--- title: Why You Should Ditch Your Credit Card Processing Authorization Form description: Learn about the security risks of using paper credit card processing authorization forms and the benefits of going digital with your transactions. image: https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/credit-card-processing-authorization-form.svg --- [tel:1-800-601-0230](tel:1-800-601-0230) 800-601-0230 - Features - Solutions - Developers - [Pricing](https://www.payjunction.com/payments/pricing.html) - Resources [See a Demo](https://www2.payjunction.com/tour-payjunction) Features - EXPLORE PRODUCTS [No-code Payments Integration®](https://www.payjunction.com/payments/no-code-payments-integration.html) [ZeroTouch Terminal](https://www.payjunction.com/payments/smart-terminal.html) [Portable Terminal](https://www.payjunction.com/payments/portable-credit-card-reader-terminal.html) - ACCEPT PAYMENTS [Invoices](https://www.payjunction.com/payments/electronic-invoices.html) [ACH Electronic Checks](https://www.payjunction.com/payments/ach-payments.html) [SmartSurcharge®](https://www.payjunction.com/payments/smart-surcharge.html) [Cards on File](https://www.payjunction.com/payments/store-credit-card-info.html) [Rapid Refunds](https://www.payjunction.com/payments/credit-card-refund.html) [Recurring Billing](https://www.payjunction.com/payments/recurring-payments.html) [Ecommerce](https://www.payjunction.com/payments/ecommerce-merchant-services.html) [Mobile App](https://itunes.apple.com/us/app/payjunction/id1324839420?ls=1&mt=8) - EXPLORE CAPABILITIES [Overview](https://www.payjunction.com/payments/payment-processing-solutions.html) [Integration Marketplace](https://integrations.payjunction.com/) [Remote Signature](https://www.payjunction.com/payments/signature-capture.html) [Multi-Location](https://www.payjunction.com/payments/enterprise-payments.html) [Sales Reports](https://www.payjunction.com/payments/sales-reports.html) [Search and Export](https://www.payjunction.com/payments/transaction-history-search.html) [Customization](https://www.payjunction.com/payments/custom-payment-software.html) Solutions - [Veterinary Streamline payment workflows and get paid faster with up-front deposits and payment schedules for high-cost procedures. 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Get automated reports for simplified end-of-day close and save on processing fees.](https://www2.payjunction.com/automotive-merchant-services) Developers - [API Documentation See how to embed omnichannel payment features into your software, using your choice of our intuitive integration methods.](https://developer.payjunction.com/) - [Developer Experience Explore the developer journey and learn how our full-service partnership model helps you maximize merchant payment adoption rates.](https://www.payjunction.com/payments/payment-api.html) - [No-code Payments Integration® Rapidly integrate payment acceptance features into any SaaS application in minutes using our easy-to-use Chrome browser extension.](https://www.payjunction.com/payments/no-code-payments-integration.html) - [Integration Marketplace Check out our growing marketplace of integrated solution partners that streamline payment acceptance and help businesses automate and scale.](https://integrations.payjunction.com/) [Pricing](https://www.payjunction.com/payments/pricing.html) Resources - [About Us Learn how our people-first culture at PayJunction helps us earn widespread recognition and awards.](https://www.payjunction.com/payments/about.html) - [Careers Join us in our pursuit to deliver exceptional experiences to customers and partners.](https://www2.payjunction.com/careers) - [Support Get helpful information about how to use features, troubleshoot problems and contact us.](https://support.payjunction.com/) - [Blog Gain useful insights into payment industry trends and PayJunction solutions.](https://blog.payjunction.com/) - [Guides Up your payment processing knowledge with our in-depth eBooks and White Papers.](https://guides.payjunction.com/) - [Tutorials Read articles and watch videos about how to use valuable features on the PayJunction platform.](https://blog.payjunction.com/topic/pj-university) # Why You Should Ditch Your Credit Card Processing Authorization Form ![Why You Should Ditch Your Credit Card Processing Authorization Form](https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/credit-card-processing-authorization-form.svg) [![Picture of Christina Lavingia](https://blog.payjunction.com/hs-fs/hubfs/Christina%20Lavingia%2c%20Content%20Marketing%20Manager.jpg?width=48&height=48&name=Christina%20Lavingia%2c%20Content%20Marketing%20Manager.jpg) Christina Lavingia](https://blog.payjunction.com/author/christina-lavingia) 11/1/2018 If you’ve been in business for long (or have been a patron at an old-school establishment), you’re likely all too familiar with the dreaded credit card processing [authorization form](https://www.freeauthorizationforms.com/wp-content/uploads/2013/03/authorization-to-use-credit-card.png). We say “dreaded” because these forms pose a number of issues for business owners that range from cumbersome to dangerous. [Credit card processing authorization](https://blog.payjunction.com/credit-card-authorization) forms require customers to write down their full name, billing address, card type, credit card number, expiration date, [CVV](https://blog.payjunction.com/avs-cvv-benefits/) and provide a signature … on paper. This process is cumbersome because the information must then be keyed into a payment