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PayJunction Team

POS Credit Card Terminal: The Advanced Shopping Guide

Investing in a POS credit card terminal carries obvious benefits. A combined 75 percent of consumers prefer to shop with a credit or debit card, so accepting credit cards opens your business up to a wider market than businesses that only accept cash. Some modern credit card terminals can also process alternative forms of payment, such as mobile payments. One downside is that researching credit card processing terminals can be daunting. What do you really need to know about EMV, NFC and PCI DSS?
PayJunction Team 6/27/2019 READ MORE
How to Take Safer Phone Payments At Your Dealership

Let’s set the stage for a typical day at your dealership. Your customers drop off their cars at your bustling service department and head out to lunch while repairs are made. A technician notices an issue and calls the customer for permission to move forward with the repair. An over-the-phone payment is made to authorize the transaction before the work is done and the customer comes by later that afternoon to pick up the car.
PayJunction Team 6/13/2019 READ MORE
Retail Credit Card Processing: Evolve and Meet Your Business Needs

While it might seem that a credit card processor is simply a means for collecting and receiving payments from customers, your choice of provider can impact your business in all sorts of other ways. Depending on your business needs, here are some key things to look for in order to find the best credit card processor to meet your unique requirements.
PayJunction Team 6/6/2019 READ MORE
Electronic Payment Processing: 3 Pain Points And How To Deal With Them

It’s getting harder to ignore the lure of offering customers electronic payment processing: with steady year-over-year growth, e-commerce is expected to become the largest retail sales channel in world within the next few years. But while the convenience of shopping online might be one of the factors fueling the need for electronic payment processing, for merchants, accepting payments remotely can seem anything but.
PayJunction Team 5/30/2019 READ MORE
Credit Card Chip Reader Advantages (and Disadvantages)

As credit card, or EMV, chips become more common, so too are the credit card terminals that accept them. According to Visa, 71%, or 511.1 million, of its U.S.-based credit and debit cards now have chips, a figure that represents more than a doubling of chip cards over a three-year period. Across the U.S., 3.1 million – roughly two thirds of – merchants are now EMV-enabled.
PayJunction Team 5/23/2019 READ MORE
The Payment Gateway Process: 2 Hidden Truths [and 1 Myth]

From the outside, it might seem that processing an e-commerce transaction only requires three things:
PayJunction Team 5/16/2019 READ MORE