--- title: How to Spot a Hidden Volume Fee description: Unethical providers hide a hidden volume fee in merchant statements . This fee shouldn't occur — here's how you can spot it. image: https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/volume-fee-unethical-billing.svg --- [tel:1-800-601-0230](tel:1-800-601-0230) 800-601-0230 - Features - Solutions - Developers - [Pricing](https://www.payjunction.com/payments/pricing.html) - Resources [See a Demo](https://www2.payjunction.com/tour-payjunction) Features - EXPLORE PRODUCTS [No-code Payments Integration®](https://www.payjunction.com/payments/no-code-payments-integration.html) [ZeroTouch Terminal](https://www.payjunction.com/payments/smart-terminal.html) [Portable Terminal](https://www.payjunction.com/payments/portable-credit-card-reader-terminal.html) - ACCEPT PAYMENTS [Invoices](https://www.payjunction.com/payments/electronic-invoices.html) [ACH Electronic Checks](https://www.payjunction.com/payments/ach-payments.html) [SmartSurcharge®](https://www.payjunction.com/payments/smart-surcharge.html) [Cards on File](https://www.payjunction.com/payments/store-credit-card-info.html) [Rapid Refunds](https://www.payjunction.com/payments/credit-card-refund.html) [Recurring Billing](https://www.payjunction.com/payments/recurring-payments.html) [Ecommerce](https://www.payjunction.com/payments/ecommerce-merchant-services.html) [Mobile App](https://itunes.apple.com/us/app/payjunction/id1324839420?ls=1&mt=8) - EXPLORE CAPABILITIES [Overview](https://www.payjunction.com/payments/payment-processing-solutions.html) [Integration Marketplace](https://integrations.payjunction.com/) [Remote Signature](https://www.payjunction.com/payments/signature-capture.html) [Multi-Location](https://www.payjunction.com/payments/enterprise-payments.html) [Sales Reports](https://www.payjunction.com/payments/sales-reports.html) [Search and Export](https://www.payjunction.com/payments/transaction-history-search.html) [Customization](https://www.payjunction.com/payments/custom-payment-software.html) Solutions - [Veterinary Streamline payment workflows and get paid faster with up-front deposits and payment schedules for high-cost procedures. 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Some providers go as far as increasing your processing fees for the volume you process in a given month. ## How to Spot a Hidden Volume Fee Your merchant statements break down these details so you can see the volume processed by each card type. You shouldn’t see an increase in your processing fees due to the amount of volume ran in a given month; however, some providers unfortunately add extra volume fees when you run more than expected. Here’s what it looks like on your statement: ## Payment Processing Demo Schedule 15 minutes with a payments expert Get a customized PayJunction product walk-through Understand requirements and pricing Determine your SAVINGS! GET DEMO NOW ## Markup on a Portion of Volume ![Hidden-Volume-Fee-Partial-Volume-Markup](https://blog.payjunction.com/hs-fs/hubfs/BLOG/BLOG%20IN-LINE%20IMAGES/Hidden-Volume-Fee-Partial-Volume-Markup.png?width=760&name=Hidden-Volume-Fee-Partial-Volume-Markup.png) In this example, the provider charged the expected rate for part of the processing volume at 1.65%, but it also charged an increased rate of 1% for a portion of the volume that exceeded expectations. ## Markup on the Entire Volume ![Hidden-Volume-Fees-Entire-Volume-Markup](https://blog.payjunction.com/hs-fs/hubfs/BLOG/BLOG%20IN-LINE%20IMAGES/Hidden-Volume-Fees-Entire-Volume-Markup.png?width=760&name=Hidden-Volume-Fees-Entire-Volume-Markup.png) In this example, the provider added an additional markup on the entire processing volume because it surpassed the total anticipated. All providers set limits on processing volumes for your protection as well as their own, but unethical providers may use your processing limit against you. The description "other volume fees" is intentionally vague to keep you guessing. If you're getting hit with hidden volume fees, it's most likely over the entire volume, which is less noticeable on statements and in your bank account. ## Remove a Hidden Volume Fee From Your Statements Don’t let the complexity of merchant statements keep money out of your pocket. Do your due diligence when choosing a provider and carefully read through the fine print of merchant agreements to ensure you won’t be penalized for processing over your limit. If you think your current provider is charging you hidden volume fees, get a professional analysis of your merchant statements to weed out any unethical billing. ## Uncover hidden markups on volume fees. [![ANALYZE MY STATEMENTS](https://no-cache.hubspot.com/cta/default/635739/2183efee-83ec-47d3-80cb-871a46e35a93.png)](https://cta-redirect.hubspot.com/cta/redirect/635739/2183efee-83ec-47d3-80cb-871a46e35a93) Have you seen a volume markup percentage listed on your merchant statements? What were the charges for? Post in the comments section below; we’d love to hear from you. [Unethical Billing](https://blog.payjunction.com/topic/unethical-billing) [Credit Card Processing](https://blog.payjunction.com/topic/credit-card-processing) --- ##### [![Are You Being Refunded Interchange?](https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/interchange-refunds-unethical-billing.svg) Are You Being Refunded Interchange?](https://blog.payjunction.com/interchange-refunds-unethical-billing) ##### [![How