---
title: Manage Multiple Merchant Accounts With Ease
description: Some businesses require multiple bank accounts to manage their finances. Here’s how you can make managing all that information easy.
image: https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/merchant-account-management.svg
---

[tel:1-800-601-0230](tel:1-800-601-0230)

<https://www.payjunction.com>

800-601-0230

- Features
- Solutions
- Developers
- [Pricing](https://www.payjunction.com/payments/pricing.html)
- Resources

[See a Demo](https://www2.payjunction.com/tour-payjunction)

Features

- EXPLORE PRODUCTS
  
  [No-code Payments Integration®](https://www.payjunction.com/payments/no-code-payments-integration.html) [ZeroTouch Terminal](https://www.payjunction.com/payments/smart-terminal.html) [Portable Terminal](https://www.payjunction.com/payments/portable-credit-card-reader-terminal.html)
- ACCEPT PAYMENTS
  
  [Invoices](https://www.payjunction.com/payments/electronic-invoices.html) [ACH Electronic Checks](https://www.payjunction.com/payments/ach-payments.html) [SmartSurcharge®](https://www.payjunction.com/payments/smart-surcharge.html) [Cards on File](https://www.payjunction.com/payments/store-credit-card-info.html) [Rapid Refunds](https://www.payjunction.com/payments/credit-card-refund.html) [Recurring Billing](https://www.payjunction.com/payments/recurring-payments.html) [Ecommerce](https://www.payjunction.com/payments/ecommerce-merchant-services.html) [Mobile App](https://itunes.apple.com/us/app/payjunction/id1324839420?ls=1&mt=8)
- EXPLORE CAPABILITIES
  
  [Overview](https://www.payjunction.com/payments/payment-processing-solutions.html) [Integration Marketplace](https://integrations.payjunction.com/) [Remote Signature](https://www.payjunction.com/payments/signature-capture.html) [Multi-Location](https://www.payjunction.com/payments/enterprise-payments.html) [Sales Reports](https://www.payjunction.com/payments/sales-reports.html) [Search and Export](https://www.payjunction.com/payments/transaction-history-search.html) [Customization](https://www.payjunction.com/payments/custom-payment-software.html)

Solutions

- [Veterinary Streamline payment workflows and get paid faster with up-front deposits and payment schedules for high-cost procedures. Get time back and spend it with furry patients.](https://www2.payjunction.com/payment-processing-veterinarians)
- [Dental Simplify patient payments with multiple means of collection at your dental practice. Meet patient expectations and elevate the payment experience.](https://www2.payjunction.com/payment-processing-dentists)
- [Auto Dealer Manage dealership payments by department, brand and location. Get automated reports for simplified end-of-day close and save on processing fees.](https://www2.payjunction.com/automotive-merchant-services)

Developers

- [API Documentation See how to embed omnichannel payment features into your software, using your choice of our intuitive integration methods.](https://developer.payjunction.com/)
- [Developer Experience Explore the developer journey and learn how our full-service partnership model helps you maximize merchant payment adoption rates.](https://www.payjunction.com/payments/payment-api.html)
- [No-code Payments Integration® Rapidly integrate payment acceptance features into any SaaS application in minutes using our easy-to-use Chrome browser extension.](https://www.payjunction.com/payments/no-code-payments-integration.html)
- [Integration Marketplace Check out our growing marketplace of integrated solution partners that streamline payment acceptance and help businesses automate and scale.](https://integrations.payjunction.com/)

[Pricing](https://www.payjunction.com/payments/pricing.html)

Resources

- [About Us Learn how our people-first culture at PayJunction helps us earn widespread recognition and awards.](https://www.payjunction.com/payments/about.html)
- [Careers Join us in our pursuit to deliver exceptional experiences to customers and partners.](https://www2.payjunction.com/careers)
- [Support Get helpful information about how to use features, troubleshoot problems and contact us.](https://support.payjunction.com/)
- [Blog Gain useful insights into payment industry trends and PayJunction solutions.](https://blog.payjunction.com/)
- [Guides Up your payment processing knowledge with our in-depth eBooks and White Papers.](https://guides.payjunction.com/)
- [Tutorials Read articles and watch videos about how to use valuable features on the PayJunction platform.](https://blog.payjunction.com/topic/pj-university)

