“Security” Posts

Everything to Know About PCI Compliance

Everything to Know About PCI Compliance

Do you need a better understanding of the Payment Card Industry Data Security Standard (PCI DSS)? One option is to wade through the PCI Security Standards Council's 139-page report outlining the standard. Before you dive in, we can provide a general overview of what is involved in this important set of requirements for businesses. This quick guide includes all the essential compliance information so you can move forward in ensuring the security of both your customers’ and organization's data. The Role of the PCI Security Standards Council The Payment Card Industry Security Standards Council (PCI SSC) is comprised of representatives…

Cards on File: Why It’s Important to Be PCI Compliant

Cards on File: Why It’s Important to Be PCI Compliant

When it comes to your customers’ information, sophisticated data protection is a must. Yet so many businesses continue to store sensitive customer data haphazardly. Keeping this raw information in filing cabinets or on your computer makes both you and your customers vulnerable to a number of risks. When it comes to moving away from these old-school tactics, a common misconception we come across is that it’s riskier to use a third-party provider to store the data for you. As a PCI level 1 Merchant Service Provider, we can confidently say this claim is false. In this post, we dive…

6 Information-Security Risks to Know About as You Prepare for 2019

6 Information-Security Risks to Know About as You Prepare for 2019

As the owner of a small to medium-sized business, you probably understand the importance of information. Your company likely gathers a wealth of data from its various IT systems that you process, store, and even analyze to help make better tactical and strategic decisions. The amount of information gathered by businesses of all sizes is constantly growing, and it’s becoming increasingly important to take the right security measures to protect your company’s stored data. This article highlights six information-security risks you should know about as you prepare for 2019. Information Security Cybercriminals recognize that companies are gathering more…

PCI Security: Time and Costs to Reach Compliance

PCI Security: Time and Costs to Reach Compliance

In 2017, Target completed a multi-state settlement for $18.5 million stemming from a massive 2013 data breach that exposed customer credit card data (over 40 million records) and contact information (over 70 million records). Target's security was called into question, but it was actually an issue with its outside services: an HVAC supplier was noncompliant with the Payment Card Industry Data Security Standard (PCI DSS). This incident highlights the importance of PCI compliance, both internally and in association with your service providers, such as your Payment Processor. PCI security is becoming an even more pertinent topic of conversation in…

Why You Should Ditch Your Credit Card Processing Authorization Form

Why You Should Ditch Your Credit Card Processing Authorization Form

If you’ve been in business for long (or have been a patron at an old-school establishment), you’re likely all too familiar with the dreaded credit card processing authorization form. We say “dreaded” because these forms pose a number of issues for business owners that range from cumbersome to dangerous. Credit card processing authorization forms require customers to write down their full name, billing address, card type, credit card number, expiration date, CVV and provide a signature … on paper. This process is cumbersome because the information must then be keyed into a payment processing system. It’s dangerous because…