--- title: Meet the Smart Terminal by PayJunction description: Learn how PayJunction’s Smart Terminal helps businesses go paperless and accept EMV and NFC mobile payments. image: https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/meet-smart-terminal.svg --- [tel:1-800-601-0230](tel:1-800-601-0230) 800-601-0230 - Features - Solutions - Developers - [Pricing](https://www.payjunction.com/payments/pricing.html) - Resources [See a Demo](https://www2.payjunction.com/tour-payjunction) Features - EXPLORE PRODUCTS [No-code Payments Integration®](https://www.payjunction.com/payments/no-code-payments-integration.html) [ZeroTouch Terminal](https://www.payjunction.com/payments/smart-terminal.html) [Portable Terminal](https://www.payjunction.com/payments/portable-credit-card-reader-terminal.html) - ACCEPT PAYMENTS [Invoices](https://www.payjunction.com/payments/electronic-invoices.html) [ACH Electronic Checks](https://www.payjunction.com/payments/ach-payments.html) [SmartSurcharge®](https://www.payjunction.com/payments/smart-surcharge.html) [Cards on File](https://www.payjunction.com/payments/store-credit-card-info.html) [Rapid Refunds](https://www.payjunction.com/payments/credit-card-refund.html) [Recurring Billing](https://www.payjunction.com/payments/recurring-payments.html) [Ecommerce](https://www.payjunction.com/payments/ecommerce-merchant-services.html) [Mobile App](https://itunes.apple.com/us/app/payjunction/id1324839420?ls=1&mt=8) - EXPLORE CAPABILITIES [Overview](https://www.payjunction.com/payments/payment-processing-solutions.html) [Integration Marketplace](https://integrations.payjunction.com/) [Remote Signature](https://www.payjunction.com/payments/signature-capture.html) [Multi-Location](https://www.payjunction.com/payments/enterprise-payments.html) [Sales Reports](https://www.payjunction.com/payments/sales-reports.html) [Search and Export](https://www.payjunction.com/payments/transaction-history-search.html) [Customization](https://www.payjunction.com/payments/custom-payment-software.html) Solutions - [Veterinary Streamline payment workflows and get paid faster with up-front deposits and payment schedules for high-cost procedures. Get time back and spend it with furry patients.](https://www2.payjunction.com/payment-processing-veterinarians) - [Dental Simplify patient payments with multiple means of collection at your dental practice. Meet patient expectations and elevate the payment experience.](https://www2.payjunction.com/payment-processing-dentists) - [Auto Dealer Manage dealership payments by department, brand and location. Get automated reports for simplified end-of-day close and save on processing fees.](https://www2.payjunction.com/automotive-merchant-services) Developers - [API Documentation See how to embed omnichannel payment features into your software, using your choice of our intuitive integration methods.](https://developer.payjunction.com/) - [Developer Experience Explore the developer journey and learn how our full-service partnership model helps you maximize merchant payment adoption rates.](https://www.payjunction.com/payments/payment-api.html) - [No-code Payments Integration® Rapidly integrate payment acceptance features into any SaaS application in minutes using our easy-to-use Chrome browser extension.](https://www.payjunction.com/payments/no-code-payments-integration.html) - [Integration Marketplace Check out our growing marketplace of integrated solution partners that streamline payment acceptance and help businesses automate and scale.](https://integrations.payjunction.com/) [Pricing](https://www.payjunction.com/payments/pricing.html) Resources - [About Us Learn how our people-first culture at PayJunction helps us earn widespread recognition and awards.](https://www.payjunction.com/payments/about.html) - [Careers Join us in our pursuit to deliver exceptional experiences to customers and partners.](https://www2.payjunction.com/careers) - [Support Get helpful information about how to use features, troubleshoot problems and contact us.](https://support.payjunction.com/) - [Blog Gain useful insights into payment industry trends and PayJunction solutions.](https://blog.payjunction.com/) - [Guides Up your payment processing knowledge with our in-depth eBooks and White Papers.](https://guides.payjunction.com/) - [Tutorials Read articles and watch videos about how to use valuable features on the PayJunction platform.](https://blog.payjunction.com/topic/pj-university) # Meet the Smart Terminal by PayJunction ![Meet the Smart Terminal by PayJunction](https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/meet-smart-terminal.svg) [![Picture of Christina Lavingia](https://blog.payjunction.com/hs-fs/hubfs/Christina%20Lavingia%2c%20Content%20Marketing%20Manager.jpg?width=48&height=48&name=Christina%20Lavingia%2c%20Content%20Marketing%20Manager.jpg) Christina Lavingia](https://blog.payjunction.com/author/christina-lavingia) 8/8/2017 *Editor's Note: We've added a new device to our Smart Terminal family: the ZeroTouch Terminal. For information about this new product, [click here](https://blog.payjunction.com/zerotouch).