--- title: "Recurring Payment Processing: How to Automate With PayJunction" description: Make it easier to get paid on recurring billing plans and stop chasing down customers for payments. image: https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/recurring-billing-payjunction.svg --- [tel:1-800-601-0230](tel:1-800-601-0230) 800-601-0230 - Features - Solutions - Developers - [Pricing](https://www.payjunction.com/payments/pricing.html) - Resources [See a Demo](https://www2.payjunction.com/tour-payjunction) Features - EXPLORE PRODUCTS [No-code Payments Integration®](https://www.payjunction.com/payments/no-code-payments-integration.html) [ZeroTouch Terminal](https://www.payjunction.com/payments/smart-terminal.html) [Portable Terminal](https://www.payjunction.com/payments/portable-credit-card-reader-terminal.html) - ACCEPT PAYMENTS [Invoices](https://www.payjunction.com/payments/electronic-invoices.html) [ACH Electronic Checks](https://www.payjunction.com/payments/ach-payments.html) [SmartSurcharge®](https://www.payjunction.com/payments/smart-surcharge.html) [Cards on File](https://www.payjunction.com/payments/store-credit-card-info.html) [Rapid Refunds](https://www.payjunction.com/payments/credit-card-refund.html) [Recurring Billing](https://www.payjunction.com/payments/recurring-payments.html) [Ecommerce](https://www.payjunction.com/payments/ecommerce-merchant-services.html) [Mobile App](https://itunes.apple.com/us/app/payjunction/id1324839420?ls=1&mt=8) - EXPLORE CAPABILITIES [Overview](https://www.payjunction.com/payments/payment-processing-solutions.html) [Integration Marketplace](https://integrations.payjunction.com/) [Remote Signature](https://www.payjunction.com/payments/signature-capture.html) [Multi-Location](https://www.payjunction.com/payments/enterprise-payments.html) [Sales Reports](https://www.payjunction.com/payments/sales-reports.html) [Search and Export](https://www.payjunction.com/payments/transaction-history-search.html) [Customization](https://www.payjunction.com/payments/custom-payment-software.html) Solutions - [Veterinary Streamline payment workflows and get paid faster with up-front deposits and payment schedules for high-cost procedures. Get time back and spend it with furry patients.](https://www2.payjunction.com/payment-processing-veterinarians) - [Dental Simplify patient payments with multiple means of collection at your dental practice. Meet patient expectations and elevate the payment experience.](https://www2.payjunction.com/payment-processing-dentists) - [Auto Dealer Manage dealership payments by department, brand and location. Get automated reports for simplified end-of-day close and save on processing fees.](https://www2.payjunction.com/automotive-merchant-services) Developers - [API Documentation See how to embed omnichannel payment features into your software, using your choice of our intuitive integration methods.](https://developer.payjunction.com/) - [Developer Experience Explore the developer journey and learn how our full-service partnership model helps you maximize merchant payment adoption rates.](https://www.payjunction.com/payments/payment-api.html) - [No-code Payments Integration® Rapidly integrate payment acceptance features into any SaaS application in minutes using our easy-to-use Chrome browser extension.](https://www.payjunction.com/payments/no-code-payments-integration.html) - [Integration Marketplace Check out our growing marketplace of integrated solution partners that streamline payment acceptance and help businesses automate and scale.](https://integrations.payjunction.com/) [Pricing](https://www.payjunction.com/payments/pricing.html) Resources - [About Us Learn how our people-first culture at PayJunction helps us earn widespread recognition and awards.](https://www.payjunction.com/payments/about.html) - [Careers Join us in our pursuit to deliver exceptional experiences to customers and partners.](https://www2.payjunction.com/careers) - [Support Get helpful information about how to use features, troubleshoot problems and contact us.](https://support.payjunction.com/) - [Blog Gain useful insights into payment industry trends and PayJunction solutions.](https://blog.payjunction.com/) - [Guides Up your payment processing knowledge with our in-depth eBooks and White Papers.](https://guides.payjunction.com/) - [Tutorials Read articles and watch videos about how to use valuable features on the PayJunction platform.](https://blog.payjunction.com/topic/pj-university) # Recurring Payment Processing: How to Automate With PayJunction ![Recurring Payment Processing: How to Automate With PayJunction](https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/recurring-billing-payjunction.svg) [![Picture of Christina Lavingia](https://blog.payjunction.com/hs-fs/hubfs/Christina%20Lavingia%2c%20Content%20Marketing%20Manager.jpg?width=48&height=48&name=Christina%20Lavingia%2c%20Content%20Marketing%20Manager.jpg) Christina Lavingia](https://blog.payjunction.com/author/christina-lavingia) 5/6/2019 Welcome to PJ University, where we teach you how to use PayJunction like a pro. Today’s lesson is how to set up [recurring payment processing](https://blog.payjunction.com/recurring-billing-benefits/).   