--- title: PayJunction Blog | Michelle Wagner (2) description: Michelle Graff Wagner brings decades of strategic and hands-on global experience in the payments industry to her writing for PayJunction. As the founder of The Get It Factory, she uses her expertise to translate complex payment technologies into conversational, compelling content that drives results. (2) --- [tel:1-800-601-0230](tel:1-800-601-0230) 800-601-0230 - Features - Solutions - Developers - [Pricing](https://www.payjunction.com/payments/pricing.html) - Resources [See a Demo](https://www2.payjunction.com/tour-payjunction) Features - EXPLORE PRODUCTS [No-code Payments Integration®](https://www.payjunction.com/payments/no-code-payments-integration.html) [ZeroTouch Terminal](https://www.payjunction.com/payments/smart-terminal.html) [Portable Terminal](https://www.payjunction.com/payments/portable-credit-card-reader-terminal.html) - ACCEPT PAYMENTS [Invoices](https://www.payjunction.com/payments/electronic-invoices.html) [ACH Electronic Checks](https://www.payjunction.com/payments/ach-payments.html) [SmartSurcharge®](https://www.payjunction.com/payments/smart-surcharge.html) [Cards on File](https://www.payjunction.com/payments/store-credit-card-info.html) [Rapid Refunds](https://www.payjunction.com/payments/credit-card-refund.html) [Recurring Billing](https://www.payjunction.com/payments/recurring-payments.html) [Ecommerce](https://www.payjunction.com/payments/ecommerce-merchant-services.html) [Mobile App](https://itunes.apple.com/us/app/payjunction/id1324839420?ls=1&mt=8) - EXPLORE CAPABILITIES [Overview](https://www.payjunction.com/payments/payment-processing-solutions.html) [Integration Marketplace](https://integrations.payjunction.com/) [Remote Signature](https://www.payjunction.com/payments/signature-capture.html) [Multi-Location](https://www.payjunction.com/payments/enterprise-payments.html) [Sales Reports](https://www.payjunction.com/payments/sales-reports.html) [Search and Export](https://www.payjunction.com/payments/transaction-history-search.html) [Customization](https://www.payjunction.com/payments/custom-payment-software.html) Solutions - [Veterinary Streamline payment workflows and get paid faster with up-front deposits and payment schedules for high-cost procedures. Get time back and spend it with furry patients.](https://www2.payjunction.com/payment-processing-veterinarians) - [Dental Simplify patient payments with multiple means of collection at your dental practice. Meet patient expectations and elevate the payment experience.](https://www2.payjunction.com/payment-processing-dentists) - [Auto Dealer Manage dealership payments by department, brand and location. Get automated reports for simplified end-of-day close and save on processing fees.](https://www2.payjunction.com/automotive-merchant-services) Developers - [API Documentation See how to embed omnichannel payment features into your software, using your choice of our intuitive integration methods.](https://developer.payjunction.com/) - [Developer Experience Explore the developer journey and learn how our full-service partnership model helps you maximize merchant payment adoption rates.](https://www.payjunction.com/payments/payment-api.html) - [No-code Payments Integration® Rapidly integrate payment acceptance features into any SaaS application in minutes using our easy-to-use Chrome browser extension.](https://www.payjunction.com/payments/no-code-payments-integration.html) - [Integration Marketplace Check out our growing marketplace of integrated solution partners that streamline payment acceptance and help businesses automate and scale.](https://integrations.payjunction.com/) [Pricing](https://www.payjunction.com/payments/pricing.html) Resources - [About Us Learn how our people-first culture at PayJunction helps us earn widespread recognition and awards.](https://www.payjunction.com/payments/about.html) - [Careers Join us in our pursuit to deliver exceptional experiences to customers and partners.](https://www2.payjunction.com/careers) - [Support Get helpful information about how to use features, troubleshoot problems and contact us.](https://support.payjunction.com/) - [Blog Gain useful insights into payment industry trends and PayJunction solutions.](https://blog.payjunction.com/) - [Guides Up your payment processing knowledge with our in-depth eBooks and White Papers.](https://guides.payjunction.com/) - [Tutorials Read articles and watch videos about how to use valuable features on the PayJunction platform.](https://blog.payjunction.com/topic/pj-university) # PayJunction Blog Real solutions to streamline your business. Featured Resource: Assess Your Merchant Statements DOWNLOAD NOW Show All ACH Animal