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What is a Card-On-File Transaction? The shift to digital interactions has sky-rocketed in recent years, primarily due to consumers’ increasing demand for fast, frictionless experiences. One area that has seen rapid adoption and growth is payments, driven by the rise of Apple Pay, Google Pay, PayPal, and Venmo, the ease with which a person can pay for goods and services. Companies like Uber, Lyft, Grub Hub and Instacart have made it the norm to pay without entering card details for each purchase. This is a practice called Credit Card On File. Payment Processing Demo Schedule 15 minutes with a payments expert Get a customized PayJunction product walk-through Understand requirements and pricing Determine your SAVINGS! GET DEMO NOW
READ MOREWelcome to PJ University, where we teach you how to use PayJunction like a pro. We’ve made it easy for anyone, with or without technical coding knowledge, to integrate payment acceptance features into their software in minutes. Our No-code Payments Integration® streamlines payments and boosts productivity.
READ MORENo-code technology is revolutionary for building and deploying software solutions rapidly, without writing code. No-code and low-code integrations offer a range of templates, webhooks, point-and-click tools and intuitive interfaces that allow users—even those without extensive coding knowledge—to develop applications, websites, and complex workflows. Automating processes and streamlining workflows can make businesses more agile, responsive, and competitive in today's fast-paced digital landscape.
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While often fun, predicting the future can be risky for individuals and companies that focus their resources and investments on the wrong initiatives. We believe business leaders can find inspiration in the words of Malcolm X: "The future belongs to those who prepare for it today."
READ MOREAn API, or application programming interface, is a set of protocols and tools that let different types of software interface with each other. Developers use APIs to quickly add new features to their software. Payment service providers like PayJunction publish APIs that allow software providers and developers to easily add credit, debit and ACH payments within their core software for in-person and online acceptance.
READ MOREThere’s no denying that we are all witnesses to the explosive growth of online sales as consumers increasingly embrace the convenience of digital payments and platforms. But here’s a fun fact that doesn’t get much attention: a whopping 80% of retail purchases are conducted in person! People still frequent stores, restaurants, medical offices, automotive dealers, hair salons and more to buy goods and services.
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