* This is the [Smart Terminal](https://blog.payjunction.com/tag/smart-terminal/) by PayJunction. It makes payment processing simpler and more secure than with a traditional [credit card terminal](https://blog.payjunction.com/credit-card-terminal-guide/) — and it’s [better for the environment](https://blog.payjunction.com/paper-receipts-impact/) too. Let’s take a look at how it works.   As an example, Victoria is the office manager at Dr. Smith Dermatology. One of her favorite patients, Oliver, has stopped in to pick up some sunblock and is ready to pay. Victoria enters the amount into her computer and requests payment from Oliver. It shows up on the Smart Terminal, and Oliver is presented with a variety of payment options: a classic credit card, a card with an EMV chip, [a smartphone or an Apple Watch](https://blog.payjunction.com/mobile-payments-adoption/). ## Payment Processing Demo Schedule 15 minutes with a payments expert Get a customized PayJunction product walk-through Understand requirements and pricing Determine your SAVINGS! GET DEMO NOW Victoria knows whatever the option Oliver chooses, the transaction will be processed in a way that’s both [secure](https://blog.payjunction.com/tag/security/) and up to date with the latest standards. She doesn’t have to worry about the business being [liable in case a transaction is fraudulent](https://blog.payjunction.com/emv-liability-shift-explained/). And even though she knows Oliver is a trustworthy guy, she also knows that one can never be too careful when it comes to [financial security](https://support.payjunction.com/hc/en-us/articles/211726437-Is-PayJunction-PCI-compliant-is-PayJunction-secure-and-what-type-of-security-does-PayJunction-use-). Oliver waves his phone over the Smart Terminal and his payment is accepted. He signs the transaction right on the Smart Terminal screen, opts for an emailed receipt and smiles knowing that skipping a paper receipt just helped the environment in a small but meaningful way. Victoria also has a copy of the transaction, and a signed receipt [stored securely in the cloud](https://blog.payjunction.com/printed-receipts-cost/), which saves space in a filing cabinet and makes looking up previous transactions a breeze and protects the business from [chargebacks](https://blog.payjunction.com/fight-win-chargeback/). Once the transaction has been completed, Oliver heads off with his new sunblock for a day at the beach with the family. Meanwhile, Victoria can focus on her next customer, knowing that the last transaction she processed was fast and secure. Furthermore, Dr. Smith is happy to know the funds will be transferred at the end of the day to his business’s bank account. Meanwhile, PayJunction’s [Virtual Terminal](https://blog.payjunction.com/virtual-terminal-credit-card-processing) (which is connected to the Smart Terminal) keeps a record of every transaction. The system takes this information and uses it to [generate helpful reports](https://blog.payjunction.com/business-reporting-upgrade/) that keep Dr. Smith current on sales totals on a given day, month or over a specified time period. Dr. Smith can use this information to make more informed business decisions while saving the precious time it used to take to store manual records of this information in Excel. [Reconciling](https://blog.payjunction.com/bank-reconciliation-streamlined/) the business’s bank account is easier for Victoria, too, because PayJunction itemizes all fees and any chargebacks that could cause a deposit to not line up with the associated batch. This saves her from all guesswork and helps the practice run more efficiently. That’s it. Simple right? Accept everything with PayJunction’s Smart Terminal, and you’ll be on your way to easier, more secure payment processing, while helping out the environment too. ## Want more product information? Subscribe to our newsletter! Have you considered upgrading your [old credit card terminal](https://blog.payjunction.com/credit-card-reader-outdated/)? What features do you find most important in making your decision? We’d love to hear from you. [EMV](https://blog.payjunction.com/topic/emv) [PJ University](https://blog.payjunction.com/topic/pj-university) [Smart Terminal](https://blog.payjunction.com/topic/smart-terminal) [NFC](https://blog.payjunction.com/topic/nfc) --- ##### [![How to Read a PayJunction Merchant Statement on Tiered Pricing](https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/tiered-pricing-merchant-statement.svg) How to Read a PayJunction Merchant Statement on Tiered Pricing](https://blog.payjunction.com/tiered-pricing-merchant-statement) ##### [![4 Stages of the Customer Journey for Your Small Business](https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/customer-journey-stages.svg) 4 Stages of the Customer Journey for Your Small Business](https://blog.payjunction.com/customer-journey-stages) ###### About Author ![Picture of Christina Lavingia](https://blog.payjunction.com/hs-fs/hubfs/Christina%20Lavingia%2c%20Content%20Marketing%20Manager.jpg?width=200&height=200&name=Christina%20Lavingia%2c%20Content%20Marketing%20Manager.jpg) ### Christina