# Manage Multiple Merchant Accounts With Ease

![Manage Multiple Merchant Accounts With Ease](https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/merchant-account-management.svg)

[![Picture of Christina Lavingia](https://blog.payjunction.com/hs-fs/hubfs/Christina%20Lavingia%2c%20Content%20Marketing%20Manager.jpg?width=48&height=48&name=Christina%20Lavingia%2c%20Content%20Marketing%20Manager.jpg) Christina Lavingia](https://blog.payjunction.com/author/christina-lavingia) 2/9/2017

If you run a multi-location or multi-department business, there’s a chance you have multiple bank accounts. This can keep your finances tidy and might even be necessary. If your business has multiple locations, for instance, it might be easier to manage batches and [reconcile bank accounts](https://blog.payjunction.com/bank-reconciliation-streamlined/) separately. Similarly, businesses managing multiple brands, like [auto dealerships](https://blog.payjunction.com/auto-dealership-software-groppetti/), might need to separate deposits by manufacturer. Likewise, legal firms often need multiple merchant accounts to manage client payments during trial.

Separate bank accounts might seemingly satisfy an organizational need, but doing so necessitates multiple [merchant accounts](https://blog.payjunction.com/merchant-account/) for your business's [merchant credit card processing](https://blog.payjunction.com/merchant-credit-card-processing/). It’s a one-to-one relationship. With many providers, it can become a chore to keep tabs on all these accounts if they have separate logins. With PayJunction, controllers, accountants and business owners benefit from easy access to all their merchant accounts under one login.

## Payment Processing Demo

Schedule 15 minutes with a payments expert

Get a customized PayJunction product walk-through

Understand requirements and pricing

Determine your SAVINGS!

GET DEMO NOW

## Keep Tabs on Multiple Merchant Accounts

To do this in PayJunction's [Virtual Terminal](https://blog.payjunction.com/virtual-terminal-credit-card-processing), go to "More and then "Accounts" from the main page. From here, you can edit basic information for each account such as contact info, batch time or security settings all in one place!

From the search page, you can search transactions by account. You can also view batch reports and deposit reports by account. These can be viewed at a high level as well as an overview of batches and deposits from multiple accounts. With a central login, all the information that you need is at your fingertips.

## Restrict Access to Employees

Admin users can log in one time and gain access to all Virtual Terminal functionality for each of their merchant accounts, including but not limited to:

- Reports
- Transaction histories
- [Batches and deposits](https://blog.payjunction.com/bank-reconciliation-streamlined/)
- [Cards on file](https://blog.payjunction.com/credit-card-on-file-benefits/)
- [Recurring billing](https://blog.payjunction.com/recurring-billing-benefits/)

Employees, in contrast, [can be restricted](https://blog.payjunction.com/user-access-control-benefits/) to run transactions just at their location or for their respective department — making it easy to maintain accurate bookkeeping. Employees can also be restricted to only see their transactions or those of their department or location, whatever is deemed best.

## Obtain Richer Business Insights

Through the Virtual Terminal, you can look at all of your merchant accounts to see total sales in aggregate or side by side. Our reporting feature lets permitted users see sales broken up by location or department (if designated) and over time. Look back month over month, year over year or by custom date.

If your business has multiple merchant accounts, you can easily download these reports to compare sales figures for different locations, brands or departments.

## Want more product information? Subscribe to our newsletter!

Would PayJunction’s Virtual Terminal make multiple merchant account management a bit smoother for you? What are some other challenges you’ve faced in operating a multi-location or multi-department business? We’d love to hear from you!

