--- title: What Is PCI Compliance? PayJunction Security Explained description: Learn the ins and outs of what is PCI compliance, PayJunction’s security and protecting your customers’ information. image: https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/payjunction-security-pci-dss-compliance.svg --- [tel:1-800-601-0230](tel:1-800-601-0230) 800-601-0230 - Features - Solutions - Developers - [Pricing](https://www.payjunction.com/payments/pricing.html) - Resources [See a Demo](https://www2.payjunction.com/tour-payjunction) Features - EXPLORE PRODUCTS [No-code Payments Integration®](https://www.payjunction.com/payments/no-code-payments-integration.html) [ZeroTouch Terminal](https://www.payjunction.com/payments/smart-terminal.html) [Portable Terminal](https://www.payjunction.com/payments/portable-credit-card-reader-terminal.html) - ACCEPT PAYMENTS [Invoices](https://www.payjunction.com/payments/electronic-invoices.html) [ACH Electronic Checks](https://www.payjunction.com/payments/ach-payments.html) [SmartSurcharge®](https://www.payjunction.com/payments/smart-surcharge.html) [Cards on File](https://www.payjunction.com/payments/store-credit-card-info.html) [Rapid Refunds](https://www.payjunction.com/payments/credit-card-refund.html) [Recurring Billing](https://www.payjunction.com/payments/recurring-payments.html) [Ecommerce](https://www.payjunction.com/payments/ecommerce-merchant-services.html) [Mobile App](https://itunes.apple.com/us/app/payjunction/id1324839420?ls=1&mt=8) - EXPLORE CAPABILITIES [Overview](https://www.payjunction.com/payments/payment-processing-solutions.html) [Integration Marketplace](https://integrations.payjunction.com/) [Remote Signature](https://www.payjunction.com/payments/signature-capture.html) [Multi-Location](https://www.payjunction.com/payments/enterprise-payments.html) [Sales Reports](https://www.payjunction.com/payments/sales-reports.html) [Search and Export](https://www.payjunction.com/payments/transaction-history-search.html) [Customization](https://www.payjunction.com/payments/custom-payment-software.html) Solutions - [Veterinary Streamline payment workflows and get paid faster with up-front deposits and payment schedules for high-cost procedures. Get time back and spend it with furry patients.](https://www2.payjunction.com/payment-processing-veterinarians) - [Dental Simplify patient payments with multiple means of collection at your dental practice. Meet patient expectations and elevate the payment experience.](https://www2.payjunction.com/payment-processing-dentists) - [Auto Dealer Manage dealership payments by department, brand and location. Get automated reports for simplified end-of-day close and save on processing fees.](https://www2.payjunction.com/automotive-merchant-services) Developers - [API Documentation See how to embed omnichannel payment features into your software, using your choice of our intuitive integration methods.](https://developer.payjunction.com/) - [Developer Experience Explore the developer journey and learn how our full-service partnership model helps you maximize merchant payment adoption rates.](https://www.payjunction.com/payments/payment-api.html) - [No-code Payments Integration® Rapidly integrate payment acceptance features into any SaaS application in minutes using our easy-to-use Chrome browser extension.](https://www.payjunction.com/payments/no-code-payments-integration.html) - [Integration Marketplace Check out our growing marketplace of integrated solution partners that streamline payment acceptance and help businesses automate and scale.](https://integrations.payjunction.com/) [Pricing](https://www.payjunction.com/payments/pricing.html) Resources - [About Us Learn how our people-first culture at PayJunction helps us earn widespread recognition and awards.](https://www.payjunction.com/payments/about.html) - [Careers Join us in our pursuit to deliver exceptional experiences to customers and partners.](https://www2.payjunction.com/careers) - [Support Get helpful information about how to use features, troubleshoot problems and contact us.](https://support.payjunction.com/) - [Blog Gain useful insights into payment industry trends and PayJunction solutions.](https://blog.payjunction.com/) - [Guides Up your payment processing knowledge with our in-depth eBooks and White Papers.](https://guides.payjunction.com/) - [Tutorials Read articles and watch videos about how to use valuable features on the PayJunction platform.](https://blog.payjunction.com/topic/pj-university) # What Is PCI Compliance? PayJunction Security Explained ![What Is PCI Compliance? PayJunction Security Explained](https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/payjunction-security-pci-dss-compliance.svg) [![Picture of Christina Lavingia](https://blog.payjunction.com/hs-fs/hubfs/Christina%20Lavingia%2c%20Content%20Marketing%20Manager.jpg?width=48&height=48&name=Christina%20Lavingia%2c%20Content%20Marketing%20Manager.jpg) Christina Lavingia](https://blog.payjunction.com/author/christina-lavingia) 2/16/2017 PayJunction provides business owners with helpful features like [cards on file](https://blog.payjunction.com/credit-card-on-file-benefits/) and [electronic signature capture](https://blog.payjunction.com/disputed-credit-card-charges-signature/). These features go above and beyond the old-school technology many businesses still use, but they naturally lead business owners to ask, “How is this secure?” They may also ask themselves, "What is PCI compliance?" We don’t outsource our security