--- title: How to Process a Transaction Using the Smart Terminal description: Discover how easy it is to process a transaction with the PayJunction Smart Terminal. image: https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/smart-terminal-transactions.svg --- [tel:1-800-601-0230](tel:1-800-601-0230) 800-601-0230 - Features - Solutions - Developers - [Pricing](https://www.payjunction.com/payments/pricing.html) - Resources [See a Demo](https://www2.payjunction.com/tour-payjunction) Features - EXPLORE PRODUCTS [No-code Payments Integration®](https://www.payjunction.com/payments/no-code-payments-integration.html) [ZeroTouch Terminal](https://www.payjunction.com/payments/smart-terminal.html) [Portable Terminal](https://www.payjunction.com/payments/portable-credit-card-reader-terminal.html) - ACCEPT PAYMENTS [Invoices](https://www.payjunction.com/payments/electronic-invoices.html) [ACH Electronic Checks](https://www.payjunction.com/payments/ach-payments.html) [SmartSurcharge®](https://www.payjunction.com/payments/smart-surcharge.html) [Cards on File](https://www.payjunction.com/payments/store-credit-card-info.html) [Rapid Refunds](https://www.payjunction.com/payments/credit-card-refund.html) [Recurring Billing](https://www.payjunction.com/payments/recurring-payments.html) [Ecommerce](https://www.payjunction.com/payments/ecommerce-merchant-services.html) [Mobile App](https://itunes.apple.com/us/app/payjunction/id1324839420?ls=1&mt=8) - EXPLORE CAPABILITIES [Overview](https://www.payjunction.com/payments/payment-processing-solutions.html) [Integration Marketplace](https://integrations.payjunction.com/) [Remote Signature](https://www.payjunction.com/payments/signature-capture.html) [Multi-Location](https://www.payjunction.com/payments/enterprise-payments.html) [Sales Reports](https://www.payjunction.com/payments/sales-reports.html) [Search and Export](https://www.payjunction.com/payments/transaction-history-search.html) [Customization](https://www.payjunction.com/payments/custom-payment-software.html) Solutions - [Veterinary Streamline payment workflows and get paid faster with up-front deposits and payment schedules for high-cost procedures. 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Today’s lesson will show you how to process a transaction with the Smart Terminal.   After logging into PayJunction, select “Process a Credit Card” from the left-hand column. Then select the “Smart Terminal” tab on the top of the page. Now, select which terminal and account you would like to use. Enter the transaction amount and click “Request Payment” at the bottom of the screen. Your customer will take over from here. ## Payment Processing Demo Schedule 15 minutes with a payments expert Get a customized PayJunction product walk-through Understand requirements and pricing Determine your SAVINGS! GET DEMO NOW If tips are enabled on your account, they will be presented with a screen to choose their tip amount. After they have done this, they will use the method of their choice to make the payment. They can [insert an EMV chip card](https://support.payjunction.com/hc/en-us/articles/211053748-Does-PayJunction-support-EMV-transactions-) or swipe a card if it doesn’t have a chip. They can also hover their NFC-enabled smartphone or watch over the top of the Smart Terminal to pay. Once the Smart Terminal has accepted their payment, the screen will prompt them to sign for the transaction, then ask if they want a receipt emailed to them. If they do, they will enter their email address here as well. Once this is complete, your screen will show their signature with the option to print out a receipt. Once you are done, click “Complete Transaction.” There you have it, processing a transaction with our Smart Terminal is as easy as one-two-three! Not to mention, you’ll reap the many benefits our Smart Terminal has to offer. With the ability to accept all types of payments, your business will be [ready for the future](https://blog.payjunction.com/chip-and-pin-vs-chip-and-signature/) and able to accommodate all customers’ preferred payment methods. The Smart Terminal also eliminates the need for paper receipts, which are [costly](https://blog.payjunction.com/printed-receipts-cost/) and harmful to the environment. Maintaining old-school terminals means retaining storage space for signed receipt copies and a stock of supplies. This can cost upwards of $400 monthly. Paper receipts, often made with [BPA](https://blog.payjunction.com/bpa-receipts/), take a serious toll on the environment, using [billions of natural resources](https://blog.payjunction.com/paper-receipts-impact/) each year in the U.S. alone. How are receipts filed and stored then? The Smart Terminal is cloud-based and communicates directly with our [Virtual Terminal](https://blog.payjunction.com/virtual-terminal-credit-card-processing) or any [integrated software](https://blog.payjunction.com/semi-integrated-terminal-definition/). Digitally signed receipts are stored in the software for easy, future access. It’s as simple as searching for something on Google! ## Want more product information? Subscribe to our newsletter! We thank you for completing this lesson! Get notified of future PayJunction University posts by subscribing to our blog. [PJ University](https://blog.payjunction.com/topic/pj-university) [Smart Terminal](https://blog.payjunction.com/topic/smart-terminal) --- ##### [![What Defines PCI Scope?](https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/pci-scope-defined.svg) What Defines PCI Scope?](https://blog.payjunction.com/pci-scope-defined) ##### [![5 Businesses