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PayJunction Team

What Is Level 3 Processing and How It Optimizes Transaction Costs

Many large corporations and government agencies provide their employees with commercial credit cards to make purchases or pay invoices, which allows buyers to better track spending across their organization.
PayJunction Team 7/29/2021 READ MORE
How to Comply with Visa’s New Fraud-Fighting Rules

Visa recently introduced new rules for e-commerce fraud prevention. This article explains how these rules impact your online business and steps you need to follow to avoid new fees.
PayJunction Team 6/24/2021 READ MORE
5 Safe Payment Practices For Fear Free® Veterinary Professionals

Pet ownership boomed 4% in 2020 as people who shifted to remote work welcomed “pandemic puppies” and “covid kitties” into their homes. According to research from PetAge, the total number of pet-owning households in the U.S. has reached nearly 71 million, or 56 percent of households overall. The result is more pets that need to visit vets.
PayJunction Team 6/22/2021 READ MORE
How A Digital Chargeback Management System Can Streamline the Dispute Process

A Surge in Chargebacks The COVID-19 pandemic accelerated the shift to e-commerce as businesses enacted safe, remote interaction models including curbside servicing, order ahead, and buy online pickup in store. The inability for a business to see a customer in person and run a card-present transaction on an EMV device also means that there is a higher risk for fraud and resulting chargebacks. Some chargebacks—such as duplicate transactions and processing errors—are legitimate, while others are a result of fraud or a customer dispute.
PayJunction Team 4/29/2021 READ MORE
How to Receive, Review and Respond to Digital Chargeback Notifications

Welcome to PJ University, where we teach you how to use PayJunction like a pro. Today’s lesson is on how to use our new electronic notification feature to review and respond to chargebacks via email and the Virtual Terminal.
PayJunction Team 4/22/2021 READ MORE
Before + After: Curbside Prompts Veterinary Specialty Services to Improve the Payment Experience

Veterinary Specialty Services (VSS) is a multi-specialty, referral-only practice and emergency hospital committed to providing advanced veterinary care for pets in the greater St. Louis area. It was established in 2004, and a satellite facility opened in 2017. VSS employs more than 200 staff, including doctors, administrators, vet techs, and client service representatives (CSRs).
PayJunction Team 3/2/2021 READ MORE