Cut the cord with PayJunction’s Portable Terminal that allows businesses to service customers and complete payment transactions away from a centralized checkout. The hand-held, mobile credit card reader lets you take payments anywhere near a Wi-Fi signal or cellular hotspot: in aisles, exam rooms, service floors, pop-up locations, curbside, and on the road.
Let’s take a closer look at how our Portable Terminal allows business owners to replace some payments made remotely via phone, email or website with convenient, secure and cost-effective in-person payments.
Unplug and Go
Consumers have become accustomed to the convenience of paying for goods and services away from a fixed location. Table-side, pop-up shops, exam rooms, curbside pickup, and Buy Online Pickup In-store (BOPIS) are seen as popular and safe solutions for a wide array of businesses including retail and restaurant operators, auto service dealers and repair shops, healthcare providers, and veterinary practices.
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These changes in consumer behavior and payment habits are here to stay because both customers and businesses find them convenient.
PayJunction’s Portable Terminal improves the customer experience wherever interactions happen. It is ergonomically designed, easy to use and built to last, featuring a bright display, a backlit keypad and a damage-resistant case. Customers can pay with credit or debit cards, or opt to pay with a digital wallet such as Apple Pay or Google Pay. Contactless payments are as quick as a simple tap of a card, phone or wearable, and there is no requirement to print and sign receipts. Transaction signatures can be requested later via emailed receipts.
“The Portable gives us a lot of flexibility to process payments, be it outside of our building or in a room where we don't have a [fixed] terminal.” - Office Manager at veterinary practice.
A Money Saver for Businesses
While the adoption of remote payment practices like buying online with curbside pickup is convenient, the tradeoff is that payment details entered remotely via phone, email or website carry a higher risk of fraud, and therefore are assessed higher “card-not-present” (CNP) interchange rates that are passed onto businesses.
PayJunction's Portable Terminal securely captures card details in person, saving business owners money on each transaction vs. card-not-present methods. Those savings can really add up, especially for luxury products and electronics, or services like auto repair costs and expensive veterinary procedures.
Streamlined Payments
The Portable Terminal is part of PayJunction’s total cloud-connected solution that supports devices and features to accept payments made in-person and remotely. These include payments made at a fixed checkout, while roaming in stores, at curbside, online, over the phone, or via an email invoice. It can also be used on the road if a Wi-Fi signal or hotspot is available. All transactions are consolidated in the PayJunction portal, giving business owners and bookkeepers a total view of payment activity across their enterprise.
Customer payment information is captured and securely stored on file for one-click refunds, future billing, or recurring and subscription payments.
Unplug and take payments anywhere!
Editor's Note: This post was originally published in 2020 and has been updated for comprehensiveness and accuracy.
