-
AVS Downgrades Increase Your Fees
Address Verification System (AVS) is a common fraud-prevention measure for card-not-present transactions. AVS checks that the purchaser is in fact the cardholder by requesting the address and ZIP code for the card and comparing it to the bank’s records. Presumably, a fraudster would not know this information and would be prevented from making an e-commerce or over-the-phone purchase.
Christina Lavingia
READ MORE
-
Chip and Signature vs Chip and PIN
When the United States finally embraced EMV, the major card issuers favored chip and signature as the authorization method. However, as security measures to prevent credit card fraud advance, chip and PIN is the natural progression. Below, we discuss each verification method and best practices to prepare for what’s to come.
Ursula Librizzi
READ MORE
-
5 Mobile Fraud Prevention Tips for Your Employees
Mobile fraud is reaching unprecedented levels, and users are vulnerable in numerous ways, including the following:
Alexa Lemzy
READ MORE
-
What Is PCI Compliance? PayJunction Security Explained
PayJunction provides business owners with helpful features like cards on file and electronic signature capture. These features go above and beyond the old-school technology many businesses still use, but they naturally lead business owners to ask, “How is this secure?” They may also ask themselves, "What is PCI compliance?"
Christina Lavingia
READ MORE
-
Increase Your Oversight With User Access Controls
We all know the trope “with great power comes great responsibility.”
Christina Lavingia
READ MORE
-
EMV API Makes Life Easy for Developers
Building business-to-business software and point of sale systems isn’t easy. You build, then refine, then re-build, then refine again ... and again. Finally, you have a worthy product that’s ready for use, except for one small detail: your customers are businesses and they need to accept payments.
Randy Modos
READ MORE