---
title: PayJunction Blog (52)
description: Your go-to for payment processing news, resources and merchant success stories. The PayJunction Blog has everything you need to grow your business in one place. (52)
---

[tel:1-800-601-0230](tel:1-800-601-0230)

<https://www.payjunction.com>

800-601-0230

- Features
- Solutions
- Developers
- [Pricing](https://www.payjunction.com/payments/pricing.html)
- Resources

[See a Demo](https://www2.payjunction.com/tour-payjunction)

Features

- EXPLORE PRODUCTS
  
  [No-code Payments Integration®](https://www.payjunction.com/payments/no-code-payments-integration.html) [ZeroTouch Terminal](https://www.payjunction.com/payments/smart-terminal.html) [Portable Terminal](https://www.payjunction.com/payments/portable-credit-card-reader-terminal.html)
- ACCEPT PAYMENTS
  
  [Invoices](https://www.payjunction.com/payments/electronic-invoices.html) [ACH Electronic Checks](https://www.payjunction.com/payments/ach-payments.html) [SmartSurcharge®](https://www.payjunction.com/payments/smart-surcharge.html) [Cards on File](https://www.payjunction.com/payments/store-credit-card-info.html) [Rapid Refunds](https://www.payjunction.com/payments/credit-card-refund.html) [Recurring Billing](https://www.payjunction.com/payments/recurring-payments.html) [Ecommerce](https://www.payjunction.com/payments/ecommerce-merchant-services.html) [Mobile App](https://itunes.apple.com/us/app/payjunction/id1324839420?ls=1&mt=8)
- EXPLORE CAPABILITIES
  
  [Overview](https://www.payjunction.com/payments/payment-processing-solutions.html) [Integration Marketplace](https://integrations.payjunction.com/) [Remote Signature](https://www.payjunction.com/payments/signature-capture.html) [Multi-Location](https://www.payjunction.com/payments/enterprise-payments.html) [Sales Reports](https://www.payjunction.com/payments/sales-reports.html) [Search and Export](https://www.payjunction.com/payments/transaction-history-search.html) [Customization](https://www.payjunction.com/payments/custom-payment-software.html)

Solutions

- [Veterinary Streamline payment workflows and get paid faster with up-front deposits and payment schedules for high-cost procedures. Get time back and spend it with furry patients.](https://www2.payjunction.com/payment-processing-veterinarians)
- [Dental Simplify patient payments with multiple means of collection at your dental practice. Meet patient expectations and elevate the payment experience.](https://www2.payjunction.com/payment-processing-dentists)
- [Auto Dealer Manage dealership payments by department, brand and location. Get automated reports for simplified end-of-day close and save on processing fees.](https://www2.payjunction.com/automotive-merchant-services)

Developers

- [API Documentation See how to embed omnichannel payment features into your software, using your choice of our intuitive integration methods.](https://developer.payjunction.com/)
- [Developer Experience Explore the developer journey and learn how our full-service partnership model helps you maximize merchant payment adoption rates.](https://www.payjunction.com/payments/payment-api.html)
- [No-code Payments Integration® Rapidly integrate payment acceptance features into any SaaS application in minutes using our easy-to-use Chrome browser extension.](https://www.payjunction.com/payments/no-code-payments-integration.html)
- [Integration Marketplace Check out our growing marketplace of integrated solution partners that streamline payment acceptance and help businesses automate and scale.](https://integrations.payjunction.com/)

[Pricing](https://www.payjunction.com/payments/pricing.html)

Resources

- [About Us Learn how our people-first culture at PayJunction helps us earn widespread recognition and awards.](https://www.payjunction.com/payments/about.html)
- [Careers Join us in our pursuit to deliver exceptional experiences to customers and partners.](https://www2.payjunction.com/careers)
- [Support Get helpful information about how to use features, troubleshoot problems and contact us.](https://support.payjunction.com/)
- [Blog Gain useful insights into payment industry trends and PayJunction solutions.](https://blog.payjunction.com/)
- [Guides Up your payment processing knowledge with our in-depth eBooks and White Papers.](https://guides.payjunction.com/)
- [Tutorials Read articles and watch videos about how to use valuable features on the PayJunction platform.](https://blog.payjunction.com/topic/pj-university)

# PayJunction Blog

Real solutions to streamline your business.

