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PayJunction Team

Retail Credit Card Processing: Evolve and Meet Your Business Needs

While it might seem that a credit card processor is simply a means for collecting and receiving payments from customers, your choice of provider can impact your business in all sorts of other ways. Depending on your business needs, here are some key things to look for in order to find the best credit card processor to meet your unique requirements.
PayJunction Team 6/6/2019 READ MORE
Electronic Payment Processing: 3 Pain Points And How To Deal With Them

It’s getting harder to ignore the lure of offering customers electronic payment processing: with steady year-over-year growth, e-commerce is expected to become the largest retail sales channel in world within the next few years. But while the convenience of shopping online might be one of the factors fueling the need for electronic payment processing, for merchants, accepting payments remotely can seem anything but.
PayJunction Team 5/30/2019 READ MORE
Credit Card Chip Reader Advantages (and Disadvantages)

As credit card, or EMV, chips become more common, so too are the credit card terminals that accept them. According to Visa, 71%, or 511.1 million, of its U.S.-based credit and debit cards now have chips, a figure that represents more than a doubling of chip cards over a three-year period. Across the U.S., 3.1 million – roughly two thirds of – merchants are now EMV-enabled.
PayJunction Team 5/23/2019 READ MORE
The Payment Gateway Process: 2 Hidden Truths [and 1 Myth]

From the outside, it might seem that processing an e-commerce transaction only requires three things:
PayJunction Team 5/16/2019 READ MORE
How to Set Up ACH Payments: 4 Crucial Things You Need to Know

ACH payments, in which funds are drawn from a customer’s bank account over the ACH (Automated Clearing House) network, offers some distinct advantages over processing paper checks. Specifically, ACH payments can save you both time and money.
PayJunction Team 4/30/2019 READ MORE
Merchant Credit Card Processing: Everything To Know

Merchant credit card processing opens a business up to a wider variety of payment methods. Business owners can make shopping more convenient for customers and explore e-commerce avenues to expand their reach. In this guide, we’ll explain how Merchant Account Providers operate and how to choose a service that will support you for years to come.
PayJunction Team 4/25/2019 READ MORE