[PJ University](https://blog.payjunction.com/topic/pj-university) [Merchant Account](https://blog.payjunction.com/topic/merchant-account) [Virtual Terminal](https://blog.payjunction.com/topic/virtual-terminal) [Enterprise Business](https://blog.payjunction.com/topic/enterprise-business)

<https://wwww.facebook.com/sharer.php?u=https://blog.payjunction.com/merchant-account-management> <https://x.com/intent/tweet?url=https://blog.payjunction.com/merchant-account-management&text=Manage%20Multiple%20Merchant%20Accounts%20With%20Ease> <https://www.linkedin.com/shareArticle?mini=true&url=https://blog.payjunction.com/merchant-account-management&title=Manage%20Multiple%20Merchant%20Accounts%20With%20Ease>

---

##### [![Make Recurring Billing Convenient and Paperless](https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/recurring-billing-benefits.svg) Make Recurring Billing Convenient and Paperless](https://blog.payjunction.com/recurring-billing-benefits)

##### [![6 Experts Share Tips for E-Commerce Success](https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/e-commerce-success-advice.svg) 6 Experts Share Tips for E-Commerce Success](https://blog.payjunction.com/e-commerce-success-advice)

###### About Author

![Picture of Christina Lavingia](https://blog.payjunction.com/hs-fs/hubfs/Christina%20Lavingia%2c%20Content%20Marketing%20Manager.jpg?width=200&height=200&name=Christina%20Lavingia%2c%20Content%20Marketing%20Manager.jpg)

### Christina Lavingia

Christina Lavingia delights in crafting content that helps business owners fight fraud, reduce risk and process payments with ease.

###### Related Posts

## [![How to Efficiently Manage Multiple Veterinary Practices](https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/manage-multi-location-vet.svg) How to Efficiently Manage Multiple Veterinary Practices Managing patient care, operational efficiency, paperwork and client payments is a tall order. Add in multiple locations, and things get really interesting. Veterinary practitioners, office managers, receptionists and doctors all deal with this chaos somehow, but luckily, there are ways to manage multi-location veterinary hospitals and clinics with far more ease.](https://blog.payjunction.com/manage-multi-location-vet)

## [![How to Select the Best Merchant Account for Enterprise Businesses](https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/best-merchant-account.svg) How to Select the Best Merchant Account for Enterprise Businesses When a business grows, its tools should grow with it. For an enterprise business owner or manager, this is par for the course. Your business can outgrow just about everything from its warehouse and retail space to its employee headcount.](https://blog.payjunction.com/best-merchant-account)

## [![Sycamore Education and PayJunction Provide Streamlined School Management](https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/sycamore-education-payjunction.svg) Sycamore Education and PayJunction Provide Streamlined School Management Education providers, ranging from day cares to universities, have a variety of industry-specific needs. Teachers at elementary schools might need to access dietary and emergency contact information for their students, whereas administrators at a college might need to update course information for student registration.](https://blog.payjunction.com/sycamore-education-payjunction)

## Meet a Payment System You’ll Love

- ###### FEATURES
  
  [No-code Payments Integration®](https://www.payjunction.com/payments/no-code-payments-integration.html) [ZeroTouch Terminal](https://www.payjunction.com/payments/smart-terminal.html) [Portable Terminal](https://www.payjunction.com/payments/portable-credit-card-reader-terminal.html) [Invoices](https://www.payjunction.com/payments/electronic-invoices.html) [ACH](https://www.payjunction.com/payments/ach-payments.html) [SmartSurcharge®](https://www.payjunction.com/payments/smart-surcharge.html) [Cards on File](https://www.payjunction.com/payments/store-credit-card-info.html) [Recurring Billing](https://www.payjunction.com/payments/recurring-payments.html)
- [Ecommerce](https://www.payjunction.com/payments/ecommerce-merchant-services.html) [Customization](https://www.payjunction.com/payments/custom-payment-software.html) [Remote Signatures](https://www.payjunction.com/payments/signature-capture.html) [Rapid Refunds](https://www.payjunction.com/payments/credit-card-refund.html) [Multi-Location](https://www.payjunction.com/payments/enterprise-payments.html) [Sales Reports](https://www.payjunction.com/payments/sales-reports.html) [Search and Export](https://www.payjunction.com/payments/transaction-history-search.html) [Mobile App](https://itunes.apple.com/us/app/payjunction/id1324839420?ls=1&mt=8)
- ###### BUSINESS SOLUTIONS
  