processing system. It’s dangerous because all this information is sensitive and personal and can result in unauthorized transactions, should it land in malicious hands. Because this information is written on physical paper, it’s easy for a rogue employee or customer to access it. If your employees aren’t careful about properly destroying this material, it can be found by countless people on its way to the landfill. Furthermore, a data breach that’s tied to your business can result in [PCI](https://blog.payjunction.com/pci-dss/) fines based on the number of customers impacted. If you store these records on site or in storage, those areas also add to your risk. There may be a number of reasons why your business has yet to move past these old-fashioned authorization forms. Technology upgrades can often be expensive, it can be challenging to imagine (and adjust to) a new process and one upgrade may require additional updates. That being said, your business cannot afford the costs — and lost customers — that come with a data breach. Add in the time lost manually keying in these forms, filing them away and inconveniencing customers with filling them out, and you have more than enough reason to make a switch. So, what’s the most secure way to accept payments today? ## Payment Processing Demo Schedule 15 minutes with a payments expert Get a customized PayJunction product walk-through Understand requirements and pricing Determine your SAVINGS! GET DEMO NOW ## Tokenization and the Power of the Cloud As stated previously, a few upgrades may be necessary to ditch credit card processing authorization forms in their entirety. We recommend researching [Virtual Terminals](https://blog.payjunction.com/virtual-terminals-everything-to-know/) that allow you to run and store your transactions online. This software solution poses several benefits: - Reduced storage costs - Easier searches - Long-term protection When shopping for a Virtual Terminal, consider only those that offer cards stored on file via [tokenization](https://blog.payjunction.com/tokenization-explained/). Cards on file enable one-click refunds, edits, voids and recharges from within the system, which is especially helpful for businesses that deal with a lot of repeat customers and, hence, may have traditionally stored credit card processing authorization forms. Tokenization is a data-security method that replaces sensitive cardholder information with a randomly generated string, known as a token. This string, e.g. (EO5L-X03K-S2LX-79BQ) has no value if breached and can only be decoded by the [Payment Processor](https://blog.payjunction.com/credit-card-processing-middlemen/) at the end of the [authorization process](https://blog.payjunction.com/understanding-credit-card-authorization). With a Virtual Terminal that can store cardholder data securely in the cloud, you’ve eliminated your need for old-school credit card processing authorization forms, reduced your PCI vulnerabilities and saved time on every transaction you take going forward. No more requesting physical forms to be filled out only to have to key them in. Moving to the cloud also increases trust for customers who may be wary of writing their personal information on paper, which is subject to loss or theft. Do right by them and modernize your business by moving away from credit card processing authorization forms today. ## Interested in a Virtual Terminal that does all this and more? [![REQUEST A DEMO](https://no-cache.hubspot.com/cta/default/635739/5e66a7fd-aa9c-4135-96bb-9df333aa12bd.png)](https://cta-redirect.hubspot.com/cta/redirect/635739/5e66a7fd-aa9c-4135-96bb-9df333aa12bd) So easy to use! Love the security and features like easy address search, re-charge, customer name search, and reports! Great format and design and so easy to navigate! Aayer May 1, 2018 ![](https://blog.payjunction.com/hubfs/CLIENTS%20LOGOS/trustpilot-logo.png) PayJunction has made our credit card processing and deposits easier than ever! Cyndi L. January 17, 2018 ![](https://blog.payjunction.com/hubfs/CLIENTS%20LOGOS/capterra-logo.png) PayJunction is a great asset to our office! Easy to use and amazing customer service! We have not been disappointed! Mrs. Office Mgr May 2, 2018 ![](https://blog.payjunction.com/hubfs/CLIENTS%20LOGOS/trustpilot-logo.png) A hidden gem! PayJunction may not be the biggest payment processor, but they have some amazing features and an excellent support team. Jason H. July 19, 2018 ![](https://blog.payjunction.com/hubfs/CLIENTS%20LOGOS/g2crowd-logo.png) I love, love, love using PayJunction they truly are 5 star across the board. Anna H. February 26, 2018 ![](https://blog.payjunction.com/hubfs/CLIENTS%20LOGOS/capterra-logo.png) I have used your services since your company just started and I am happy with everything. Thank you for making my job easy. Your technical department is always available to assist, if ever needed. Faith May 1, 2018 ![](https://blog.payjunction.com/hubfs/CLIENTS%20LOGOS/trustpilot-logo.png) Do you still use credit card processing authorization forms? Are you eager or wary to switch to paperless alternatives? We’d love to hear your thoughts! [Paperless](https://blog.payjunction.com/topic/paperless) [Security](https://blog.payjunction.com/topic/security) [Business Tips](https://blog.payjunction.com/topic/business-tips) --- ##### [![How to Tailor Your Online Store for the Holiday Season](https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/online-store-holiday.svg) How to Tailor Your Online Store for the Holiday