“Smart Terminal” Posts

7 Traits to Look for in a Smart Terminal

7 Traits to Look for in a Smart Terminal

In the wake of the liability shift, Smart Terminals have flooded the U.S. market. With the major selling point being EMV acceptance, many providers benefit as businesses continue to upgrade their equipment. However, a truly “smart” terminal goes above and beyond just accepting EMV. Here are seven attributes that make a Smart Terminal, well, smart. Recognition A Smart Terminal should not only accept EMV but should also recognize when a chip card is swiped. The smartest terminals have the ability to read all the magstripe data, which indicate whether the card supports EMV. The terminal will then reject the…

Meet the Smart Terminal by PayJunction

Meet the Smart Terminal by PayJunction

This is the Smart Terminal by PayJunction. It makes payment processing simpler and more secure than with traditional terminals — and it’s better for the environment too. Let’s take a look at how it works. As an example, Victoria is the office manager at Dr. Smith Dermatology. One of her favorite patients, Oliver, has stopped in to pick up some sunblock and is ready to pay. Victoria enters the amount into her computer and requests payment from Oliver. It shows up on the Smart Terminal, and Oliver is presented with a variety of payment options: a classic credit card,…

Why EMV Fallback Is a Risk for Your Business

Why EMV Fallback Is a Risk for Your Business

Let’s paint two seemingly harmless scenarios for you. A customer comes into your business and attempts to pay for a purchase with an EMV chip card. The transaction fails despite your terminal being EMV certified, so you decide to proceed by allowing the customer to swipe his chip card. The transaction can’t be processed properly because your EMV terminal isn’t certified to process EMV transactions or doesn’t have an EMV slot. You work around this by asking the customer to swipe the chip card instead. Great, you got paid! However, both of these examples illustrate an…

How to Process a Transaction Using the Smart Terminal

How to Process a Transaction Using the Smart Terminal

Welcome to PayJunction University, where we teach you how to use PayJunction like a pro. Today’s lesson will show you how to process a transaction with the Smart Terminal. After logging into PayJunction, select “Process a Credit Card” from the left-hand column. Then select the “Smart Terminal” tab on the top of the page. Now, select which terminal and account you would like to use. Enter the transaction amount and click “Request Payment” at the bottom of the screen. Your customer will take over from here. If tips are enabled on your account, they will be presented with a…

5 Reasons Why You Need a Customer-Facing Terminal

5 Reasons Why You Need a Customer-Facing Terminal

If you’re shopping for a new credit card terminal, it’s easy to feel overwhelmed by your options. Make the wrong choice and you could be in the same position in a year’s time. Changes in payment technology and consumer trends are unpredictable, but some credit card terminals are better suited for the future than others. Without over-complicating the matter with makes and models, we’ll focus simply on the credit card terminal's physical orientation. There are five compelling reasons why you should opt for a customer-facing terminal over a traditional cashier-facing one. The Imminent Rise of Chip…