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PayJunction Team

Credit Card Chip Reader Advantages (and Disadvantages)

As credit card, or EMV, chip cards become more common, so too are the credit card terminals that accept them. If you happen to have a swipe only terminal, or an older chip card reader, you may be wondering whether it makes sense to upgrade your existing terminals. Keep reading to discover the key advantages and disadvantages of using an upgraded credit card chip reader.
PayJunction Team 5/23/2019 READ MORE
The Payment Gateway Process: 2 Hidden Truths [and 1 Myth]

From the outside, it might seem that processing an e-commerce transaction only requires three things:
PayJunction Team 5/16/2019 READ MORE
How to Set Up ACH Payments: 4 Crucial Things You Need to Know

ACH payments, in which funds are drawn from a customer’s bank account over the ACH (Automated Clearing House) network, offers some distinct advantages over processing paper checks. Specifically, ACH payments can save you both time and money.
PayJunction Team 4/30/2019 READ MORE
Merchant Credit Card Processing: Everything To Know

Merchant credit card processing opens a business up to a wider variety of payment methods. Business owners can make shopping more convenient for customers and explore e-commerce avenues to expand their reach. In this guide, we’ll explain how Merchant Account Providers operate and how to choose a service that will support you for years to come.
PayJunction Team 4/25/2019 READ MORE
Ecommerce Credit Card Processor: How It Can Grow Your Business

As a business owner, you’ve probably lost count of how many times you’ve heard that e-commerce is the way of the future. At the same time, with in-store spending at brick and mortar locations predicted to make up nearly 90 percent of all retail sales in the United States in 2019, you might also be wondering whether e-commerce is overhyped.
PayJunction Team 4/16/2019 READ MORE
Payment Processing Solution Trends: 4 To Know

We’ve come a long way since the day when payment options came down to the simple question of “cash or charge.” Whether your business is brick and mortar or online, there are numerous forces shaping your options for payment processing, from changing consumer preferences to new technologies. Trends for payment processing are evolving, and staying on top of the industry is important for providing secure, convenient customer experiences that also reduce your own business risks.
PayJunction Team 4/9/2019 READ MORE