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PayJunction Team

Electronic Payment Processing: 3 Pain Points And How To Deal With Them

It’s getting harder to ignore the lure of offering customers electronic payment processing: with steady year-over-year growth, e-commerce is expected to become the largest retail sales channel in world within the next few years. But while the convenience of shopping online might be one of the factors fueling the need for electronic payment processing, for merchants, accepting payments remotely can seem anything but.
PayJunction Team 5/30/2019 READ MORE
Credit Card Chip Reader Advantages (and Disadvantages)

As credit card, or EMV, chips become more common, so too are the credit card terminals that accept them. According to Visa, 71%, or 511.1 million, of its U.S.-based credit and debit cards now have chips, a figure that represents more than a doubling of chip cards over a three-year period. Across the U.S., 3.1 million – roughly two thirds of – merchants are now EMV-enabled.
PayJunction Team 5/23/2019 READ MORE
The Payment Gateway Process: 2 Hidden Truths [and 1 Myth]

From the outside, it might seem that processing an e-commerce transaction only requires three things:
PayJunction Team 5/16/2019 READ MORE
How to Set Up ACH Payments: 4 Crucial Things You Need to Know

ACH payments, in which funds are drawn from a customer’s bank account over the ACH (Automated Clearing House) network, offers some distinct advantages over processing paper checks. Specifically, ACH payments can save you both time and money.
PayJunction Team 4/30/2019 READ MORE
Merchant Credit Card Processing: Everything To Know

Merchant credit card processing opens a business up to a wider variety of payment methods. Business owners can make shopping more convenient for customers and explore e-commerce avenues to expand their reach. In this guide, we’ll explain how Merchant Account Providers operate and how to choose a service that will support you for years to come.
PayJunction Team 4/25/2019 READ MORE
Ecommerce Credit Card Processor: How It Can Grow Your Business

As a business owner, you’ve probably lost count of how many times you’ve heard that e-commerce is the way of the future. At the same time, with in-store spending at brick and mortar locations predicted to make up nearly 90 percent of all retail sales in the United States in 2019, you might also be wondering whether e-commerce is overhyped.
PayJunction Team 4/16/2019 READ MORE