Hospitals API Auto Dealership Auto Repair Auto Shop Business Management Business Tips Cards on File Case Study Chargebacks COVID-19 Credit Card Processing Dentistry Developer Resources E-Commerce Electronic Receipt EMV Enterprise Business Industry News Integrated Payments Legal Services Liability Shift Medical Practices Merchant Account NFC No-code Payments Integration® Paperless PayJunction Culture PJ University Questions and Answers Rates Remote Payments Remote Signature Security Smart Terminal Surcharge Survey Transparency Unethical Billing Veterinary Virtual Terminal ![Picture of Michelle Wagner](https://blog.payjunction.com/hs-fs/hubfs/Headshot%202018%201.jpg?width=72&height=72&name=Headshot%202018%201.jpg) #### Michelle Wagner - ## [![What is Text to Pay? Benefits and How It Works](https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/What%20is%20Text%20to%20Pay.svg) What is Text to Pay? Benefits and How It Works Text to Pay, also called Pay by Text or SMS Payments, allows businesses to accept payments by sending customers requests via text message, enabling them to pay bills directly from their mobile devices by clicking a secure link. Text payments are becoming a vital payment method for businesses seeking to improve cash flow and minimize late bill payments. ![Picture of Michelle Wagner](https://blog.payjunction.com/hs-fs/hubfs/Headshot%202018%201.jpg?width=48&height=48&name=Headshot%202018%201.jpg) Michelle Wagner 8/22/2024 READ MORE](https://blog.payjunction.com/what-is-text-to-pay) - ## [![Now Hear This: Sycle Adds New Payment Features Using No-code Payments Integration®](https://blog.payjunction.com/hubfs/BLOG/HERO%20IMAGES/Sycle-NCPI.svg) Now Hear This: Sycle Adds New Payment Features Using No-code Payments Integration® Sycle, the audiology industry’s leading office management software, is the choice of over 8,000 clinics and 20,000 hearing care professionals. The software handles everything from appointment scheduling to insurance claims management, marketing and financial reporting. Sycle’s seamless integration with complementary software platforms helps practice managers eliminate manual tasks and streamline workflows. ![Picture of Michelle Wagner](https://blog.payjunction.com/hs-fs/hubfs/Headshot%202018%201.jpg?width=48&height=48&name=Headshot%202018%201.jpg) Michelle Wagner 7/11/2024 READ MORE](https://blog.payjunction.com/sycle-no-code-payments-integration) - ## [![5 Ways to Straighten Out Payment Processes at Your Dental Practice](https://blog.payjunction.com/hubfs/BLOG/HERO%20IMAGES/5%20Ways%20to%20Straighten%20out%20Payment%20Processes%20at%20Your%20Dental%20Practice.svg) 5 Ways to Straighten Out Payment Processes at Your Dental Practice Dental practices continually invest in tools, technology and procedures to better manage patients' health while boosting staff productivity. Replacing outdated systems and mundane paper-based office tasks with time-saving solutions frees employees to focus on activities that drive value. ![Picture of Michelle Wagner](https://blog.payjunction.com/hs-fs/hubfs/Headshot%202018%201.jpg?width=48&height=48&name=Headshot%202018%201.jpg) Michelle Wagner 5/28/2024 READ MORE](https://blog.payjunction.com/dental-payment-processes) - ## [![How Marketplace Physical Therapy Relieved the Pain of Payment Acceptance](https://blog.payjunction.com/hubfs/BLOG/HERO%20IMAGES/Marketplace-PT-Case-Study.svg) How Marketplace Physical Therapy Relieved the Pain of Payment Acceptance Marketplace Physical Therapy is a holistic therapy and wellness center specializing in Orthopedic, Metabolic and Neurological Rehabilitation. Michael Rappaport founded the practice in 2003. It has grown to 5 locations in Southern California’s inland empire region. ![Picture of Michelle Wagner](https://blog.payjunction.com/hs-fs/hubfs/Headshot%202018%201.jpg?width=48&height=48&name=Headshot%202018%201.jpg) Michelle Wagner 5/21/2024 READ MORE](https://blog.payjunction.com/marketplace-physical-therapy) - ## [![8 Ways to Brighten the Patient Payment Experience at Your Dental Practice](https://blog.payjunction.com/hubfs/BLOG/HERO%20IMAGES/8%20Ways%20to%20Brighten%20Payment%20Experience%20at%20Dental%20Practice.svg) 8 Ways to Brighten the Patient Payment Experience at Your Dental Practice In recent years, we've seen a surge in contactless and digital payments, with consumers favoring the convenience of online remittance, smartphones, wearables and mobile wallets. These changes in consumer behavior have reshaped how dental practices manage payment acceptance at reception or through the back office. ![Picture of Michelle Wagner](https://blog.payjunction.com/hs-fs/hubfs/Headshot%202018%201.jpg?width=48&height=48&name=Headshot%202018%201.jpg) Michelle