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PayJunction Team

JavaScript Tokenization vs. Hosted Payments: What’s Best for Your Online Experience?

Payments—whether by consumers or businesses—are increasingly being made through digital channels. After all, online acceptance streamlines processes, eases demands on staff, and improves the customer experience. While the shift to digital offers a fast and convenient way for customers to pay, it unfortunately increases opportunities for hackers to break into systems and steal valuable card data. That’s why it’s more important than ever for software providers and their end users to employ security technologies that protect systems and networks from handling or storing sensitive payment details captured in online forms. Implementing these solutions also reduces the scope of vulnerable data, which simplifies PCI DSS compliance validation.
PayJunction Team 11/23/2021 READ MORE
eCommerce Merchant Account: 6 Key Tips for Choosing

Ecommerce presents exciting opportunities for business owners: to better meet the needs of existing customers, to tap into new markets and to grow the value of individual transactions over brick-and-mortar purchases.
PayJunction Team 10/19/2021 READ MORE
What Is Level 3 Processing and How It Optimizes Transaction Costs

Many large corporations and government agencies provide their employees with commercial credit cards to make purchases or pay invoices, which allows buyers to better track spending across their organization.
PayJunction Team 7/29/2021 READ MORE
How to Comply with Visa’s New Fraud-Fighting Rules

Visa recently introduced new rules for e-commerce fraud prevention. This article explains how these rules impact your online business and steps you need to follow to avoid new fees.
PayJunction Team 6/24/2021 READ MORE
5 Safe Payment Practices For Fear Free® Veterinary Professionals

Pet ownership boomed 4% in 2020 as people who shifted to remote work welcomed “pandemic puppies” and “covid kitties” into their homes. According to research from PetAge, the total number of pet-owning households in the U.S. has reached nearly 71 million, or 56 percent of households overall. The result is more pets that need to visit vets.
PayJunction Team 6/22/2021 READ MORE
How A Digital Chargeback Management System Can Streamline the Dispute Process

A Surge in Chargebacks The COVID-19 pandemic accelerated the shift to e-commerce as businesses enacted safe, remote interaction models including curbside servicing, order ahead, and buy online pickup in store. The inability for a business to see a customer in person and run a card-present transaction on an EMV device also means that there is a higher risk for fraud and resulting chargebacks. Some chargebacks—such as duplicate transactions and processing errors—are legitimate, while others are a result of fraud or a customer dispute.
PayJunction Team 4/29/2021 READ MORE