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Ursula Librizzi

The Health Risk of BPA in Receipts

Bisphenol A (BPA) is an estrogen-mimicking chemical primarily used in the production of plastics, resins and consumer goods. Although the potential impact of this chemical was first studied by scientists in the 1930s, it wasn’t until the mid-2000s when a boom of research sparked concern across the globe.
Ursula Librizzi 4/18/2017 READ MORE
What’s Better? Monthly vs. Daily Discount

When searching for a Merchant Account Provider, you’ll want to consider your billing cycle options. Sometimes it's personal preference, but more often providers ultimately decide the frequency of your billing cycle for you. It’s important to understand your options and the impact they may have on your business. For your convenience, we compare monthly vs. daily discount.
Ursula Librizzi 4/11/2017 READ MORE
What Is an API?

The adage, ‘Don’t reinvent the wheel’ is simple. If the work has already been done, don’t waste your time duplicating it. That very idea is the core reason why APIs are so successful today. Many software companies are very good at what they do, and offer APIs so other companies don’t have to replicate the same work.
Ursula Librizzi 4/6/2017 READ MORE
Chip and Signature vs Chip and PIN

When the United States finally embraced EMV, the major card issuers favored chip and signature as the authorization method. However, as security measures to prevent credit card fraud advance, chip and PIN is the natural progression. Below, we discuss each verification method and best practices to prepare for what’s to come.
Ursula Librizzi 3/30/2017 READ MORE
MasterCard Announces New Merchant Location Fee

MasterCard announced a new assessment fee that will be billed per business location that accepts its cards.
Ursula Librizzi 3/28/2017 READ MORE
How to Handle Notifications of Change (NOCs)

A notification of change (NOC) occurs when the bank sending funds notifies the bank receiving funds that some portion of the once-valid information has changed. This could result from a bank buying another bank, which would cause routing numbers to change. With NOCs, ACH transactions will run successfully, but your business will incur a fee. These notifications of change are inevitable, but they could eat away at your profits if you’re not with the right provider.
Ursula Librizzi 3/14/2017 READ MORE