measures. Instead, we store all cardholder data internally. [PayJunction](https://www.payjunction.com/trinity/payments#/) is secure to the highest industry standard: [Level 1 PCI DSS](https://www.pcisecuritystandards.org/documents/PCI%20SSC%20Quick%20Reference%20Guide.pdf). Compliance requires annual audits and tireless work to maintain our systems. That said, just because you use PayJunction does not mean you’re completely secure. As a PayJunction customer, it’s your responsibility to do all you can to ensure your network and computer aren’t compromised. Don’t worry, we have a [stellar support team](https://blog.payjunction.com/payjunction-reviews-love-letters/) that can assist you if you’re unsure of your internal security. To put your concerns to rest, let’s review how PayJunction maintains a secure environment and what you can do to protect your business. ## Payment Processing Demo Schedule 15 minutes with a payments expert Get a customized PayJunction product walk-through Understand requirements and pricing Determine your SAVINGS! GET DEMO NOW ## PCI DSS Verification and Protocol It’s easy to check whether [a provider is PCI compliant](https://support.payjunction.com/hc/en-us/articles/211053588-PCI-Compliance-and-PayJunction-Merchants). You can simply visit the [Visa Global Registry of Service Providers page](http://www.visa.com/splisting/searchGrsp.do), type the provider’s name and see whether it’s PCI compliant and when its annual validation expires. To earn a spot on this list, PayJunction undergoes annual audits. An independent auditor verified by the card brands (Visa, Discover, Amex and MasterCard) visits all our facilities and tests our systems to identify weaknesses and vulnerabilities. As an added measure, we enlist the help of another third-party security firm to run its own penetration tests. Although all cardholder information is encrypted, we implement numerous safety measures — ranging from security cameras to badged entry and exit from our facilities — to ensure our data is protected. Basically, our facilities are locked up like a fortress. We undergo annual audits to stay up to date with the newest standards and technologies available. ## What You Can Do to Remain Secure As stated before, our security does not ensure yours. This is true for all providers. When it comes to [merchant credit card processing](https://blog.payjunction.com/merchant-credit-card-processing/), there are a few simple things you should be doing to protect cardholder data: - Implement anti-virus protection - Operate a secure Wi-Fi network - Update your programs and operating system to the most current version - Eliminate physical storage of credit card data - Eliminate processes that transmit card data via methods that are not secure (i.e. email) - Use strong passwords Other providers charge a [PCI fee](https://blog.payjunction.com/merchant-service-fees-unethical-billing/) and require businesses to complete a questionnaire to confirm they’re doing all they can to be secure. We don’t charge this fee, and the questionnaire is available for free to everyone. The questionnaire recommends simple, practical, security measures to ensure you stay safe from hackers and viruses that can steal personal data, including card information. In addition, if you notice suspicious activity on your account, our [support team](https://support.payjunction.com/hc/en-us) can help diagnose the problem and put your account on hold if we identify a security risk. [Together, we can ensure the security](https://trust.payjunction.com/) of all cardholder data and peace of mind for you and your customers. ## What parts of your business are within PCI scope? [![FIND OUT NOW](https://no-cache.hubspot.com/cta/default/635739/6a528838-a821-48c2-bc48-5a6d79b633a9.png)](https://cta-redirect.hubspot.com/cta/redirect/635739/6a528838-a821-48c2-bc48-5a6d79b633a9) Still eager to learn more about what is PCI compliance? Read [our support article](https://support.payjunction.com/hc/en-us/articles/211726437-Is-PayJunction-PCI-compliant-is-PayJunction-secure-and-what-type-of-security-does-PayJunction-use-) for a more technical overview and comment below with questions! [Developer Resources](https://blog.payjunction.com/topic/developer-resources) [Security](https://blog.payjunction.com/topic/security) --- ##### [![6 Experts Share Tips for E-Commerce Success](https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/e-commerce-success-advice.svg) 6 Experts Share Tips for E-Commerce Success](https://blog.payjunction.com/e-commerce-success-advice) ##### [![Unethical Providers Charge Non-Qualified Interchange](https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/non-qualified-interchange.svg) Unethical Providers Charge Non-Qualified Interchange](https://blog.payjunction.com/non-qualified-interchange) ###### About Author ![Picture of Christina Lavingia](https://blog.payjunction.com/hs-fs/hubfs/Christina%20Lavingia%2c%20Content%20Marketing%20Manager.jpg?width=200&height=200&name=Christina%20Lavingia%2c%20Content%20Marketing%20Manager.jpg) ### Christina Lavingia Christina Lavingia delights in crafting content that helps business owners fight fraud, reduce risk and process payments with ease. ###### Related Posts ## [![Foodeaze and PayJunction Offer Online Payment Processing for New York Restaurants](https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/foodeaze-payjunction-integration.svg) Foodeaze and PayJunction Offer Online Payment Processing for New York Restaurants Starting