/payment-processing-solutions.html) [Integrations](https://integrations.payjunction.com/) [Blog](https://blog.payjunction.com/) [Guides](https://guides.payjunction.com/) [Support](https://support.payjunction.com/) [Service Status](https://status.payjunction.com/) [Tutorials](https://blog.payjunction.com/tag/pj-university/) [API](https://www.payjunction.com/payments/payment-api.html) - [Trust Center](https://trust.payjunction.com/) [Request a Demo](https://www2.payjunction.com/payjunction-demo) [Pricing](https://www.payjunction.com/payments/pricing.html) [About Us](https://www.payjunction.com/payments/about.html) [Careers *HIRING*](https://www2.payjunction.com/careers) [Press](https://media.payjunction.com/) - ###### RESOURCES [Integrations](https://integrations.payjunction.com/) [Guides](https://guides.payjunction.com/) [Tutorials](https://blog.payjunction.com/tag/pj-university/) [API](https://www.payjunction.com/payments/payment-api.html) [Request a Demo](https://www2.payjunction.com/payjunction-demo) [About Us](https://www.payjunction.com/payments/about.html) [Careers *HIRING*](https://www2.payjunction.com/careers) [Press](https://media.payjunction.com/) [Trust Center](https://trust.payjunction.com/) [Service Status](https://status.payjunction.com/) - ###### BUSINESS SOLUTIONS [Auto Dealers](https://www2.payjunction.com/automotive-merchant-services) [Veterinary](https://www2.payjunction.com/payment-processing-veterinarians) [Dentistry](https://www2.payjunction.com/payment-processing-dentists) ##### 800-601-0230 SIGN UP FOR OUR NEWSLETTER  Become a better advocate for your business. Get Email Updates GO Thank you for subscribing! PayJunction is a Level 1 PCI Compliant Provider. PayJunction is a registered ISO of PNC Bank, N.A., Pittsburgh, PA. © 2026 PayJunction. All rights reserved. [Privacy Policy](https://support.payjunction.com/hc/en-us/articles/211053648) and [Terms of Use](https://support.payjunction.com/hc/en-us/articles/211053628). ```json { "@context" : "http://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "Ursula Librizzi" }, "dateModified" : "2023-03-13", "datePublished" : "2018-06-28", "description" : "Accepting non-cash payments is a necessity. 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