to Sidestep Unfair Contract Terms](https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/contract-terms-unethical-billing.svg) How to Sidestep Unfair Contract Terms](https://blog.payjunction.com/contract-terms-unethical-billing) ###### About Author ![Picture of Ursula Librizzi](https://blog.payjunction.com/hs-fs/hubfs/Ursula_Librizzi.jpg?width=200&height=200&name=Ursula_Librizzi.jpg) ### Ursula Librizzi Ursula is the sales and marketing operations manager for PayJunction. She oversees daily marketing tasks and liaises between the sales and marketing departments. ###### Related Posts ## [![How Billback Rate Plans Mislead Business Owners](https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/billback-unethical-billing.svg) How Billback Rate Plans Mislead Business Owners There are a few payment processing rate plans you can choose from, which vary depending on who you decide to work with. In the unfortunate event you work with an unethical Merchant Account Provider, you may end up on Billback or worse, Enhanced Billback.](https://blog.payjunction.com/billback-unethical-billing) ## [![Credit Card Processing Fees Small Businesses Should Be Aware Of](https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/credit-card-processing-fees-small-business.svg) Credit Card Processing Fees Small Businesses Should Be Aware Of As a small business owner, you may or may not be familiar with the basics of credit card processing, depending on whether this is your first business. There are numerous middlemen to familiarize yourself with and questions to ask yourself to ensure that you’re partnered with an ethical, honest provider.](https://blog.payjunction.com/credit-card-processing-fees-small-business) ## [![MasterCard Announces New Merchant Location Fee](https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/mastercard-merchant-location-fee.svg) MasterCard Announces New Merchant Location Fee MasterCard announced a new assessment fee that will be billed per business location that accepts its cards.](https://blog.payjunction.com/mastercard-merchant-location-fee) ## Meet a Payment System You’ll Love - ###### FEATURES [No-code Payments Integration®](https://www.payjunction.com/payments/no-code-payments-integration.html) [ZeroTouch Terminal](https://www.payjunction.com/payments/smart-terminal.html) [Portable Terminal](https://www.payjunction.com/payments/portable-credit-card-reader-terminal.html) [Invoices](https://www.payjunction.com/payments/electronic-invoices.html) [ACH](https://www.payjunction.com/payments/ach-payments.html) [SmartSurcharge®](https://www.payjunction.com/payments/smart-surcharge.html) [Cards on File](https://www.payjunction.com/payments/store-credit-card-info.html) [Recurring Billing](https://www.payjunction.com/payments/recurring-payments.html) - [Ecommerce](https://www.payjunction.com/payments/ecommerce-merchant-services.html) [Customization](https://www.payjunction.com/payments/custom-payment-software.html) [Remote Signatures](https://www.payjunction.com/payments/signature-capture.html) [Rapid Refunds](https://www.payjunction.com/payments/credit-card-refund.html) [Multi-Location](https://www.payjunction.com/payments/enterprise-payments.html) [Sales Reports](https://www.payjunction.com/payments/sales-reports.html) [Search and Export](https://www.payjunction.com/payments/transaction-history-search.html) [Mobile App](https://itunes.apple.com/us/app/payjunction/id1324839420?ls=1&mt=8) - ###### BUSINESS SOLUTIONS [Auto Dealers](https://www2.payjunction.com/automotive-merchant-services) [Veterinary](https://www2.payjunction.com/payment-processing-veterinarians) [Dentistry](https://www2.payjunction.com/payment-processing-dentists) - ###### RESOURCES [Product Overview](https://www.payjunction.com/payments/payment-processing-solutions.html) [Integrations](https://integrations.payjunction.com/) [Blog](https://blog.payjunction.com/) [Guides](https://guides.payjunction.com/) [Support](https://support.payjunction.com/) [Service Status](https://status.payjunction.com/) [Tutorials](https://blog.payjunction.com/tag/pj-university/) [API](https://www.payjunction.com/payments/payment-api.html) - [Trust Center](https://trust.payjunction.com/) [Request a Demo](https://www2.payjunction.com/payjunction-demo) [Pricing](https://www.payjunction.com/payments/pricing.html) [About Us](https://www.payjunction.com/payments/about.html) [Careers *HIRING*](https://www2.payjunction.com/careers) [Press](https://media.payjunction.com/) - ###### RESOURCES [Integrations](https://integrations.payjunction.com/) [Guides](https://guides.payjunction.com/) [Tutorials](https://blog.payjunction.com/tag/pj-university/) [API](https://www.payjunction.com/payments/payment-api.html) [Request a Demo](https://www2.payjunction.com/payjunction-demo) [About Us](https://www.payjunction.com/payments/about.html) [Careers *HIRING*](https://www2.payjunction.com/careers) [Press](https://media.payjunction.com/) [Trust Center](https://trust.payjunction.com/) [Service Status](https://status.payjunction.com/) - ###### BUSINESS SOLUTIONS [Auto Dealers](https://www2.payjunction.com/automotive-merchant-services) [Veterinary](https://www2.payjunction.com/payment-processing-veterinarians) [Dentistry](https://www2.payjunction.com/payment-processing-dentists) ##### 800-601-0230 SIGN UP FOR OUR NEWSLETTER  Become a better advocate for your business. 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