Featured Resource: Assess Your  
 Merchant Statements

DOWNLOAD NOW

Show All ACH Animal Hospitals API Auto Dealership Auto Repair Auto Shop Business Management Business Tips Cards on File Case Study Chargebacks COVID-19 Credit Card Processing Dentistry Developer Resources E-Commerce Electronic Receipt EMV Enterprise Business Industry News Integrated Payments Legal Services Liability Shift Medical Practices Merchant Account NFC No-code Payments Integration® Paperless PayJunction Culture PJ University Questions and Answers Rates Remote Payments Remote Signature Security Smart Terminal Surcharge Survey Transparency Unethical Billing Veterinary Virtual Terminal

- ## [![MasterCard Revisits Rules Around Card Validation](https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/mastercard-rules-card-validity.svg) MasterCard Revisits Rules Around Card Validation All four card brands (Visa, MasterCard, Discover and Amex) provide written rules and regulations for processing their cards to ensure sound business for all. MasterCard recently changed its standards around determining card validity at checkout. ![Picture of Ursula Librizzi](https://blog.payjunction.com/hs-fs/hubfs/Ursula_Librizzi.jpg?width=48&height=48&name=Ursula_Librizzi.jpg) Ursula Librizzi 12/12/2017 READ MORE](https://blog.payjunction.com/mastercard-rules-card-validity)
- ## [![How Dr. Hrach Obtained Premier Merchant Services for Medical Offices](https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/merchant-services-for-medical-offices-dr-hrach.svg) How Dr. Hrach Obtained Premier Merchant Services for Medical Offices It can be challenging to manage patient payments, especially if you operate a membership or concierge model for your medical practice. ![Picture of Christina Lavingia](https://blog.payjunction.com/hs-fs/hubfs/Christina%20Lavingia%2c%20Content%20Marketing%20Manager.jpg?width=48&height=48&name=Christina%20Lavingia%2c%20Content%20Marketing%20Manager.jpg) Christina Lavingia 12/7/2017 READ MORE](https://blog.payjunction.com/merchant-services-for-medical-offices-dr-hrach)
- ## [![Are You Paying the Lowest Possible Debit Card Fees?](https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/debit-card-fees.svg) Are You Paying the Lowest Possible Debit Card Fees? You may sometimes wonder if the payments industry has your best interest in mind. At PayJunction, we believe in ethical billing, as we’ve outlined in our ongoing unethical billing series. Our goal is to educate the business community about unfair billing practices. ![Picture of Ursula Librizzi](https://blog.payjunction.com/hs-fs/hubfs/Ursula_Librizzi.jpg?width=48&height=48&name=Ursula_Librizzi.jpg) Ursula Librizzi 12/5/2017 READ MORE](https://blog.payjunction.com/debit-card-fees)
- ## [![Small Business Insurance: 3 Policies to Consider](https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/small-business-insurance.svg) Small Business Insurance: 3 Policies to Consider New businesses have many options when it comes to collecting money for their goods or services. In a nutshell, the job of a small business insurance broker is to help these business owners protect as much of that money as possible. ![Picture of Charong Chow](https://blog.payjunction.com/hs-fs/hubfs/charong-chow-embroker.png?width=48&height=48&name=charong-chow-embroker.png) Charong Chow 12/5/2017 READ MORE](https://blog.payjunction.com/small-business-insurance)
- ## [![The 4 Things Successful Brick and Mortar Stores Do Differently](https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/brick-and-mortar-stores.svg) The 4 Things Successful Brick and Mortar Stores Do Differently Can brick and mortar stores thrive in a digital age? Definitely – provided they know how to make themselves stand out. ![Picture of PayJunction Team](https://blog.payjunction.com/hs-fs/hubfs/PayJunction%20Logo%20Cropped%20-%20Vertical%20Grey.png?width=48&height=48&name=PayJunction%20Logo%20Cropped%20-%20Vertical%20Grey.png) PayJunction Team 11/29/2017 READ MORE](https://blog.payjunction.com/brick-and-mortar-stores)
- ## [![Is Your Pricing Spot-On? 4 Tips for Pricing Your Goods or Services](https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/pricing-goods-service.svg) Is Your Pricing Spot-On? 4 Tips for Pricing Your Goods or Services “How much is it?” is a rollercoaster of a question for a business owner. On one side is exhilaration: The customer wants to buy my product or service! On the other is self-doubt: What if the customer balks at my price, or agrees so fast I know I’ve sold myself short? Let’s jump into understanding the art and science behind the perfect price tag. ![Picture of PayJunction Team](https://blog.payjunction.com/hs-fs/hubfs/PayJunction%20Logo%20Cropped%20-%20Vertical%20Grey.png?width=48&height=48&name=PayJunction%20Logo%20Cropped%20-%20Vertical%20Grey.png) PayJunction Team 11/28/2017 READ MORE](https://blog.payjunction.com/pricing-goods-service)

