--- title: How to Key in a Transaction With PayJunction description: Here’s a video explaining how keyed in transactions are processed through PayJunction’s Virtual Terminal. image: https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/payjunction-keyed-in-transactions.svg --- [tel:1-800-601-0230](tel:1-800-601-0230) 800-601-0230 - Features - Solutions - Developers - [Pricing](https://www.payjunction.com/payments/pricing.html) - Resources [See a Demo](https://www2.payjunction.com/tour-payjunction) Features - EXPLORE PRODUCTS [No-code Payments Integration®](https://www.payjunction.com/payments/no-code-payments-integration.html) [ZeroTouch Terminal](https://www.payjunction.com/payments/smart-terminal.html) [Portable Terminal](https://www.payjunction.com/payments/portable-credit-card-reader-terminal.html) - ACCEPT PAYMENTS [Invoices](https://www.payjunction.com/payments/electronic-invoices.html) [ACH Electronic Checks](https://www.payjunction.com/payments/ach-payments.html) [SmartSurcharge®](https://www.payjunction.com/payments/smart-surcharge.html) [Cards on File](https://www.payjunction.com/payments/store-credit-card-info.html) [Rapid Refunds](https://www.payjunction.com/payments/credit-card-refund.html) [Recurring Billing](https://www.payjunction.com/payments/recurring-payments.html) [Ecommerce](https://www.payjunction.com/payments/ecommerce-merchant-services.html) [Mobile App](https://itunes.apple.com/us/app/payjunction/id1324839420?ls=1&mt=8) - EXPLORE CAPABILITIES [Overview](https://www.payjunction.com/payments/payment-processing-solutions.html) [Integration Marketplace](https://integrations.payjunction.com/) [Remote Signature](https://www.payjunction.com/payments/signature-capture.html) [Multi-Location](https://www.payjunction.com/payments/enterprise-payments.html) [Sales Reports](https://www.payjunction.com/payments/sales-reports.html) [Search and Export](https://www.payjunction.com/payments/transaction-history-search.html) [Customization](https://www.payjunction.com/payments/custom-payment-software.html) Solutions - [Veterinary Streamline payment workflows and get paid faster with up-front deposits and payment schedules for high-cost procedures. Get time back and spend it with furry patients.](https://www2.payjunction.com/payment-processing-veterinarians) - [Dental Simplify patient payments with multiple means of collection at your dental practice. Meet patient expectations and elevate the payment experience.](https://www2.payjunction.com/payment-processing-dentists) - [Auto Dealer Manage dealership payments by department, brand and location. Get automated reports for simplified end-of-day close and save on processing fees.](https://www2.payjunction.com/automotive-merchant-services) Developers - [API Documentation See how to embed omnichannel payment features into your software, using your choice of our intuitive integration methods.](https://developer.payjunction.com/) - [Developer Experience Explore the developer journey and learn how our full-service partnership model helps you maximize merchant payment adoption rates.](https://www.payjunction.com/payments/payment-api.html) - [No-code Payments Integration® Rapidly integrate payment acceptance features into any SaaS application in minutes using our easy-to-use Chrome browser extension.](https://www.payjunction.com/payments/no-code-payments-integration.html) - [Integration Marketplace Check out our growing marketplace of integrated solution partners that streamline payment acceptance and help businesses automate and scale.](https://integrations.payjunction.com/) [Pricing](https://www.payjunction.com/payments/pricing.html) Resources - [About Us Learn how our people-first culture at PayJunction helps us earn widespread recognition and awards.](https://www.payjunction.com/payments/about.html) - [Careers Join us in our pursuit to deliver exceptional experiences to customers and partners.](https://www2.payjunction.com/careers) - [Support Get helpful information about how to use features, troubleshoot problems and contact us.](https://support.payjunction.com/) - [Blog Gain useful insights into payment industry trends and PayJunction solutions.](https://blog.payjunction.com/) - [Guides Up your payment processing knowledge with our in-depth eBooks and White Papers.](https://guides.payjunction.com/) - [Tutorials Read articles and watch videos about how to use valuable features on the PayJunction platform.](https://blog.payjunction.com/topic/pj-university) # How to Key in a Transaction With PayJunction ![How to Key in a Transaction With PayJunction](https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/payjunction-keyed-in-transactions.svg) [![Picture of Christina Lavingia](https://blog.payjunction.com/hs-fs/hubfs/Christina%20Lavingia%2c%20Content%20Marketing%20Manager.jpg?width=48&height=48&name=Christina%20Lavingia%2c%20Content%20Marketing%20Manager.jpg) Christina Lavingia](https://blog.payjunction.com/author/christina-lavingia) 6/27/2017 Welcome to PJ University, where we teach you how to use PayJunction like a pro. Today’s lesson is how to process a credit card by keying it in.   