Season](https://blog.payjunction.com/online-store-holiday) ##### [![A Guide to Finding and Training Your Holiday Sales Staff](https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/training-staff-holidays.svg) A Guide to Finding and Training Your Holiday Sales Staff](https://blog.payjunction.com/training-staff-holidays) ###### About Author ![Picture of Christina Lavingia](https://blog.payjunction.com/hs-fs/hubfs/Christina%20Lavingia%2c%20Content%20Marketing%20Manager.jpg?width=200&height=200&name=Christina%20Lavingia%2c%20Content%20Marketing%20Manager.jpg) ### Christina Lavingia Christina Lavingia delights in crafting content that helps business owners fight fraud, reduce risk and process payments with ease. ###### Related Posts ## [![How to Make Your Veterinary Checkout Process a Breeze](https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/veterinary-checkout-process.svg) How to Make Your Veterinary Checkout Process a Breeze Managing the front office of a veterinary clinic can quickly turn into a zoo (pun intended). You may have clients and patients waiting to check in, some waiting to be seen, and others wishing to check out after a checkup or procedure.](https://blog.payjunction.com/veterinary-checkout-process) ## [![What Are Payment Processors?](https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/payment-processors.svg) What Are Payment Processors? Payment Processors are the technical glue in the transmission of credit card transactions. They maintain the computer network between Merchant Account Providers and the banks, and facilitate communication between these providers.](https://blog.payjunction.com/payment-processors) ## [![What Is Tokenization?](https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/tokenization-explained.svg) What Is Tokenization? If you’ve been to an arcade, you’ve likely dealt with tokens. When you enter the arcade, you trade legal tender for tokens, which can be used to play at the arcade but have no value outside the establishment. If you win a game, you earn tickets to cash in on a prize of your choice. But you can’t use the tickets elsewhere, they have no value outside the arcade.](https://blog.payjunction.com/tokenization-explained) ## Meet a Payment System You’ll Love - ###### FEATURES [No-code Payments Integration®](https://www.payjunction.com/payments/no-code-payments-integration.html) [ZeroTouch Terminal](https://www.payjunction.com/payments/smart-terminal.html) [Portable Terminal](https://www.payjunction.com/payments/portable-credit-card-reader-terminal.html) [Invoices](https://www.payjunction.com/payments/electronic-invoices.html) [ACH](https://www.payjunction.com/payments/ach-payments.html) [SmartSurcharge®](https://www.payjunction.com/payments/smart-surcharge.html) [Cards on File](https://www.payjunction.com/payments/store-credit-card-info.html) [Recurring Billing](https://www.payjunction.com/payments/recurring-payments.html) - [Ecommerce](https://www.payjunction.com/payments/ecommerce-merchant-services.html) [Customization](https://www.payjunction.com/payments/custom-payment-software.html) [Remote Signatures](https://www.payjunction.com/payments/signature-capture.html) [Rapid Refunds](https://www.payjunction.com/payments/credit-card-refund.html) [Multi-Location](https://www.payjunction.com/payments/enterprise-payments.html) [Sales Reports](https://www.payjunction.com/payments/sales-reports.html) [Search and Export](https://www.payjunction.com/payments/transaction-history-search.html) [Mobile App](https://itunes.apple.com/us/app/payjunction/id1324839420?ls=1&mt=8) - ###### BUSINESS SOLUTIONS [Auto Dealers](https://www2.payjunction.com/automotive-merchant-services) [Veterinary](https://www2.payjunction.com/payment-processing-veterinarians) [Dentistry](https://www2.payjunction.com/payment-processing-dentists) - ###### RESOURCES [Product Overview](https://www.payjunction.com/payments/payment-processing-solutions.html) [Integrations](https://integrations.payjunction.com/) [Blog](https://blog.payjunction.com/) [Guides](https://guides.payjunction.com/) [Support](https://support.payjunction.com/) [Service Status](https://status.payjunction.com/) [Tutorials](https://blog.payjunction.com/tag/pj-university/) [API](https://www.payjunction.com/payments/payment-api.html) - [Trust Center](https://trust.payjunction.com/) [Request a Demo](https://www2.payjunction.com/payjunction-demo) [Pricing](https://www.payjunction.com/payments/pricing.html) [About Us](https://www.payjunction.com/payments/about.html) [Careers *HIRING*](https://www2.payjunction.com/careers) [Press](https://media.payjunction.com/) - ###### RESOURCES [Integrations](https://integrations.payjunction.com/) [Guides](https://guides.payjunction.com/) [Tutorials](https://blog.payjunction.com/tag/pj-university/) [API](https://www.payjunction.com/payments/payment-api.html) [Request a Demo](https://www2.payjunction.com/payjunction-demo) [About Us](https://www.payjunction.com/payments/about.html) [Careers *HIRING*](https://www2.payjunction.com/careers) [Press](https://media.payjunction.com/) [Trust Center](https://trust.payjunction.com/) [Service Status](https://status.payjunction.com/) - ###### BUSINESS SOLUTIONS [Auto Dealers](https://www2.payjunction.com/automotive-merchant-services) [Veterinary](https://www2.payjunction.com/payment-processing-veterinarians) [Dentistry](https://www2.payjunction.com/payment-processing-dentists) ##### 800-601-0230 SIGN UP FOR OUR NEWSLETTER  Become a better advocate for your business. 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