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PCI Compliance 4.0: Essential Details Dealerships Should Know
If your dealership accepts credit or debit card payments, you're required to comply with the Payment Card Industry Data Security Standard (PCI DSS). The major card brands created PCI DSS compliance to protect sensitive and valuable cardholder data, and the newest version, PCI DSS v4.0.1, raises the bar.
PayJunction Team
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Secure Payment Solutions Matter More Than Ever: How to Protect Your Data and Reputation
When customers hand over their payment information, whether it's at the checkout, over the phone, or online, they're doing more than just making a purchase. They're placing trust in your business to secure transactions and protect their sensitive data.
PayJunction Team
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Manual Credit Card Processing: How to Charge a Credit Card Manually
If you run or work for a business that accepts card-not-present transactions, it’s important to understand the finer points of manual credit card processing. While it may be easy to simply gloss over these steps, especially when you’re on the phone with a customer and want to provide a fast, positive customer experience, it can be both a security and financial risk to manually accept credit card payments if done without the proper precautions.
Christina Lavingia
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Understanding Credit Card Authorization vs. Credit Card Pre-Authorization
In the payment processing industry there is a lot of payment jargon used interchangeably, and sometimes done so incorrectly. As a business owner processing credit cards, it is important you know what these terms mean so you use them correctly if a customer asks.
Ursula Librizzi
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How to Elevate Your Dealership's Payment Security
In June 2024, a prominent software-as-a-service (SaaS) solution provider for automotive dealerships faced two severe cyber attacks. These incidents disrupted operations for approximately 15,000 car dealerships that rely on the solution for various operations, including sales, customer relationship management (CRM), back office administration, billing, financing, inventory management, service, and support.
Ursula Librizzi
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PCI DSS Compliance Requirements and Checklist
How to Become PCI Compliant and Avoid Unethical PCI Fees The card brands work together to set security standards that ensure credit card data remains safe and out of the hands of fraudsters. Every company that processes, stores or transmits credit card information—issuers, businesses, gateways, processors—must maintain a secure environment. Read on to learn everything you need to know to help you protect data and adhere to PCI DSS standards. We’ve included a handy PCI DSS Compliance Checklist, a detailed explanation of the 12 steps that entail PCI DSS Compliance, and information about how to attest to security practices in your business to validate compliance.
Ursula Librizzi
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