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Merchant Statements
Independent Software Vendors (ISV) have a lot to consider as they evaluate payment gateway and platform providers. It calls for comprehensive research that includes the company, the developer experience, payment features, security and compliance, and customer support.
PayJunction Team
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Payment acceptance has evolved significantly since the days when businesses used “Knuckle Busters” to capture an imprint of credit card details. Using separate systems for ringing up purchases and taking payments—in-person or online—is inefficient and prone to errors. Read on to learn how integrated payments benefit business owners and software companies.
PayJunction Team
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Do It Yourself (DIY) is great if you’re a hobbyist or are one of those people fortunate enough to have skills related to things like home repairs and renovations, automotive repairs, and landscape installations. You can do what you enjoy without having to hire a professional, plus you typically save money.
PayJunction Team
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Contactless payments have surged since 2020, initially spurred by consumers’ concerns about the spread of germs when the COVID-19 pandemic hit. Turns out, many people found “tap to pay” to be more convenient than swiping or inserting a card to make a payment, so contactless payments have taken hold. Visa reported earlier this year that nearly 20 percent of all in-person credit or debit card transactions in the U.S. — and 45% in New York City — are now made by tapping a card or using a digital wallet such as Apple Pay or Google Pay on an NFC payment terminal or other contactless acceptance devices, such as those in train and subway stations.
PayJunction Team
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The four card brands—American Express, Discover, Mastercard and Visa—assess Interchange fees on card payments to compensate the card-issuing banks for processing transactions. Fees are typically reviewed and adjusted once or twice a year, in April and October. In 2020, due to the COVID-19 pandemic, the card brands suspended most practices so as not to further burden businesses hit with closures, labor, supply chain issues and other challenges.
PayJunction Team
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What Is a Virtual Terminal? A Merchant Services Virtual Terminal turns any browser-connected device – desktop, laptop, tablet or smartphone – into a cloud-based credit card terminal. Unlike a stand-alone credit card terminal and paper receipts, a Virtual Terminal allows you to accept payments from customers in person, over the phone, online and via mailed or electronic invoices. Transaction details are paired with customer information and stored digitally, giving you quick access to payment history. And you can access records and conduct business from anywhere: in the office, at home and on the go.
PayJunction Team
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