It can be challenging to handle recurring payments efficiently and securely. If you aren’t able to store credit card information in your payment software, you’re likely requesting a signed [authorization](https://blog.payjunction.com/credit-card-authorization) form and credit card information from your customers regularly. You may also be writing card information down on paper, but this is not [PCI compliant](https://blog.payjunction.com/payjunction-security-pci-dss-compliance/). With PayJunction, you can set up payment schedules to bill as often and long as you’d like. Without waiting on authorization from the customer or failing to maintain compliance. Here’s how it works. From the main page, click “Recurring” and then “New Recurring” in the top right. Enter the card information, transaction information, set the schedule and input the billing contact info. Customers are emailed a recurring payment processing agreement to sign, which ensures you have ongoing authorization to bill customers’ cards on a specified schedule. This is convenient for customers, and protects your business from [chargebacks](https://blog.payjunction.com/fight-win-chargeback/). You can also set up recurring payment processing from a customer contact card. Simply select the customer, choose the account to bill and click the “Recurring” button. The billing information will be pulled from the contact card. Our system notifies you of any recurring payments that fail to go through so you can quickly resolve the issue and maintain your cash flow. ## Payment Processing Demo Schedule 15 minutes with a payments expert Get a customized PayJunction product walk-through Understand requirements and pricing Determine your SAVINGS! GET DEMO NOW ## How the Virtual Terminal Makes Following-Up Easy Because the [Virtual Terminal](https://blog.payjunction.com/virtual-terminal-credit-card-processing) automatically stores customer payment information upon initial entry, it makes it far easier to follow-up with customers. You don’t need a separate piece of software or address book with your customer information. Instead, you can store your customers’ email addresses and phone numbers in the system to make following-up with overdue customers a quick task. All customer payment information is [tokenized](https://blog.payjunction.com/tokenization-explained/). A step above encryption, tokenization involves the complete replacement of credit card, debit card and ACH account data with a unique and random string that can only be decoded by the token vault at the final contact point of the transaction: the payment processor. Even if a fraudster obtained the token, which could be a string such as EO5L-X03K-S2LX-79BQ for the card number 1234-5678-9123-4567, it would have no value to him. You and your employees can’t see the payment information, reducing your chances of internal fraud as well. This all amounts to safe [credit card processing](https://guides.payjunction.com/credit-card-processing) and secure ongoing payment authorization, which is incredibly valuable for businesses with subscriptions or memberships. Imagine all the time your employees could save by not having to send out monthly authorization forms, waiting for checks in the mail or phone calls with payment information, along with trips to the bank. ## Want more product information? Subscribe to our newsletter! Thank you for watching this lesson. Get notified of future PayJunction University posts by subscribing to our blog. *Editor's Note: This post was originally published in August 2017 and has been updated for comprehensiveness and accuracy.* [PJ University](https://blog.payjunction.com/topic/pj-university) [Virtual Terminal](https://blog.payjunction.com/topic/virtual-terminal) --- ##### [![How Merchant Services Work](https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/merchant-services.svg) How Merchant Services Work](https://blog.payjunction.com/merchant-services) ##### [![Payment Gateway Providers: What to Look for When Comparing](https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/payment-gateway-providers.svg) Payment Gateway Providers: What to Look for When Comparing](https://blog.payjunction.com/payment-gateway-providers) ###### About Author ![Picture of Christina Lavingia](https://blog.payjunction.com/hs-fs/hubfs/Christina%20Lavingia%2c%20Content%20Marketing%20Manager.jpg?width=200&height=200&name=Christina%20Lavingia%2c%20Content%20Marketing%20Manager.jpg) ### Christina Lavingia Christina Lavingia delights in crafting content that helps business owners fight fraud, reduce risk and process payments with ease. ###### Related Posts ## [![How to Receive ACH Payments With