“Virtual Terminal” Posts

How to Key in a Transaction With PayJunction

How to Key in a Transaction With PayJunction

Welcome to PJ University, where we teach you how to use PayJunction like a pro. Today’s lesson is how to process a credit card by keying it in. After logging into PayJunction, the process page will automatically load, but if you happen to be on another page, just click “Process” from the menu on the left. Next, enter the card number and select the expiration date. The action is automatically set to charge, but you can also refund, authorize, or force from this menu. Once the desired action is selected, enter the amount to process. Now, enter the billing…

What Are the Most Common ACH Reject Codes?

What Are the Most Common ACH Reject Codes?

ACH offers many advantages over paper checks, including faster notification of acceptance or failure. That said, ACH reject codes still come days after the transaction is initiated, so it’s important to know how to resolve these rejects and provide the right information to your customers. To quickly rectify these rejects, it’s vital to familiarize yourself with the most common ACH reject codes and how to solve them. 4 ACH Reject Codes to Know “R01 Insufficient Funds” means the available balance is not sufficient to cover the amount of the debit entry. After receiving this ACH reject code, there…

What Are the Most Common Credit Card Decline Codes?

What Are the Most Common Credit Card Decline Codes?

Contrary to popular belief, insufficient funds is not the most common reason for a credit card to decline. In fact, there are a plethora of credit card decline codes that occur more frequently. To relieve the awkwardness that ensues after stating “Sorry, your credit card was declined,” we’re identifying the most common credit card decline codes and how to solve them to alleviate tension at checkout. 4 Credit Card Decline Codes to Know “05 Do Not Honor” is a general decline typically generated by the card’s issuing bank. Your Merchant Account Provider cannot override the decline; only your…

Why You Need to Upgrade Your Business Reporting

Why You Need to Upgrade Your Business Reporting

Using old-school terminals forces you to manually tally profits, sales and transaction totals month over month and year over year. If you need quarterly reports, you must compile totals per terminal and per department for three consecutive months. Bottom line: Old-school terminals don’t produce sufficient data for your business reporting. Fortunately, our Virtual Terminal tallies for you so your business reporting runs automatically. Pretty nice, right? Cumulative Business Reporting Maintaining revenue records manually is inefficient and susceptible to human error. Our cumulative reports save time and provide greater insights into business trends: The cumulative business reporting in our Virtual…