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Best Credit Card Machine: 5 Features to Meet Your Needs

With so many credit card machines on the market, choosing an option that will work best for your needs may seem like a tough task. From security features that reduce the risk of fraud and costly chargebacks to Smart Terminals that accept a variety of payment types and may be more environmentally friendly to boot, there’s a lot for businesses to sort through to find the best credit card machine.
PayJunction Team 3/21/2019 READ MORE
Credit Card Fraud in America Today

According to the most recent Nilson Report, $24.26 billion is lost worldwide to credit card fraud on an annual basis, which is comparable to the Gross Domestic Product of nations such as Iceland and El Salvador.
PayJunction Team 3/12/2019 READ MORE
EMV Fallback And Putting Your Business at Risk

Let’s paint two seemingly harmless scenarios for you. A customer comes into your business and attempts to pay for a purchase with an EMV chip card.
Christina Lavingia 2/25/2019 READ MORE
EMV Certification Explained

Wondering what all the fuss is about with EMV-certified terminals? Since the liability shift both providers and businesses have scrambled to obtain compliant equipment.
Ursula Librizzi 12/27/2018 READ MORE
7 Traits to Look for in a Smart Terminal

Ever since the liability shift, Smart Terminals have flooded the U.S. market. With the major selling point being EMV acceptance, many providers benefit as businesses continue to upgrade their merchant credit card processing equipment. However, a truly “smart” terminal goes above and beyond just accepting EMV.
Ursula Librizzi 11/12/2018 READ MORE
How Swiping an EMV Card Cost One Business $5,368

The 2015 liability shift transferred the financial responsibility for chargebacks resulting from incorrectly processed EMV transactions away from the card brands and onto businesses. Although this shift occurred a few years ago, many businesses still use non-certified EMV terminals or rely on outdated swipers due to cost constraints, antiquated providers and lack of pressure to adopt new technology.
Christina Lavingia 10/2/2018 READ MORE