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How PayJunction’s Integration with Zapier Drives Workplace Efficiencies
Automation has come a long way since Apple coined “There’s an App for that” in 2009. As of January 2025, over 1.8 million apps were available on the Apple App Store. Software as a service, or SaaS in the tech industry, has become a cornerstone technology for businesses and consumers worldwide. As of 2024, approximately 17,000 SaaS companies were operating in the USA.
PayJunction Team
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Credit Card Surcharging: Your Guide to Reducing Transaction Costs
Credit card surcharging, a strategy that helps merchants reduce the cost of accepting credit card payments, is steadily growing in popularity. With surcharging, merchants reduce the impact of credit card processing fees by transferring the fee for a credit card transaction to the customer. Many merchants assume surcharging is complicated to set up or simply incompatible with their software. However, with new tools, like PayJunction’s No-Code Payment Integration, merchants interested in surcharging no longer need to worry about time consuming manual surcharging. Instead, merchants can set up surcharging with PayJunction, and start saving on credit card payments by integrating surcharging in just a few minutes. There are many rules and regulations that merchants who are considering surcharging should take into account. Use this guide as a resource as you explore the benefits of surcharging, or schedule a demo below to book time with a payment expert to walk through questions about your unique business case.
PayJunction Team
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The Benefits of Surcharging for Automotive Dealerships
Managing operational costs is more critical than ever in today's competitive automotive industry. One often-overlooked opportunity for dealerships lies in surcharging—a payment strategy that allows businesses to offset credit card fees and processing costs by passing them on to customers. Automotive dealerships can significantly enhance profitability by implementing a compliant surcharging program. This approach is a game changer that benefits both single-location and multi-location dealerships, providing a scalable solution for financial success. There are some risks of customer dissatisfaction that should be considered, but, with proper implementation, these can be minimized.
PayJunction Team
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Surcharges vs. Cash Discounts, Convenience Fees and Service Fees
The costs of goods, supplies and labor are rising for business owners of all types and sizes. Passing a portion of card acceptance costs to customers for purchases helps businesses create savings without raising prices overall.
Ursula Librizzi
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What is a Payment Gateway? Definition, Benefits, Features & More
Accepting payments has become increasingly complex due in part to the rapid growth of online and mobile experiences, the popularity of digital wallets and an increase in recurring or subscription services. Powering all the interaction points throughout a transaction’s lifecycle requires an expanding array of technologies and networks to securely connect point-of-sale (POS) systems, websites, payment processors, bank accounts and card brands. A crucial part of the equation is the Payment Gateway. You may have casually heard the term and are wondering “What is a Payment Gateway?” or “How is it different from a Payment Processor?” This article answers those questions and takes a deeper dive into important features and benefits to help you decide what type of payment gateway is best for your business.
PayJunction Team
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How To Manage the Cost of Payments When Interchange Rates Increase
The four card brands—American Express, Discover, Mastercard and Visa—assess Interchange fees on card payments to compensate the card-issuing banks for processing transactions. Fees are typically reviewed and adjusted once or twice a year, in April and October. In 2020, due to the COVID-19 pandemic, the card brands suspended most practices so as not to further burden businesses hit with closures, labor, supply chain issues and other challenges.
PayJunction Team
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