a business isn’t easy, and restaurants are no exception. It’s one thing to hire talented staff, design a delicious menu that fits your local market and customer preferences, and spruce up a retail location. It’s another, though, to then scale your business with multiple locations, delivery options and an online presence.](https://blog.payjunction.com/foodeaze-payjunction-integration) ## [![PayJunction and VetBadger Partner to Streamline Vet Management](https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/vetbadger-payjunction.svg) PayJunction and VetBadger Partner to Streamline Vet Management Having fewer, consolidated systems is preferable to managing disjointed systems that require duplicate data entry. This is exactly the reason software vendors look to integrate with other providers to deliver more features, while end users seek comprehensive solutions that meet all their needs.](https://blog.payjunction.com/vetbadger-payjunction) ## [![Save Time and Money with AI-Driven Interactive Voice Response Phone Payments](https://blog.payjunction.com/hubfs/Twillio%20IVR%20Payments.png) Save Time and Money with AI-Driven Interactive Voice Response Phone Payments Quickly integrate secure, self-service IVR (Integrated Voice Response) payments using PayJunction and Twilio to boost efficiency, lower costs, and improve the customer experience.](https://blog.payjunction.com/save-time-and-money-with-ai-driven-interactive-voice-response-phone-payments-1) ## Meet a Payment System You’ll Love - ###### FEATURES [No-code Payments Integration®](https://www.payjunction.com/payments/no-code-payments-integration.html) [ZeroTouch Terminal](https://www.payjunction.com/payments/smart-terminal.html) [Portable Terminal](https://www.payjunction.com/payments/portable-credit-card-reader-terminal.html) [Invoices](https://www.payjunction.com/payments/electronic-invoices.html) [ACH](https://www.payjunction.com/payments/ach-payments.html) [SmartSurcharge®](https://www.payjunction.com/payments/smart-surcharge.html) [Cards on File](https://www.payjunction.com/payments/store-credit-card-info.html) [Recurring Billing](https://www.payjunction.com/payments/recurring-payments.html) - [Ecommerce](https://www.payjunction.com/payments/ecommerce-merchant-services.html) [Customization](https://www.payjunction.com/payments/custom-payment-software.html) [Remote Signatures](https://www.payjunction.com/payments/signature-capture.html) [Rapid Refunds](https://www.payjunction.com/payments/credit-card-refund.html) [Multi-Location](https://www.payjunction.com/payments/enterprise-payments.html) [Sales Reports](https://www.payjunction.com/payments/sales-reports.html) [Search and Export](https://www.payjunction.com/payments/transaction-history-search.html) [Mobile App](https://itunes.apple.com/us/app/payjunction/id1324839420?ls=1&mt=8) - ###### BUSINESS SOLUTIONS [Auto Dealers](https://www2.payjunction.com/automotive-merchant-services) [Veterinary](https://www2.payjunction.com/payment-processing-veterinarians) [Dentistry](https://www2.payjunction.com/payment-processing-dentists) - ###### RESOURCES [Product Overview](https://www.payjunction.com/payments/payment-processing-solutions.html) [Integrations](https://integrations.payjunction.com/) [Blog](https://blog.payjunction.com/) [Guides](https://guides.payjunction.com/) [Support](https://support.payjunction.com/) [Service Status](https://status.payjunction.com/) [Tutorials](https://blog.payjunction.com/tag/pj-university/) [API](https://www.payjunction.com/payments/payment-api.html) - [Trust Center](https://trust.payjunction.com/) [Request a Demo](https://www2.payjunction.com/payjunction-demo) [Pricing](https://www.payjunction.com/payments/pricing.html) [About Us](https://www.payjunction.com/payments/about.html) [Careers *HIRING*](https://www2.payjunction.com/careers) [Press](https://media.payjunction.com/) - ###### RESOURCES [Integrations](https://integrations.payjunction.com/) [Guides](https://guides.payjunction.com/) [Tutorials](https://blog.payjunction.com/tag/pj-university/) [API](https://www.payjunction.com/payments/payment-api.html) [Request a Demo](https://www2.payjunction.com/payjunction-demo) [About Us](https://www.payjunction.com/payments/about.html) [Careers *HIRING*](https://www2.payjunction.com/careers) [Press](https://media.payjunction.com/) [Trust Center](https://trust.payjunction.com/) [Service Status](https://status.payjunction.com/) - ###### BUSINESS SOLUTIONS [Auto Dealers](https://www2.payjunction.com/automotive-merchant-services) [Veterinary](https://www2.payjunction.com/payment-processing-veterinarians) [Dentistry](https://www2.payjunction.com/payment-processing-dentists) ##### 800-601-0230 SIGN UP FOR OUR NEWSLETTER  Become a better advocate for your business. Get Email Updates GO Thank you for subscribing! PayJunction is a Level 1 PCI Compliant Provider. PayJunction is a registered ISO of PNC Bank, N.A., Pittsburgh, PA. © 2026 PayJunction. All rights reserved. [Privacy Policy](https://support.payjunction.com/hc/en-us/articles/211053648) and [Terms of Use](https://support.payjunction.com/hc/en-us/articles/211053628). ```json { "@context" : "http://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "Christina Lavingia" }, "dateModified" : "2025-06-27", "datePublished" : "2017-02-16", "description" : "Learn the ins and outs of what is PCI compliance, PayJunction’s security and protecting your customers’ information.", "headline" : "What Is PCI Compliance? 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