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Virtual Terminal Credit Card Processing: A Complete Guide
What Is a Virtual Terminal? A Merchant Services Virtual Terminal turns any browser-connected device – desktop, laptop, tablet or smartphone – into a cloud-based credit card terminal. Unlike a stand-alone credit card terminal and paper receipts, a Virtual Terminal allows you to accept payments from customers in person, over the phone, online and via mailed or electronic invoices. Transaction details are paired with customer information and stored digitally, giving you quick access to payment history. And you can access records and conduct business from anywhere: in the office, at home and on the go.
PayJunction Team
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4 Ways to Increase Customer Trust With Your E-commerce Checkout Process
Your e-commerce checkout is the climax of your marketing, advertising, and acquisition efforts. A good checkout process secures your sales at the most crucial point, so it must inspire customer trust and confidence.
Jake Rheude
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Accept ACH Payments: The Complete Guide
What is an ACH Payment? As a consumer, you have likely made payments via ACH, even though you may not be familiar with the acronym. ACH stands for Automated Clearing House, which is the official network connecting US banks to the Federal Reserve. Electronic payments can be made directly from a bank account (ACH debit) using the routing and account numbers. ACH is also called an “electronic check” or “E-check.” It is typically used for bills, invoices, utility payments, and tax payments. ACH is also the method most commonly used for the direct deposit of paychecks (ACH credit).
PayJunction Team
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Omnichannel Payments Streamline In-store, Online, and Invoice Payments
What are Omnichannel Payments? Omnichannel payments is a big phrase for what essentially means the ability to use one solution platform to accept payments from customers any way they want to pay: in-person, online, in a shopping cart, via email or postal mail, over the phone, on a mobile device, or as part of recurring payment and subscription plans.
PayJunction Team
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JavaScript Tokenization vs. Hosted Payments: What’s Best for Your Online Experience?
Payments—whether by consumers or businesses—are increasingly being made through digital channels. After all, online acceptance streamlines processes, eases demands on staff, and improves the customer experience. While the shift to digital offers a fast and convenient way for customers to pay, it unfortunately increases opportunities for hackers to break into systems and steal valuable card data. That’s why it’s more important than ever for software providers and their end users to employ security technologies that protect systems and networks from handling or storing sensitive payment details captured in online forms. Implementing these solutions also reduces the scope of vulnerable data, which simplifies PCI DSS compliance validation.
PayJunction Team
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Credit Card Authorization vs. Pre-Authorization
In the payment processing industry there is a ton of jargon used interchangeably, and sometimes done so incorrectly. As a business owner processing credit cards, it is important you know what these terms mean so you use them correctly if a customer asks.
Ursula Librizzi
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