After logging into PayJunction, the process page will automatically load, but if you happen to be on another page, just click “Process” from the menu on the left. Next, enter the card number and select the expiration date. The action is automatically set to charge, but you can also refund, authorize, or force from this menu. Once the desired action is selected, enter the amount to process. Now, enter the billing contact’s first and last name. When you are finished, click “Process.” ## Payment Processing Demo Schedule 15 minutes with a payments expert Get a customized PayJunction product walk-through Understand requirements and pricing Determine your SAVINGS! GET DEMO NOW After you’ve done this, a modal will pop up to let you know if the transaction is approved or declined. Here, you will have the option to print or email a receipt to your customer. To email it, click the “Email Receipt” button, then enter your customer’s email address. If you would also like to collect an electronic signature, make sure the “Request Signature” box is checked and click “Send Receipt.” If no signature is required, simply de-select this check box, click “Send Receipt” and your customer will receive their receipt. To print a receipt, just click the “Print Receipt” button. After you have done this, click “Complete” to finish the transaction. Businesses on a Tiered rate plan can encounter [downgrades](https://blog.payjunction.com/avs-downgrades-impact/) on card-not-present transactions if certain fraud-prevention measures are not implemented. For instance, the [Address Verification System](https://blog.payjunction.com/avs-cvv-benefits/) (AVS) is a recommended fraud-prevention tool for all card-not-present transactions. AVS confirms whether the purchaser knows the billing address associated with the card. Collecting this information and receiving a successful match will result in lower transaction costs. If the address provided does not match the billing address associated with the card, the transaction will downgrade if you choose to proceed. Being thorough with the information you request for keyed in transactions can reduce your transaction costs and lower your monthly merchant statement. The Card Verification Value (CVV) in another fraud-prevention measure that confirms the purchaser has physical possession of the card. The CVV is usually a three- or four-digit number noted on the card itself. Although CVV is another recommended fraud-fighting measure, it does not affect your transaction costs. You can [customize PayJunction](https://blog.payjunction.com/virtual-terminal-customization/) to require certain security measures and transaction fields as you see fit. This will ensure your employees always capture AVS and CVV for keyed in transactions. Being vigilant about security measures can protect your business from theft and chargeback-related losses. ## Want more product information? Subscribe to our newsletter! Thank you for watching this lesson. Get notified of future PayJunction University posts by subscribing to our blog. [PJ University](https://blog.payjunction.com/topic/pj-university) [Virtual Terminal](https://blog.payjunction.com/topic/virtual-terminal) --- ##### [![How to Process a Transaction Using the Smart Terminal](https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/smart-terminal-transactions.svg) How to Process a Transaction Using the Smart Terminal](https://blog.payjunction.com/smart-terminal-transactions) ##### [![What Is Tokenization?](https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/tokenization-explained.svg) What Is Tokenization?](https://blog.payjunction.com/tokenization-explained) ###### About Author ![Picture of Christina Lavingia](https://blog.payjunction.com/hs-fs/hubfs/Christina%20Lavingia%2c%20Content%20Marketing%20Manager.jpg?width=200&height=200&name=Christina%20Lavingia%2c%20Content%20Marketing%20Manager.jpg) ### Christina Lavingia Christina Lavingia delights in crafting content that helps business owners fight fraud, reduce risk and process payments with ease. ###### Related Posts ## [![How to Accept Credit Card Payments on Phone and Reduce Chargebacks](https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/reduce-chargebacks-remote-signature.svg) How to Accept Credit Card Payments on Phone and Reduce Chargebacks Welcome to PJ University, where we teach you how to use PayJunction like a pro. Today’s lesson is how to capture remote signatures and reduce chargebacks.](https://blog.payjunction.com/reduce-chargebacks-remote-signature) ## [![How to Void or Refund Transactions With PayJunction](https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/void-refund-transactions.svg) How to Void or Refund Transactions With PayJunction Welcome to PJ University, where we teach you how to