Business owners turn to 3dcart for a comprehensive, easy-to-set-up e-commerce solution. They can set up their online stores in minutes and expand their sales online. The 3dcart software is fully hosted, packed with e-commerce features ranging from inventory control to shipping to customer service and marketing, and comes with 24/7 free tech support every day of the year.
3dcart’s built-in suite of SEO tools are the most complete in the industry, and a wide selection of mobile-friendly themes make it easy to build a beautiful and functional online storefront. Furthermore, 3dcart is integrated with payment providers who process the associated e-commerce transactions. Similar to in-person transactions, accepting online payments requires a merchant account. Additionally, it requires a Payment Gateway.
3dcart customers looking to consolidate their providers and streamline their merchant services can use PayJunction’s integrated payment processing with 3dcart. This setup eliminates a bill because PayJunction is an all-in-one Merchant Account Provider and Payment Gateway that can handle both e-commerce and in-person transactions.
3dcart recently broadened this integration to offer more features to its client base. 3dcart customers who select PayJunction as their Payment Gateway can now process ACH e-checks, store tokenized cards on file and uniquely capture signatures for their transactions. That’s right — remote signature capture allows you to obtain signatures even for phone orders. No fax machine or mailed invoices required.
3dcart customers using PayJunction can now accept even more payment methods. With ACH processing, you can process checks digitally, saving a trip to the bank and receiving deposits faster. This new payment type can boost your cash flow and make it easier for customers to pay you.
Additionally, with the introduction of tokenized cards on file, you can store ACH checks securely in the cloud for recurring transactions or repeat customers.
Cards on File
You may be thinking, “So, how is this secure?” Well, PayJunction uses an advanced security method known as tokenization for all cardholder information. Tokenization is the process of replacing sensitive information with an unrelated series of letters and numbers (known as a token). This token has no value if breached and can only be decoded by the token vault. This procedure occurs at the last step of the transaction process: the payment processor.
This security method is preferable to point-to-point encryption, in which data is merely masked and can be revealed.
With PCI Level 1 peace of mind, you can confidently process payments and store cardholder information in your system. Everything besides the last four digits is hidden within the system from all parties accessing the interface or helping to process the transaction. This setup allows you to automate recurring payments, easily recharge, refund or void a transaction, and provide unparalleled customer convenience and security.
Remote Signature Capture
Obtaining signatures for phone and online transactions has always been a challenge — until now! Give your business the evidence needed to successfully fight a chargeback by obtaining signatures for every transaction. No need to toil with fax machines, manual follow-ups or mailed invoices: Instead, you can now email your customers a receipt copy via 3dcart with a request for a signature.
Customers sign in the designated spot with their mouse on a computer or their finger on a smartphone. That’s it! You obtain a digital signature stored in the cloud and the knowledge that you’re protected in the event of a dispute.
There you have it! Three new, innovative features to process payments more securely and accept new payment types. 3dcart and PayJunction are committed to delivering novel ways to streamline and improve your business.
What new payment technology are you excited about? How are you looking to streamline? We’d love to hear from you!