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JavaScript Tokenization vs. Hosted Payments: What’s Best for Your Online Experience?

Payments—whether by consumers or businesses—are increasingly being made through digital channels. After all, online acceptance streamlines processes, eases demands on staff, and improves the customer experience. While the shift to digital offers a fast and convenient way for customers to pay, it unfortunately increases opportunities for hackers to break into systems and steal valuable card data. That’s why it’s more important than ever for software providers and their end users to employ security technologies that protect systems and networks from handling or storing sensitive payment details captured in online forms. Implementing these solutions also reduces the scope of vulnerable data, which simplifies PCI DSS compliance validation.
PayJunction Team 11/23/2021 READ MORE
What Is PCI DSS?

PCI DSS stands for the Payment Card Industry Data Security Standard. Any business or organization that processes, stores or transmits cardholder data is required to adhere to PCI DSS. The credit card brands (Visa, MasterCard, Discover and Amex) created these security standards to prevent fraud and instate industry-wide standards.
Christina Lavingia 10/5/2021 READ MORE
What Is an AVS Mismatch?

Declined transactions are stressful. No cardholder likes being in that position, and it’s a tense situation for business owners who lack answers to rectify the issue.
Christina Lavingia 8/19/2021 READ MORE
E-Commerce Checkout Page Testing: How and Why

The estimated global cart abandonment rate across all e-commerce sectors has reached 69.57 percent as of 2019. This raises one important question: Why are consumers jumping ship at the last minute?
Jessica Thiefels 8/6/2019 READ MORE
The Challenge In Obtaining a Working Credit Card Chip Reader

“Why are we using these slow EMV cards?”
Christina Lavingia 7/2/2019 READ MORE
POS Credit Card Terminal: The Advanced Shopping Guide

Investing in a POS credit card terminal carries obvious benefits. A combined 75 percent of consumers prefer to shop with a credit or debit card, so accepting credit cards opens your business up to a wider market than businesses that only accept cash. Some modern credit card terminals can also process alternative forms of payment, such as mobile payments. One downside is that researching credit card processing terminals can be daunting. What do you really need to know about EMV, NFC and PCI DSS?
PayJunction Team 6/27/2019 READ MORE