  [Auto Dealers](https://www2.payjunction.com/automotive-merchant-services) [Veterinary](https://www2.payjunction.com/payment-processing-veterinarians) [Dentistry](https://www2.payjunction.com/payment-processing-dentists)
- ###### RESOURCES
  
  [Product Overview](https://www.payjunction.com/payments/payment-processing-solutions.html) [Integrations](https://integrations.payjunction.com/) [Blog](https://blog.payjunction.com/) [Guides](https://guides.payjunction.com/) [Support](https://support.payjunction.com/) [Service Status](https://status.payjunction.com/) [Tutorials](https://blog.payjunction.com/tag/pj-university/) [API](https://www.payjunction.com/payments/payment-api.html)
- [Trust Center](https://trust.payjunction.com/) [Request a Demo](https://www2.payjunction.com/payjunction-demo) [Pricing](https://www.payjunction.com/payments/pricing.html) [About Us](https://www.payjunction.com/payments/about.html) [Careers *HIRING*](https://www2.payjunction.com/careers) [Press](https://media.payjunction.com/)

- ###### RESOURCES
  
  [Integrations](https://integrations.payjunction.com/) [Guides](https://guides.payjunction.com/) [Tutorials](https://blog.payjunction.com/tag/pj-university/) [API](https://www.payjunction.com/payments/payment-api.html) [Request a Demo](https://www2.payjunction.com/payjunction-demo) [About Us](https://www.payjunction.com/payments/about.html) [Careers *HIRING*](https://www2.payjunction.com/careers) [Press](https://media.payjunction.com/) [Trust Center](https://trust.payjunction.com/) [Service Status](https://status.payjunction.com/)
- ###### BUSINESS SOLUTIONS
  
  [Auto Dealers](https://www2.payjunction.com/automotive-merchant-services) [Veterinary](https://www2.payjunction.com/payment-processing-veterinarians) [Dentistry](https://www2.payjunction.com/payment-processing-dentists)

##### 800-601-0230

<https://www.facebook.com/PayJunction/> <https://www.instagram.com/_payjunction/> <https://www.linkedin.com/company/payjunction/> <https://x.com/PayJunction>

SIGN UP FOR OUR NEWSLETTER  Become a better advocate for your business.

Get Email Updates

GO

Thank you for subscribing!

PayJunction is a Level 1 PCI Compliant Provider. PayJunction is a registered ISO of PNC Bank, N.A., Pittsburgh, PA. © 2026 PayJunction. All rights reserved. [Privacy Policy](https://support.payjunction.com/hc/en-us/articles/211053648) and [Terms of Use](https://support.payjunction.com/hc/en-us/articles/211053628).

```json
{
  "@context" : "http://schema.org",
  "@type" : "BlogPosting",
  "author" : {
    "@type" : "Person",
    "name" : "Christina Lavingia"
  },
  "dateModified" : "2023-03-10",
  "datePublished" : "2017-02-09",
  "description" : "Some businesses require multiple bank accounts to manage their finances. Here’s how you can make managing all that information easy.",
  "headline" : "Manage Multiple Merchant Accounts With Ease",
  "image" : {
    "@type" : "ImageObject",
    "url" : "https://cdn2.hubspot.net/hubfs/635739/BLOG/FEATURED%20IMAGES/merchant-account-management.svg"
  },
  "mainEntityOfPage" : "https://blog.payjunction.com/merchant-account-management",
  "publisher" : {
    "@type" : "Organization",
    "logo" : {
      "@type" : "ImageObject",
      "url" : "https://cdn2.hubspot.net/hubfs/635739/logo-400px.png"
    },
    "name" : "PayJunction"
  }
}
```