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Merchant Statements

Improper Merchant Underwriting Directly Affects Your Business

To get a traditional merchant account, your business must go through an extensive review process called merchant underwriting. Unfortunately some Merchant Account Providers don’t effectively underwrite businesses, which can lead to issues down the line.
Ursula Librizzi 2/2/2017 READ MORE
How to Sidestep Unfair Contract Terms

Unfortunately, unethical billing is more common than we’d like to believe. Some Merchant Account Providers will squeeze terms and fees into their merchant contracts that only harm the businesses they claim to serve. Due to the nature of these terms, most business owners don’t realize they’re unfairly locked into a contract until they’re looking to exit their merchant credit card processing agreement. Payment Processing Demo Schedule 15 minutes with a payments expert Get a customized PayJunction product walk-through Understand requirements and pricing Determine your SAVINGS! GET DEMO NOW
Ursula Librizzi 1/24/2017 READ MORE
Are You Sure You’re Paying True Interchange?

If your business is on Interchange pricing, you may think you have the most transparent rate plan. This is a fair assumption, so long as you’re being charged true Interchange.
Christina Lavingia 1/19/2017 READ MORE
How to Spot a Hidden Volume Fee

Merchant Account Providers practice unethical billing in various ways, but some don’t stop at a hidden markup in wholesale costs or forgotten Interchange refunds on returns. Some providers go as far as increasing your processing fees for the volume you process in a given month.
Ursula Librizzi 1/19/2017 READ MORE
Are You Being Refunded Interchange?

So far, we’ve covered how some Merchant Account Providers practice unethical billing when charging you, but providers can also be deceptive when your business runs a return. In part five of this series, we will uncover how some providers intentionally fail to reimburse Interchange on returns.
Ursula Librizzi 1/17/2017 READ MORE
Detecting Padded Dues and Credit Card Assessment Fees

Due to the complexity of billing statements, many Merchant Account Providers practice unethical billing. In part four of this series, we will reveal padded dues and credit card assessment fees: another way providers make money by hiding fees from their customers.
Ursula Librizzi 1/12/2017 READ MORE