use PayJunction like a pro. Today’s lesson is how to void and refund transactions.](https://blog.payjunction.com/void-refund-transactions) ## [![How to Search for a Transaction in the Virtual Terminal](https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/payjunction-search-how-to.svg) How to Search for a Transaction in the Virtual Terminal Welcome to PJ University, where we teach you how to use PayJunction like a pro. Today’s lesson is how to search transactions.](https://blog.payjunction.com/payjunction-search-how-to) ## Meet a Payment System You’ll Love - ###### FEATURES [No-code Payments Integration®](https://www.payjunction.com/payments/no-code-payments-integration.html) [ZeroTouch Terminal](https://www.payjunction.com/payments/smart-terminal.html) [Portable Terminal](https://www.payjunction.com/payments/portable-credit-card-reader-terminal.html) [Invoices](https://www.payjunction.com/payments/electronic-invoices.html) [ACH](https://www.payjunction.com/payments/ach-payments.html) [SmartSurcharge®](https://www.payjunction.com/payments/smart-surcharge.html) [Cards on File](https://www.payjunction.com/payments/store-credit-card-info.html) [Recurring Billing](https://www.payjunction.com/payments/recurring-payments.html) - [Ecommerce](https://www.payjunction.com/payments/ecommerce-merchant-services.html) [Customization](https://www.payjunction.com/payments/custom-payment-software.html) [Remote Signatures](https://www.payjunction.com/payments/signature-capture.html) [Rapid Refunds](https://www.payjunction.com/payments/credit-card-refund.html) [Multi-Location](https://www.payjunction.com/payments/enterprise-payments.html) [Sales Reports](https://www.payjunction.com/payments/sales-reports.html) [Search and Export](https://www.payjunction.com/payments/transaction-history-search.html) [Mobile App](https://itunes.apple.com/us/app/payjunction/id1324839420?ls=1&mt=8) - ###### BUSINESS SOLUTIONS [Auto Dealers](https://www2.payjunction.com/automotive-merchant-services) [Veterinary](https://www2.payjunction.com/payment-processing-veterinarians) [Dentistry](https://www2.payjunction.com/payment-processing-dentists) - ###### RESOURCES [Product Overview](https://www.payjunction.com/payments/payment-processing-solutions.html) [Integrations](https://integrations.payjunction.com/) [Blog](https://blog.payjunction.com/) [Guides](https://guides.payjunction.com/) [Support](https://support.payjunction.com/) [Service Status](https://status.payjunction.com/) [Tutorials](https://blog.payjunction.com/tag/pj-university/) [API](https://www.payjunction.com/payments/payment-api.html) - [Trust Center](https://trust.payjunction.com/) [Request a Demo](https://www2.payjunction.com/payjunction-demo) [Pricing](https://www.payjunction.com/payments/pricing.html) [About Us](https://www.payjunction.com/payments/about.html) [Careers *HIRING*](https://www2.payjunction.com/careers) [Press](https://media.payjunction.com/) - ###### RESOURCES [Integrations](https://integrations.payjunction.com/) [Guides](https://guides.payjunction.com/) [Tutorials](https://blog.payjunction.com/tag/pj-university/) [API](https://www.payjunction.com/payments/payment-api.html) [Request a Demo](https://www2.payjunction.com/payjunction-demo) [About Us](https://www.payjunction.com/payments/about.html) [Careers *HIRING*](https://www2.payjunction.com/careers) [Press](https://media.payjunction.com/) [Trust Center](https://trust.payjunction.com/) [Service Status](https://status.payjunction.com/) - ###### BUSINESS SOLUTIONS [Auto Dealers](https://www2.payjunction.com/automotive-merchant-services) [Veterinary](https://www2.payjunction.com/payment-processing-veterinarians) [Dentistry](https://www2.payjunction.com/payment-processing-dentists) ##### 800-601-0230 SIGN UP FOR OUR NEWSLETTER  Become a better advocate for your business. Get Email Updates GO Thank you for subscribing! PayJunction is a Level 1 PCI Compliant Provider. PayJunction is a registered ISO of PNC Bank, N.A., Pittsburgh, PA. © 2026 PayJunction. All rights reserved. [Privacy Policy](https://support.payjunction.com/hc/en-us/articles/211053648) and [Terms of Use](https://support.payjunction.com/hc/en-us/articles/211053628). ```json { "@context": "http://schema.org", "@type": "BlogPosting", "headline": "How to Key in a Transaction With PayJunction", "description": "Here’s a video explaining how keyed in transactions are processed through PayJunction’s Virtual Terminal. ", "image": { "@type": "ImageObject", "url": "https://cdn2.hubspot.net/hubfs/635739/BLOG/FEATURED%20IMAGES/payjunction-keyed-in-transactions.svg" }, "author": { "@type": "Person", "name": "Christina Lavingia" }, "mainEntityOfPage": "https://blog.payjunction.com/payjunction-keyed-in-transactions", "datePublished": "2017-06-27", "dateModified": "2023-03-10", "publisher": { "@type": "Organization", "name": "PayJunction", "logo": { "@type": "ImageObject", "url": "https://cdn2.hubspot.net/hubfs/635739/logo-400px.png" } } } ```