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How Credit Card Machine Leasing Companies Hurt Your Bottom Line

The right credit card terminal will help you achieve lower rates and protect your business from fraud. It would be silly to opt against using one if you take in-person transactions, so the vast majority of business owners do.
Ursula Librizzi 7/15/2019 READ MORE
Unethical Software Providers Penalize You for Using Other Merchant Account Providers

Running your business efficiently may mean using multiple providers to satisfy all your needs. This could include client or inventory-management software, an e-commerce hosting platform and a Merchant Account Provider to process in-person and online payments.
Ursula Librizzi 1/9/2018 READ MORE
Are You Paying the Lowest Possible Debit Card Fees?

You may sometimes wonder if the payments industry has your best interest in mind. At PayJunction, we believe in ethical billing, as we’ve outlined in our ongoing unethical billing series. Our goal is to educate the business community about unfair billing practices.
Ursula Librizzi 12/5/2017 READ MORE
Unethical Providers Markup Amex Fees

Thus far, this series has covered a range of fake fees and markups. To no one’s surprise, some providers also practice unethical billing around Amex fees. Before we dive in, here’s a quick explanation of processing options for businesses that accept Amex.
Ursula Librizzi 6/6/2017 READ MORE
Unethical Providers Charge Non-Qualified Interchange

Editor's Note: In 2021, Visa introduced a legitimate classifications of 'Non-Qualified Consumer Credit' and 'Non-Qualified Commercial Credit.' However, if you see Non-Qualified for other card types (Mastercard, Discover, Amex) it is still considered a hidden mark up fee.
Ursula Librizzi 2/21/2017 READ MORE
Processing Refunds? Beware of Additional Fees

Unfortunately, unethical Merchant Account Providers are constantly conjuring up new ways to hide fees and make more money off their customers. Part 5 of this series covered one way providers can be deceptive when your business runs returns. In part 12, we will further explore unethical issues related to refunds. Payment Processing Demo Schedule 15 minutes with a payments expert Get a customized PayJunction product walk-through Understand requirements and pricing Determine your SAVINGS! GET DEMO NOW
Ursula Librizzi 2/9/2017 READ MORE