Lavingia Christina Lavingia delights in crafting content that helps business owners fight fraud, reduce risk and process payments with ease. ###### Related Posts ## [![How to Accept Credit Card Payments on Phone and Reduce Chargebacks](https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/reduce-chargebacks-remote-signature.svg) How to Accept Credit Card Payments on Phone and Reduce Chargebacks Welcome to PJ University, where we teach you how to use PayJunction like a pro. Today’s lesson is how to capture remote signatures and reduce chargebacks.](https://blog.payjunction.com/reduce-chargebacks-remote-signature) ## [![How Dr. Hrach Obtained Premier Merchant Services for Medical Offices](https://blog.payjunction.com/hubfs/BLOG/FEATURED%20IMAGES/merchant-services-for-medical-offices-dr-hrach.svg) How Dr. Hrach Obtained Premier Merchant Services for Medical Offices It can be challenging to manage patient payments, especially if you operate a membership or concierge model for your medical practice.](https://blog.payjunction.com/merchant-services-for-medical-offices-dr-hrach) ## [![How Kenwood Hearing Centers Streamlined Operations with an Integrated Payment Solution](https://blog.payjunction.com/hubfs/Integrated_Payment_Solution.svg) How Kenwood Hearing Centers Streamlined Operations with an Integrated Payment Solution Kenwood Hearing Centers is an independent hearing aid and audiology practice that was established in Santa Rosa, California in 1959. The Diles family has run the business since 1981 and currently operates six locations across the North Bay area.](https://blog.payjunction.com/kenwood-hearing-centers) ## Meet a Payment System You’ll Love - ###### FEATURES [No-code Payments Integration®](https://www.payjunction.com/payments/no-code-payments-integration.html) [ZeroTouch Terminal](https://www.payjunction.com/payments/smart-terminal.html) [Portable Terminal](https://www.payjunction.com/payments/portable-credit-card-reader-terminal.html) [Invoices](https://www.payjunction.com/payments/electronic-invoices.html) [ACH](https://www.payjunction.com/payments/ach-payments.html) [SmartSurcharge®](https://www.payjunction.com/payments/smart-surcharge.html) [Cards on File](https://www.payjunction.com/payments/store-credit-card-info.html) [Recurring Billing](https://www.payjunction.com/payments/recurring-payments.html) - [Ecommerce](https://www.payjunction.com/payments/ecommerce-merchant-services.html) [Customization](https://www.payjunction.com/payments/custom-payment-software.html) [Remote Signatures](https://www.payjunction.com/payments/signature-capture.html) [Rapid Refunds](https://www.payjunction.com/payments/credit-card-refund.html) [Multi-Location](https://www.payjunction.com/payments/enterprise-payments.html) [Sales Reports](https://www.payjunction.com/payments/sales-reports.html) [Search and Export](https://www.payjunction.com/payments/transaction-history-search.html) [Mobile App](https://itunes.apple.com/us/app/payjunction/id1324839420?ls=1&mt=8) - ###### BUSINESS SOLUTIONS [Auto Dealers](https://www2.payjunction.com/automotive-merchant-services) [Veterinary](https://www2.payjunction.com/payment-processing-veterinarians) [Dentistry](https://www2.payjunction.com/payment-processing-dentists) - ###### RESOURCES [Product Overview](https://www.payjunction.com/payments/payment-processing-solutions.html) [Integrations](https://integrations.payjunction.com/) [Blog](https://blog.payjunction.com/) [Guides](https://guides.payjunction.com/) [Support](https://support.payjunction.com/) [Service Status](https://status.payjunction.com/) [Tutorials](https://blog.payjunction.com/tag/pj-university/) [API](https://www.payjunction.com/payments/payment-api.html) - [Trust Center](https://trust.payjunction.com/) [Request a Demo](https://www2.payjunction.com/payjunction-demo) [Pricing](https://www.payjunction.com/payments/pricing.html) [About Us](https://www.payjunction.com/payments/about.html) [Careers *HIRING*](https://www2.payjunction.com/careers) [Press](https://media.payjunction.com/) - ###### RESOURCES [Integrations](https://integrations.payjunction.com/) [Guides](https://guides.payjunction.com/) [Tutorials](https://blog.payjunction.com/tag/pj-university/) [API](https://www.payjunction.com/payments/payment-api.html) [Request a Demo](https://www2.payjunction.com/payjunction-demo) [About Us](https://www.payjunction.com/payments/about.html) [Careers *HIRING*](https://www2.payjunction.com/careers) [Press](https://media.payjunction.com/) [Trust Center](https://trust.payjunction.com/) [Service Status](https://status.payjunction.com/) - ###### BUSINESS SOLUTIONS [Auto Dealers](https://www2.payjunction.com/automotive-merchant-services) [Veterinary](https://www2.payjunction.com/payment-processing-veterinarians) [Dentistry](https://www2.payjunction.com/payment-processing-dentists) ##### 800-601-0230 SIGN UP FOR OUR NEWSLETTER  Become a better advocate for your business. 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