Share Their Tips for a Paperless Office](https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/paperless-office-tips.svg) 5 Businesses Share Their Tips for a Paperless Office](https://blog.payjunction.com/paperless-office-tips) ###### About Author ![Picture of Ursula Librizzi](https://blog.payjunction.com/hs-fs/hubfs/Ursula_Librizzi.jpg?width=200&height=200&name=Ursula_Librizzi.jpg) ### Ursula Librizzi Ursula is the sales and marketing operations manager for PayJunction. She oversees daily marketing tasks and liaises between the sales and marketing departments. ###### Related Posts ## [![Going Paperless: The Secret to Better Veterinary Business Management](https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/veterinary-business-management.svg) Going Paperless: The Secret to Better Veterinary Business Management As a practice manager, you care about maintaining a clean and orderly office so clients and patients have a comfortable experience and all practice records are accurate.](https://blog.payjunction.com/veterinary-business-management) ## [![5 Benefits of Signature Capture](https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/signature-capture.svg) 5 Benefits of Signature Capture Collecting a signature for a payment is pretty straight forward, right? You print a receipt, the customer signs it, you file the signed receipt and you’re done. Sure this works, but there are so many downsides to collecting signatures on paper receipts, including chargebacks, costs and damage to the environment.](https://blog.payjunction.com/signature-capture) ## [![Veterinary Software Streamlined Payments for Animal Specialty Group](https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/veterinary-software-animal-speciality-group.svg) Veterinary Software Streamlined Payments for Animal Specialty Group Picture this: Piles of paper receipts stored in boxes, walled off behind storage unit doors, meticulously organized yet barely protected. This expensive and tedious plight is a reality for businesses in nearly all sectors, because receipts are the best defense in the event of a chargeback. That said, a paper receipt is useless if it’s faded, damaged or lost.](https://blog.payjunction.com/veterinary-software-animal-speciality-group) ## Meet a Payment System You’ll Love - ###### FEATURES [No-code Payments Integration®](https://www.payjunction.com/payments/no-code-payments-integration.html) [ZeroTouch Terminal](https://www.payjunction.com/payments/smart-terminal.html) [Portable Terminal](https://www.payjunction.com/payments/portable-credit-card-reader-terminal.html) [Invoices](https://www.payjunction.com/payments/electronic-invoices.html) [ACH](https://www.payjunction.com/payments/ach-payments.html) [SmartSurcharge®](https://www.payjunction.com/payments/smart-surcharge.html) [Cards on File](https://www.payjunction.com/payments/store-credit-card-info.html) [Recurring Billing](https://www.payjunction.com/payments/recurring-payments.html) - [Ecommerce](https://www.payjunction.com/payments/ecommerce-merchant-services.html) [Customization](https://www.payjunction.com/payments/custom-payment-software.html) [Remote Signatures](https://www.payjunction.com/payments/signature-capture.html) [Rapid Refunds](https://www.payjunction.com/payments/credit-card-refund.html) [Multi-Location](https://www.payjunction.com/payments/enterprise-payments.html) [Sales Reports](https://www.payjunction.com/payments/sales-reports.html) [Search and Export](https://www.payjunction.com/payments/transaction-history-search.html) [Mobile App](https://itunes.apple.com/us/app/payjunction/id1324839420?ls=1&mt=8) - ###### BUSINESS SOLUTIONS [Auto Dealers](https://www2.payjunction.com/automotive-merchant-services) [Veterinary](https://www2.payjunction.com/payment-processing-veterinarians) [Dentistry](https://www2.payjunction.com/payment-processing-dentists) - ###### RESOURCES [Product Overview](https://www.payjunction.com/payments/payment-processing-solutions.html) [Integrations](https://integrations.payjunction.com/) [Blog](https://blog.payjunction.com/) [Guides](https://guides.payjunction.com/) [Support](https://support.payjunction.com/) [Service Status](https://status.payjunction.com/) [Tutorials](https://blog.payjunction.com/tag/pj-university/) [API](https://www.payjunction.com/payments/payment-api.html) - [Trust Center](https://trust.payjunction.com/) [Request a Demo](https://www2.payjunction.com/payjunction-demo) [Pricing](https://www.payjunction.com/payments/pricing.html) [About Us](https://www.payjunction.com/payments/about.html) [Careers *HIRING*](https://www2.payjunction.com/careers) [Press](https://media.payjunction.com/) - ###### RESOURCES [Integrations](https://integrations.payjunction.com/) [Guides](https://guides.payjunction.com/) [Tutorials](https://blog.payjunction.com/tag/pj-university/) [API](https://www.payjunction.com/payments/payment-api.html) [Request a Demo](https://www2.payjunction.com/payjunction-demo) [About Us](https://www.payjunction.com/payments/about.html) [Careers *HIRING*](https://www2.payjunction.com/careers) [Press](https://media.payjunction.com/) [Trust Center](https://trust.payjunction.com/) [Service Status](https://status.payjunction.com/) - ###### BUSINESS SOLUTIONS [Auto Dealers](https://www2.payjunction.com/automotive-merchant-services) [Veterinary](https://www2.payjunction.com/payment-processing-veterinarians) [Dentistry](https://www2.payjunction.com/payment-processing-dentists) ##### 800-601-0230 SIGN UP FOR OUR NEWSLETTER  Become a better advocate for your business. 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