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### Download your **FREE** self-assessment about unethical billing.

- ###### FEATURES
  
  [No-code Payments Integration®](https://www.payjunction.com/payments/no-code-payments-integration.html) [ZeroTouch Terminal](https://www.payjunction.com/payments/smart-terminal.html) [Portable Terminal](https://www.payjunction.com/payments/portable-credit-card-reader-terminal.html) [Invoices](https://www.payjunction.com/payments/electronic-invoices.html) [ACH](https://www.payjunction.com/payments/ach-payments.html) [SmartSurcharge®](https://www.payjunction.com/payments/smart-surcharge.html) [Cards on File](https://www.payjunction.com/payments/store-credit-card-info.html) [Recurring Billing](https://www.payjunction.com/payments/recurring-payments.html)
- [Ecommerce](https://www.payjunction.com/payments/ecommerce-merchant-services.html) [Customization](https://www.payjunction.com/payments/custom-payment-software.html) [Remote Signatures](https://www.payjunction.com/payments/signature-capture.html) [Rapid Refunds](https://www.payjunction.com/payments/credit-card-refund.html) [Multi-Location](https://www.payjunction.com/payments/enterprise-payments.html) [Sales Reports](https://www.payjunction.com/payments/sales-reports.html) [Search and Export](https://www.payjunction.com/payments/transaction-history-search.html) [Mobile App](https://itunes.apple.com/us/app/payjunction/id1324839420?ls=1&mt=8)
- ###### BUSINESS SOLUTIONS
  
  [Auto Dealers](https://www2.payjunction.com/automotive-merchant-services) [Veterinary](https://www2.payjunction.com/payment-processing-veterinarians) [Dentistry](https://www2.payjunction.com/payment-processing-dentists)
- ###### RESOURCES
  
  [Product Overview](https://www.payjunction.com/payments/payment-processing-solutions.html) [Integrations](https://integrations.payjunction.com/) [Blog](https://blog.payjunction.com/) [Guides](https://guides.payjunction.com/) [Support](https://support.payjunction.com/) [Service Status](https://status.payjunction.com/) [Tutorials](https://blog.payjunction.com/tag/pj-university/) [API](https://www.payjunction.com/payments/payment-api.html)
- [Trust Center](https://trust.payjunction.com/) [Request a Demo](https://www2.payjunction.com/payjunction-demo) [Pricing](https://www.payjunction.com/payments/pricing.html) [About Us](https://www.payjunction.com/payments/about.html) [Careers *HIRING*](https://www2.payjunction.com/careers) [Press](https://media.payjunction.com/)

- ###### RESOURCES
  
  [Integrations](https://integrations.payjunction.com/) [Guides](https://guides.payjunction.com/) [Tutorials](https://blog.payjunction.com/tag/pj-university/) [API](https://www.payjunction.com/payments/payment-api.html) [Request a Demo](https://www2.payjunction.com/payjunction-demo) [About Us](https://www.payjunction.com/payments/about.html) [Careers *HIRING*](https://www2.payjunction.com/careers) [Press](https://media.payjunction.com/) [Trust Center](https://trust.payjunction.com/) [Service Status](https://status.payjunction.com/)
- ###### BUSINESS SOLUTIONS
  
  [Auto Dealers](https://www2.payjunction.com/automotive-merchant-services) [Veterinary](https://www2.payjunction.com/payment-processing-veterinarians) [Dentistry](https://www2.payjunction.com/payment-processing-dentists)

##### 800-601-0230

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