Wagner 5/16/2024 READ MORE](https://blog.payjunction.com/8-ways-to-brighten-the-patient-payment-experience-at-your-dental-practice) - ## [![5 Signs Your Veterinary Practice Needs Integrated Payments](https://blog.payjunction.com/hubfs/BLOG/HERO%20IMAGES/5-signs-practice-needs-integration.svg) 5 Signs Your Veterinary Practice Needs Integrated Payments How Integrated Payments Help Your Vet Clinic Reach Its Full Pawtential Recent advances in medicine, diagnostic technology, treatments and therapies have helped veterinary practitioners stay on top of their number one goal: managing the health and well-being of their patients. However, when managing administrative tasks to run the business, staff often rely on outdated technology and paper-based processes. ![Picture of Michelle Wagner](https://blog.payjunction.com/hs-fs/hubfs/Headshot%202018%201.jpg?width=48&height=48&name=Headshot%202018%201.jpg) Michelle Wagner 3/21/2024 READ MORE](https://blog.payjunction.com/5-signs-your-veterinary-practice-needs-integrated-payments) [Prev](https://blog.payjunction.com/author/michelle-wagner) [1](https://blog.payjunction.com/author/michelle-wagner) 2 [3](https://blog.payjunction.com/author/michelle-wagner/page/3) [4](https://blog.payjunction.com/author/michelle-wagner/page/4) [Next](https://blog.payjunction.com/author/michelle-wagner/page/3) ### Download your **FREE** self-assessment about unethical billing. - ###### FEATURES [No-code Payments Integration®](https://www.payjunction.com/payments/no-code-payments-integration.html) [ZeroTouch Terminal](https://www.payjunction.com/payments/smart-terminal.html) [Portable Terminal](https://www.payjunction.com/payments/portable-credit-card-reader-terminal.html) [Invoices](https://www.payjunction.com/payments/electronic-invoices.html) [ACH](https://www.payjunction.com/payments/ach-payments.html) [SmartSurcharge®](https://www.payjunction.com/payments/smart-surcharge.html) [Cards on File](https://www.payjunction.com/payments/store-credit-card-info.html) [Recurring Billing](https://www.payjunction.com/payments/recurring-payments.html) - [Ecommerce](https://www.payjunction.com/payments/ecommerce-merchant-services.html) [Customization](https://www.payjunction.com/payments/custom-payment-software.html) [Remote Signatures](https://www.payjunction.com/payments/signature-capture.html) [Rapid Refunds](https://www.payjunction.com/payments/credit-card-refund.html) [Multi-Location](https://www.payjunction.com/payments/enterprise-payments.html) [Sales Reports](https://www.payjunction.com/payments/sales-reports.html) [Search and Export](https://www.payjunction.com/payments/transaction-history-search.html) [Mobile App](https://itunes.apple.com/us/app/payjunction/id1324839420?ls=1&mt=8) - ###### BUSINESS SOLUTIONS [Auto Dealers](https://www2.payjunction.com/automotive-merchant-services) [Veterinary](https://www2.payjunction.com/payment-processing-veterinarians) [Dentistry](https://www2.payjunction.com/payment-processing-dentists) - ###### RESOURCES [Product Overview](https://www.payjunction.com/payments/payment-processing-solutions.html) [Integrations](https://integrations.payjunction.com/) [Blog](https://blog.payjunction.com/) [Guides](https://guides.payjunction.com/) [Support](https://support.payjunction.com/) [Service Status](https://status.payjunction.com/) [Tutorials](https://blog.payjunction.com/tag/pj-university/) [API](https://www.payjunction.com/payments/payment-api.html) - [Trust Center](https://trust.payjunction.com/) [Request a Demo](https://www2.payjunction.com/payjunction-demo) [Pricing](https://www.payjunction.com/payments/pricing.html) [About Us](https://www.payjunction.com/payments/about.html) [Careers *HIRING*](https://www2.payjunction.com/careers) [Press](https://media.payjunction.com/) - ###### RESOURCES [Integrations](https://integrations.payjunction.com/) [Guides](https://guides.payjunction.com/) [Tutorials](https://blog.payjunction.com/tag/pj-university/) [API](https://www.payjunction.com/payments/payment-api.html) [Request a Demo](https://www2.payjunction.com/payjunction-demo) [About Us](https://www.payjunction.com/payments/about.html) [Careers *HIRING*](https://www2.payjunction.com/careers) [Press](https://media.payjunction.com/) [Trust Center](https://trust.payjunction.com/) [Service Status](https://status.payjunction.com/) - ###### BUSINESS SOLUTIONS [Auto Dealers](https://www2.payjunction.com/automotive-merchant-services) [Veterinary](https://www2.payjunction.com/payment-processing-veterinarians) [Dentistry](https://www2.payjunction.com/payment-processing-dentists) ##### 800-601-0230 SIGN UP FOR OUR NEWSLETTER  Become a better advocate for your business. 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