PayJunction](https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/video-process-ach-payments.svg) How to Receive ACH Payments With PayJunction Welcome to PJ University, where we teach you how to use PayJunction like a pro. Today’s lesson is how to run an ACH payment.](https://blog.payjunction.com/video-process-ach-payments) ## [![An Expert Guide to Recurring Payment Processing](https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/recurring-payment-processing.svg) An Expert Guide to Recurring Payment Processing Whether it’s ongoing subscriptions, service packages, payment installments or some other plan, recurring payment business models can be a boon for your business. After making the effort to win a customer, you are assured of regular, ongoing revenue for a predetermined period. But while it’s great to have predictable earnings coming in, handling those payments efficiently and securely can introduce challenges that might even seem to negate the top benefits of such a model for some businesses. That is, unless you learn how to manage recurring payment processing like a pro. It’s easier than you might expect if you follow this expert guide.](https://blog.payjunction.com/recurring-payment-processing) ## [![How to Elevate Your Business Reporting With PayJunction](https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/payjunction-business-reporting.svg) How to Elevate Your Business Reporting With PayJunction Welcome to PJ University, where we teach you how to use PayJunction like a pro. Today’s lesson is how to create cumulative reports.](https://blog.payjunction.com/payjunction-business-reporting) ## Meet a Payment System You’ll Love - ###### FEATURES [No-code Payments Integration®](https://www.payjunction.com/payments/no-code-payments-integration.html) [ZeroTouch Terminal](https://www.payjunction.com/payments/smart-terminal.html) [Portable Terminal](https://www.payjunction.com/payments/portable-credit-card-reader-terminal.html) [Invoices](https://www.payjunction.com/payments/electronic-invoices.html) [ACH](https://www.payjunction.com/payments/ach-payments.html) [SmartSurcharge®](https://www.payjunction.com/payments/smart-surcharge.html) [Cards on File](https://www.payjunction.com/payments/store-credit-card-info.html) [Recurring Billing](https://www.payjunction.com/payments/recurring-payments.html) - [Ecommerce](https://www.payjunction.com/payments/ecommerce-merchant-services.html) [Customization](https://www.payjunction.com/payments/custom-payment-software.html) [Remote Signatures](https://www.payjunction.com/payments/signature-capture.html) [Rapid Refunds](https://www.payjunction.com/payments/credit-card-refund.html) [Multi-Location](https://www.payjunction.com/payments/enterprise-payments.html) [Sales Reports](https://www.payjunction.com/payments/sales-reports.html) [Search and Export](https://www.payjunction.com/payments/transaction-history-search.html) [Mobile App](https://itunes.apple.com/us/app/payjunction/id1324839420?ls=1&mt=8) - ###### BUSINESS SOLUTIONS [Auto Dealers](https://www2.payjunction.com/automotive-merchant-services) [Veterinary](https://www2.payjunction.com/payment-processing-veterinarians) [Dentistry](https://www2.payjunction.com/payment-processing-dentists) - ###### RESOURCES [Product Overview](https://www.payjunction.com/payments/payment-processing-solutions.html) [Integrations](https://integrations.payjunction.com/) [Blog](https://blog.payjunction.com/) [Guides](https://guides.payjunction.com/) [Support](https://support.payjunction.com/) [Service Status](https://status.payjunction.com/) [Tutorials](https://blog.payjunction.com/tag/pj-university/) [API](https://www.payjunction.com/payments/payment-api.html) - [Trust Center](https://trust.payjunction.com/) [Request a Demo](https://www2.payjunction.com/payjunction-demo) [Pricing](https://www.payjunction.com/payments/pricing.html) [About Us](https://www.payjunction.com/payments/about.html) [Careers *HIRING*](https://www2.payjunction.com/careers) [Press](https://media.payjunction.com/) - ###### RESOURCES [Integrations](https://integrations.payjunction.com/) [Guides](https://guides.payjunction.com/) [Tutorials](https://blog.payjunction.com/tag/pj-university/) [API](https://www.payjunction.com/payments/payment-api.html) [Request a Demo](https://www2.payjunction.com/payjunction-demo) [About Us](https://www.payjunction.com/payments/about.html) [Careers *HIRING*](https://www2.payjunction.com/careers) [Press](https://media.payjunction.com/) [Trust Center](https://trust.payjunction.com/) [Service Status](https://status.payjunction.com/) - ###### BUSINESS SOLUTIONS [Auto Dealers](https://www2.payjunction.com/automotive-merchant-services) [Veterinary](https://www2.payjunction.com/payment-processing-veterinarians) [Dentistry](https://www2.payjunction.com/payment-processing-dentists) ##### 800-601-0230 SIGN UP FOR OUR NEWSLETTER  Become a better advocate for your business. 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